Finance and financial management really needs to be a part of all school curriculums. Seriously, who needs PE every single year?
And what in the world is the point of a free period? Also, trigonometry... just no. Learning about how to make and properly handle money would change the outlook for everyone.
Learning that it doesn't grow on trees or that one day we'll have to make our own and turn on into survival... that seems like a more dire and useful life lesson.
Too many people make far too many stupid mistakes that keep them in debt and unhappy, and that can be avoided.
Redditoru/viKiKing0wanted everyone to own to some mistakes involving money by asking:
What was the stupidest financial decision you ever made?
Talk about hindsight, I cry when I think about my past financial mistakes. And it all started with those damn CD deals... I hate you Columbia House!! Also, I believe several libraries have me on a watchlist, should I ever dare to rent another book without settling my debts.
No Thanks
Lift Off Moon GIF by StakinGiphy"My friend: hey you should buy these bitcoin things, they're only 20 cents each and it's sort of an interesting idea."
"Me: oh, yeah, sounds interesting... I'll look into it."
"Never looked into it."
- dedokta
Tasmania
"My now wife and I were renting a terrace house for $50 a week. The landlord who was a very strange cat offered to sell us the house if we paid the weekly rent for 10 years. Rent per year was about $2600 so for $26000 we would have owned a house. We were 20 years old and ten years was forever so we said no. That was my BIG mistake."
"To people who have asked: The house was in Tasmania. About 40 years ago. At that stage I was earning about $250 per week. It was double story, 2 bedroom terrace house. We bought a house about 6 years later for about $75000. We knew the landlord, he was divesting a lot of properties he owned."
Peanuts
"Was a 10-99 day trader out of college. Didn't pay taxes for a year or two. Making peanuts, IRS won't notice, right? The penalties were more than the original amount owed. Had to put $6,500 on a credit card (bad choice #2). Sent me on a 20 year whirlwind of credit card crappiness. Should have paid my taxes. Should have set up a payment plan with the IRS."
"Turning down the only 6-figure salary I've ever been offered because the job required travel for 6 months of the year. I could've spent a year or two there and then gone on to bigger and better things, seems like a reasonable sacrifice in retrospect."
- libra00
Be Smarter at 22
Dummy Feeling Dumb GIFGiphy"Getting a payday loan when I was 22. It was small and I got out of it, but I can get definitely understand how someone can get caught up it it and not get out."
These Are The Worst Job Interviews Ever | George Takei’s Oh Myyy
I'm so confused about this Bitcoin. Yay or Nay? Someone let me know. And lesson one for the youth, read all the fine print when signing off on loans. You'll never escape them.
Kim K Coin
Kim Kardashian GIF by KUWTKGiphy"Gotta be the Kim Kardashian app. I quickly established the need to delete it. As I was spending actual money. For fake clothes."
Years Later
"My ex and I moved in together. Paid half each for deposits and all the bills etc. I took out a 4k loan in my name and bought furniture with it, I also bought us a 1.5k bed on finance. My mistake was not getting it in writing that as I was paying the loans anything purchased with that would be mine. I walked away with an £800 telly and nothing else and was still paying the loan off for 1.5 years after I moved out. In the future, I will be keeping receipts and written agreements!"
Mismanagement
"Taking the advice of a financial advisor in 1996 to invest $5000 into a labor-sponsored mutual fund rather than buying Apple stocks like I wanted. Current value of mutual fund: $200 and in litigation for mismanagement Calculated value of Apple: $5,800,000."
- milesmac
Maxed Out
"I took out the max on my grad school loans because it was important that my ex was able to stay home to take care of our 2 year old daughter. It was a great decision for my kid, don't get me wrong, but I now have a mountain of loans that I thought we would use both our incomes to pay off. Instead she left me for a dude with more money."
- timp_t
Bad Baby
"A friend convinced me that Beanie Babies will continue to rise in value. I've lost over 25 thousand dollars I had "invested". Plus, I still pay every month for a storage unit to keep these toys."
Deep Cuts
"Joining Cutco. I only ever sold a few of the damn knives. However, I will admit that I like their products. I still use one on a regular basis and it's held up well."
Life lesson? Be smart. Enjoy your money but don't outspend your means. You're not a Kardashian. And be thankful for that. Also, money is never free. There is always a catch. Be aware!
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Redditor Inspire3110 wanted to share all the best reasons to not partner up.
"What’s a benefit of being single?"
I'm single. I think I want to mingle. Convince me otherwise.
Just Me
Dave Chappelle Freedom GIFGiphy"You only have to worry about yourself."
clayur
"I just started a casual relationship after about a year and a half of being single. Even though that previous one lasted 4.5 years, having to care about someone even a little bit is taking some adjustment. It was nice being free lol."
irishdude1212
Nobody Cares
"It's my day off. I have a bunch of projects to do around the house, but I'm laying on the couch reading Reddit. No one cares."
satanwon
"So true. I just wanna laze in bed all day on my day off sometimes. Bring in some snacks, watch a movie, read my books, take a nap or two. I don't need someone constantly asking 'are you getting up yet?'"
Zealousideal_End2330
Merry Peace
"Christmas is chill af. None of that 'Ok so we spend the eve at your parent's place, then Christmas day is split between my mom's and my dad's/his new girlfriend's place, and then we visit your brother's family to say hi to the newborn, plus uncle Jeremy invited us to his place since we are there anyway..."
foxmachine
Me Boss
"Not answering to anyone else. I've been single for a long time after my marriage ended. The temptation to just pick up with someone new was strong for the first few years, but once I got used to just being by myself, I came to really enjoy it. I'm free to do what I want, when I want. While I'm open to it, it will take someone very special to change my situation now."
ferox965
Places & Things
Heart Coffee GIF by 100% SoftGiphy"Everything is exactly where I left it."
Countryegg1
"Yeeessss. That little bit of milk you left for your morning coffee. It will be there in the morning."
sunflakie
These are all valid choices. I'm in.
Betrayal
i see you no GIF by Shalita GrantGiphy"Don't have to worry about having your trust betrayed. Don't have anyone to lie to you. You have complete control over how peaceful things are for you (barring things out of control like traffic or construction work in the neighborhood)."
HelixDraxzonyx
Career Moves
"You have the opportunity to focus on your own needs and/or make giant strides in your career progression without having to factor in and address the needs of your companion."
Lyrick_
Control
Janet Jackson Dancing GIF by VevoGiphy"Don't have to worry about having your trust betrayed. Don't have anyone to lie to you. You have complete control over how peaceful things are for you (barring things out of control like traffic or construction work in the neighbourhood)."
HelixDraxzonyx
"I know someone who turned down a top-tier professional sports contract because his girl would break up if he would've accepted it, since she didn't want to move from Europe to America. He killed his hockey-career with that decision, and his girl is almost threatening to leave him if he gets out of shape. Can't believe he's still with her."
mr4ffe
I'm Out
"Don't have to answer to anyone about where you're going."
detective_kiara
"This. When I became single after almost 10 years, for a good few months every time I would walk out the door I would instinctively feel the urge to say where I was going. Weirdest feeling ever, kind of like the Altoids thing Jim did with Dwight."
smorsmores
"Unless you have a pet. I tell my cat where I'm going every time I leave the house, even if it's just outside to smoke a bowl. If I don't, she screams like a banshee until I open the door... then I get a low solid meow, like she's saying 'Really?'"
AnAngryJawa
Keep you warm...
"Getting a good night's sleep. I got so tired of being awakened by someone groping me or poking me in the lower back. The whining about 'why don't you sleep naked' coupled with the 'you don't need blankets - I'll keep you warm.' I can't spend 8 hours every night f**king. I need sleep."
VapoursAndSpleen
EAT IT!!
Tina Fey Nbc GIF by Saturday Night LiveGiphy"You can take a complete cake home and eat all of it."
Both-Ad-3763
Who knew being single could be this fun?! Plenty of people apparently.
Curious to hear some of the more negative moviegoing experiences, Redditor Outrageous-Abies8391 asked:
"What is the most disturbing movie you've ever come across ?"
The atrocities of war are dramatically represented in some of the most powerful films.
WWI Soldier
"Johnny Got His Gun, saw it in early ‘70’s, still can’t forget it."
– vousoir
Depiction Of Nuclear Winter
"Threads (1984) is by far the scariest movie I've ever seen. It shows the events of a nuclear war breaking out, and the chilling aftermath. There's no hope and no happy ending, truly terrifying stuff."
– LuxGang
A Devastating Letter
"The answer to this and all questions like it is always 'dear zachery…' I cant unsee that rage from the grandfather. Its maybe 30secs and it's stayed with me longer than anything I've ever seen in a movie. Want real proof that a good, loving person WISHES he had murdered someone in calculating, cold blood? Got your movie for you."
– Goldbera1
Parents' Worst Nightmare
"Netflix documentary Abducted in Plain Sight. Movie synopsis: WTF, really!?"
– Upper-Job5130
Real-life horrors make for even greater disturbing cinematic experiences.
Trapped In Delusion
"Requiem for a Dream. It's one of those you can really only watch once."
– MichaelScottssmug
They're called horror movies for a reason.
Torture
"The first Hostel movie really got to me. Not sure if I was just unprepared or what, but that movie disturbed me more than I expected."
– TimeclockTurtle
It's Banned In Many Countries
A Serbian Film
"Came to say this. There were scenes that I wish I could scrub from my memory."
– evmt95
"I own this one and honestly it's just sort of shock value for the most part. Ironically because the cinematography is relatively professional it makes some of the scenes somewhat goofy for their disturbing content."
"The actual content itself is pretty f'ked but somehow because it's well made I didn't really feel as disturbed as I should have. Films like Cannibal Holocaust, Irreversible, Antichrist, and although I haven't seen them Audition and Martyrs, those films make you feel sickly and carry a heavy weight of knowledge with viewing them."
"A Serbian film is the transformers of the disturbing film genre, there's alot that goes on but it's mostly shock value and well put together production value. I've seen A Serbian film 4 different times."
– aFan0Film
Vomit Gore
Slaughtered Vomit Dolls
'If you need a movie to have some form of a linear story, don’t bother with this one. If you are tired of seeing women constantly berated and insulted and shown as weak and scared, don’t bother with this one. And if vomit isn’t your thing, yeah, definitely don’t bother with this one.' - Horrornews.net
"Yeah, might give it a pass."
– Painting_Agency
Mad scientists coming up with the most twisted experiments is the premise in these revolting flicks.
Enough Said
"The human centipede."
– nuttynutz00-D
"I have not seen that, so can't really answer. The worst part of Human Centipede for me was the bodily claustrophobia and psychological horror, not the visible gore. There are only two films I have ever seen that I wanted to walk out of: that and Lars von Trier's Antichrist."
– ipakookapi
Obsession With A Walrus
"Tusk."
– ChuyImposter
"Agreed ! f'king made me feel so uncomfortable soo weird!"
– snakeysauce
The movies that disturbed me most were, as mentioned above, Tusk and Human Centipede.
I could have stopped watching them as soon as I got sick to my stomach. But as a completionist, I voluntarily subjected to torturing myself.
If you are faint of heart, I strongly suggest you avoid these films. You've been warned.
Redditor SpaceHubYT was eager to hear the most terrifying things people woke up to in the middle of the night, leading them to ask:
"What’s the scariest thing you’ve woken up to in the middle of the night?"
Keeping an extra close eye...hopefully?
"My grandmother just standing there in the dark by my bed, quietly wringing her hands and staring at me."- fryinpaskettimobster
Terrifying no matter when
"My mom saying I needed to get up and go with the cop."- abletable342
An experience no one deserves
"My mom screaming up the stairs 'get out of the house now!!!' and my brother swinging my door open to get us out."
"The house was on fire."- stoneytopaz
One hundred little fingers...
"Centipede crawling on my face."
"I still shiver thinking about when that happened."- Slight_Librarian_399
Bug Insect GIF by AquariumMeGiphyA lesson well learned?
"A cop walking into my Airbnb at 4am in Tennessee."
"Somehow he had the code and just.. walked in."
"I was sleeping on the couch right near the front door."
"He yelled at me and asked my name and what I was doing there."
"I was dazed and said 'ugh, I’m sleeping here man' and he’s like 'we were called about a B n E at this address'." - Reddit
"And I said 'I dunno man' and he was like 'well, sorry to disturb you'."
"And he walked out."
"Found out later that the call came In from a different address and the cop still had the door code from a previous call that was put in at this building before."
"This is where I learned if someone breaks in to where I’m sleeping In the middle of the night, I ain’t gonna do sh*t."
"My reaction time is about 5 minutes."- ReferHvacGuy
Sharing a midnight snack?
"Cat dropping a giant a** spider on my chest, then giant spider disappearing in my panic."- lady_of_the_lac
attack spider GIFGiphyOne can only imagine...
"My wife sitting straight up out of bed and screaming while pointing down the hallway."
"She talks in her sleep, usually it’s hilarious."
"That time it was not."- BrotherOfTheOrder
Nature's alarm clock
"8.8 Richter scale earthquake at 3am."- sparkdaniel
There's a first time for literally everything.
"Lived in an old building in NYC."
"Had a neighbor across the hall that would seldom have night terrors."
"1st time it happened, it was about 4am and I was pretty sure she was getting murdered from the piercing screaming and loud thumps from her flailing around and the sound of glass breaking."
"I grabbed a meat cleaver and went into the hallway in my underwear to see that everyone else in the building was also awake and poking their heads out into the hallway wondering what to do."
"Me and 2 other neighbors eventually knocked on her door and when she answered she looked pale like a ghost and was dripping in sweat."
"She didn't remember any of it, apologized and explained to us her condition."
"That was some blood curdling sh*t."
"She was very apologetic about it and bought us all six packs of beer for freaking us out."
"Me and the two neighbors that decided to take action were all 100% sure that she was getting murdered at that moment."
"I lived there for 2 years and I think she only had 2 episodes during that time."- azninvasion2000
Be it over nothing, or something incredibly serious, being woken up at all hours of the morning is never a pleasant experience.
As the place everyone should always feel safest of all, is in the comfort of their own bed.
