The Biggest 'Money Mistakes' People Have Ever Made
While there might be some financially savvy unicorns among us who just seemed to "get it" since birth, most of us have had some mishaps with our wallets.
And in some cases, those financial lessons have been pretty expensive.
Redditor The_guy321 asked:
"What is the biggest money mistake you have ever made?"
A Big Life Change
"I took a job way up North in Canada. I quit my old job, got rid of tons of stuff, had my dad help sell my house, etc. This was in 2019/early 2020 just before the pandemic hit big."
"I ended up hating the job up North; it was terrible. I went back home and somehow managed to get my old job back, but my house is gone, and I can’t afford a new one in the current market."
"Stupid, idiotic decision on my part, and it keeps me up at night. I hate where I am in life right now. A stupid, big, and expensive mistake that I’ll regret for the rest of my life."
Sentimental Value and More
"My mom gave her original, 20+-year-old wedding ring to a jeweler to work it over and improve fitment (since it was too tight I think)."
"The jeweler f**king lost the ring in the mail. They sent it out without insurance and it never arrived at the place that was supposed to do the jeweler's work."
"She did not get her original wedding ring back, and all they offered her was 'a new one of equal worth.'"
"Honestly, that was the biggest f**k you to her. The best you can get in that situation is at least a ring visually similar to the original one, or one made to be identical to the original."
"Don't tell me 'copying an existing ring' is not possible, because the ring itself was very simple. Basically only metal, no diamonds or any other fancy rock, just metal with a groove in it and smooth edges."
"But no, their only offer to 'make up for it' was to choose a cheap looking one from their stock, basically saying 'we f**ked up but we won't put in any work to replace your ring; this is what we already have.'"
"Let alone the fact that the ring was 20+ years old and had a lot of sentimental value, because unlike my dad, my mom wore that ring all the time."
Student Loan Arrangements
"Spending all my student loan refund checks instead of saving those f**kers to, oh, I don't know, PAY OFF MY STUDENT LOANS."
Extra Funds Available
"Accepting larger loan amounts than I needed."
"Tuition, for me, was about $1200 a semester. But when you’re 18 and someone offers you $5,000 (which is more than you’ve ever had) and you don’t have to pay it back for years, you don’t hesitate to click accept the full amount."
"So yeah, I’m $20,000 in student loan debt when it could have been $10,000. Praying that student loan relief actually goes through but doubt it."
Attending College At All
"Going to college right out of high school. College is great if you know why you're there, but not for someone who isn't yet sure."
No Return on Investment
"I can't speak for everyone but when I was fixing to graduate high school back in 2000-2001, everyone thought college was the next step because literally no one ever told us anything different. Parents, teachers, school guidance counselors, and the culture. EVERYTHING was about pushing kids into the college pipeline."
"I literally thought everyone working trades were living in poverty until I was in like my mid-twenties because no one ever brought it up unless it was to disparage the whole idea of working for a living."
"Not my mistake, but my dad's. He bought like $500 worth of collectible Star Trek dinner plates in the 80s thinking they'd be worth a ton of money in a few years. They're not."
"I was at $1800 per month for alimony and child support for six years, but it was more losing half of the assets (including retirement savings) that was the killer."
"Oh well. It's in the past now and I'm in a much better place and happy rather than resigned to being miserable like I was for quite a few years until I decided to go through with it. I'm just going to have a late retirement (most likely) instead of early like I had hoped."
"As f**ked as it is, the financial expense is what got me to quit nicotine. I realized that I was spending $150 a month on disposable vapes and started comparing it to my other bills."
"I was paying more for my unhealthy addiction than my car insurance, or my utilities. Kinda hard to justify when you look at it like that."
Beyond Her Means
"My ex-wife was an expert at spending us into a black hole. She was a widow. We got engaged. The very next day, I told her to bring me all her debts, and then I wrote checks to pay them all off. $14,000."
"That became the pattern. She never saw a dollar she couldn’t spend before we earned it. She looked at things by what they cost each month and not by what they actually cost."
Someone Else's Debt
"I agreed to take over my ex-girlfriend's bills so that she could pay off her debts. Five years and over $100,000 of my money later, she was in more debt than when we started, and she was cheating on me."
"Don't ever do this. Just make her be an adult or dump her. It's never worth it."
Just One More Semester
"I paid for my ex-girlfriend's college tuition for three semesters as she 'just one semester left'-ed me for all three."
"That was AFTER she got a letter stating she was no longer eligible for the Pell Grant or further loans. So, the banks said, 'No more,' but I paid for another year and a half, while also paying all the household bills and supporting her kid."
"We broke up, and she had the nerve to talk about what I supposedly OWE her."
Scammed by the Pound
"One of those Bootcamp-style gyms opened up within walking distance from our apartment. We wanted to get in shape and figured we'd check it out. It was run by a married couple who was really nice."
"Initial classes were very small but the exercise was great. The husband also did martial arts instruction so I was considering getting into that."
"They were doing a really reduced special to get a year membership so I went for it and paid half upfront. A few weeks later, I can't remember the conversation, but they asked for the remaining payment, and I said, 'Sure, why not?'"
"A little bit after that, they called and said, 'Sorry, but we opened the gym with a verbal agreement we would be getting a large number of karate students and that fell through, so we have to shut down. We will get your money back once we get settled after we move back home.'"
"I foolishly had paid for all this but never had even gotten a written contract or whatever. They just ended up ghosting me and stopped replying to everything."
Buying the Wrong Home
"I bought a mobile home as a starter home. No one ever explained to me as a young adult the importance of investment and future planning."
"Mobile homes of course do not hold nor increase in value so you never build equity. It's akin to renting except you have to cover all your own repair costs too."
"Terrible financial decision. Don't buy mobile homes kids. Just don't do it."
Helping a Friend Out
"I let her move in with me and then covered all of her living expenses so she could pay off debt. It only cost me a little more money since I was already covering 100% of my living expenses. Some of my bills like water went up a little and I voluntarily covered most groceries."
"I told her upfront that there are no hard feelings if it doesn't work out in the long run (and it didn't). I would have done the same thing for any close friend."
"I suggested her first step should be to save an emergency fund to protect herself if we break up because I would expect her to get the f**k out. And if she cheats on me, her stuff will be on the curb the same day."
"I'm a practical person. We had been discussing moving into together anyway. This way we see how things work out and she ends up with less debt. But I didn't put any money directly towards her debt. That would have felt like I was being taken advantage of."
"This wasn't completely selfless on my part. It seemed like we may have been headed for marriage and in that case, I would want that debt gone. It didn't happen for us but I'm still glad she got a little further ahead in life."
While some might argue that each of these were learning experiences that were worth experiencing, there's no denying that they were expensive lessons.
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People From Around The World Explain Which American Foods They Find Questionable
As an American and a foodie, one of my favorite things to do when visiting different countries is try local cuisine. Some foods, such as butterscotch ice cream, are more readily available -- and more delicious! -- in other countries.
However, there are some dishes that are just plain questionable. Personally, I never got why certain countries serve beans as part of their breakfast.
Of course, we're not the only ones that find certain foods questionable. People from other counties find some American foods questionable as well.
Redditors were only too happy to share their experiences with this topic.
It all started when Redditor HurtHurtsMe asked:
"Non-Americans, what American food do you find questionable?"
"My parents are immigrants, they always say the desserts (grocery store cupcakes and stuff) has so much sugar it feels too gritty and uncooked to them. Also soft baked things, like chewy chocolate chip cookies they thought were weird in the beginning, like the cookie was undercooked. I love soft baked cookies though so I baked them all the time, they’ve come around to liking them haha."
"Another one I hear a lot is the food coloring. My mom is often perplexed and grossed out by very saturated unnaturally colored foods. (Usually frosting or candy) She tells me it just LOOKS unhealthy and is unappetizing."
"Also, my mom is low key traumatized from twizzlers LOL. She said the first time she saw it she wondered why people were chewing on plastic. She then tried it and said it also tasted like plastic. Haha."
Unaptly Named Restaurant
"As an Australian, I would like to know what in the flying firetruck a "Bloomin' Onion" has to do with anything, let alone the rest of Outback Steakhouse's menu."
Not Just Lemonade
"Four loko. It’s banned here in Canada and I can understand why."
"Four Loko is a Canadian brand of lemonade. It originally had alcohol(~11% by volume)and caffeine. This mix was banned in Canada around 2010 so they dropped the caffeine and kept the alcohol."
"I turned 21 a year or so after they made the change...but my dad saved a box of 9 cans and sent them back to college with me. They were no f*cking joke"
"Sweet Potato Casserole recipe topped with pecans and marshmallows “traditional side at Thanksgiving table”"
"I saw a youtube video of people trying traditional american thanksgiving food and I was convinced the potato marshmallow casserole was a joke. surely it's not for real ?"
In Days Of Yore
"Anything from the 50’s. Especially if it includes jello, mayonnaise or raisins"
"I will not be convinced that 50s cuisine was anything other than angry housewives taking revenge on society."
"I remember a lime jello tuna salad ring made in a bundt pan by a distant relative. We told her with her work schedule she shouldn't bother with bringing food to pot lucks"
Definitely A Werid One
"Corn candy or whatever the name is."
"Candy corn. It's good in small doses, anything more is too much."
"To be fair, a lot of Americans find candy corn to be questionable"
"I feel a lot of our more unique foods were beaten out of the culture by the post-WWII obsession with frozen processed food pushing out traditional “poor” food."
"Kidneys, liver, beef tongue, chitlins, and other offal used to be staples of the American diet."
"My grandmother was born in 1936 and she is delighted that no one eats those things anymore lol"
Not A Staple Everywhere
"Pb&j had me confused for a while but when i took a bite i loved it. Not judging any other non-americans for not trying this because peanutbutter and jelly aren't put together in most countries outside of America."
"I keep seeing this reference, and I am just gobsmacked that pb&j is mentioned so often. It's so ubiquitous in the US, that I have never even considered it would be considered odd by non-Americans."
Not Sure That's Even A Salad
"Minnesota salads 🥲😬 like WTF America! crushed pineapples and marshmallows are not ingredients that belong near a salad"
"Majority of Americans share your sentiments lol"
"I'm from Pennsylvania and I never heard of Minnesota salad. Just Googled it and YO WHAT THE F*CK'S GOING ON IN MINNESOTA"
Not Real Cheese
"I'm sorry but those slices of American cheese have always tasted so fake and plastic to me personally."
"Slices of cheese product often are not cheese, so that's why."
"They are designed to melt quickly, which is why they're popular for burgers at cookouts or maybe a grilled cheese sandwich (though you really should pair it with other cheeses too). It's not "good" cheese by any stretch, but Americans really love convenience!"
"For anyone don't know - Literally means "Tea Tea""
"BTW, it doesn't taste like Chai"
""What is this? Hot leaf juice?""
Not For The Current Environment
"100% agree. If I recall correctly it was supposed to be cheap affordable chocolate back in 1905 and really caught on as something the military would send with soldiers to help with morale since it lasted a long time and wouldn't melt as easily as other options."
Kraft And Cheese
"Kraft Mac and cheese. It tastes nothing like real Mac and cheese"
"My Indian friend finds Kraft Mac and Cheese to be incredibly questionable. Honestly, I gotta agree that sh*t a bit too bright yellow to be normal."
In A Can
"My mind is boggled by the amount of comments saying spray cheese. I’ve lived in the US my entire life (40 yrs) and worked in a grocery store for many years. I’ve never had it, and I’ve rarely seen people buy it."
"I think it is a niche thing. Definitely not flying off the shelves. It’s just so interesting seeing so many comments about it. Is that how we are advertised in other countries?"
"I don’t know anyone who actually eats it either, but the vet clinic I work at goes through the stuff like crazy. Put a little on the exam table and it’s great for distracting dogs and some cats during vaccinations and minor procedures like nail trims."
What Witchcraft Is This?
"Orange circus peanuts. What are they? How do they have so much sugar but taste so horrible? What science experiments created them?"
"My dad loved them. I think he was the only one."
I have the same questions!
Toxic Behaviors That Society Still Makes Excuses For
Why are we still putting up with societal and cultural BS?
Seems like society has backslid into allowing behavior we proved was unacceptable.
I guess the learning was only temporary due to the pandemic.
We make excuses for the worst people.
Call out bad behavior.
It's the only way we'll grow.
A deleted Redditor wanted to have a discussion about what we as a society need to eradicate, so they asked:
"What toxic behavior does society still make excuses for?"
Being rude to waiters, because I'm 'just demanding.'"
If you are... you're evil.
Doctor's NoteSick Season 4 GIF by FriendsGiphy
"Looks like we are quickly returning to the 'go to work even when you’re sick' way of thinking."
"That Family is allowed to not respect boundaries. It's something I see a lot and often trying to set healthy boundaries with them makes them treat you like the bad guy. And media and society tends to promote this behavior as love, when it's often actually dysfunction."
"There's a difference between being close and taking care of your loved ones and being expected to give up reasonable rights to personal space or to self sacrifice for them."
Not so Bad
"White collar crime. And it often appears that the more money involved in the crime and/or fraud, the less likely commensurate repercussions will be brought. The consequences of big money financial fraud are widespread and significant. It ruins many lives and often leads to the death of innocents."
To the BoneWorking Out Of Office GIF by This GIF Is HauntedGiphy
"Overworking and lack of sleep."
"Plus missing meals to work more."
Work. Work. Work. All the way to death. Welcome back to the office kids.
Hot/CrazyChristian Bale Oooo GIFGiphy
"The 'cute but psycho'; mentality. It’s not cute to be toxic or treat people like crap because you think it’s 'cute' or acceptable because of your attractiveness."
"That if you agree with a majority of people, you are correct."
"Not even the majority of people. If you can find people who share the same belief as you, it makes that belief even stronger. The internet has exasperated this problem."
"It use to be if you were into a niche taboo or out there conspiracy theory, you were pretty isolated. Now there are thousands of others who share the same thing connected from all over the world, so it’s no longer weird. In fact, it’s normal and everyone else is wrong. And they now have a thousand other people who will back them up on that!"
"Hustle Culture. You don’t need/have to monetise every moment of your private life to make more money - you don’t need a side gig or to start your own business or to turn your hobby into a job to be happy."
"It’s actually really scary that so many people get drawn into this way of living and don’t realise they’re literally missing the living part of their lives."
"Not to mention, turning it into a job can destroy it as a passion. I’ve talked to so many artists who, once they turned that hobby into a job, couldn’t even enjoy it anymore cause it felt like they were always working, even if they were just at home late at night doodling for fun."
"Mistaking partner's possessiveness for love/caring."
"Sooo true many girls of my age think that he is possessive of me because he cares about me. No Susan he isn't possessive because he loves you he is possessive because he sees you as an object solely accessible/unique to him."
MisdemeanorsCheck This Out Saturday Night Live GIFGiphy
"Filming someone making a mistake (not crimes) and posting them on the Internet, without censoring their names and/or faces, for them to be judged and humiliated."
"This weird culture where couples go behind each others backs and snoop through their phones is really weird to me. Especially when they get mad for not finding anything. Or when asked to see their phone they get defensive. Its very childish imo, especially when it's 30+ year olds doing it."
"How corporate America looks down on pregnant workers and having kids. All they see is decreased productivity instead of treating new parents or parents-to-be as humans. I know we’ve gotten better, but it’s still bad out there for a lot of people."
As usual, society falls backwards.
Former Christians Explain What Made Them Leave The Church
Why do people leave the Church?
So many reasons.
It's an important question the Church should look into further.
Attendance has been steadily declining for decades.
Society has evolved on so many issues and behaviors that the Church just seems to stay stagnant.
People aren't going to stay where they don't feel welcome.
Redditor UK_Jay wanted to hear from everybody who left the church in the rearview, so they asked:
"Ex-Christians, what made you leave church?"
I don't mind the Church, but once I was done with Catholic school, it was see ya. Bye.
Truthtruth preach GIFGiphy
"The fact that everyone wants to be a disciple of Jesus but don't do what Jesus told his disciple to do."
"Luke 6:46 'Why do you call me, ‘Lord, Lord,’ and do not do what I say?'"
"My high school religion teacher encouraged us to question our own faith. He told us that it was okay if we wound up walking away from our faith. But if we continued to believe despite his class, our faith would be that much stronger."
"One of the questions was, 'Do you believe because you actually believe, or is it because you were told to by your parents?' I finally decided that I was only Christian because of what my mom told me growing up."
"I wish every single Christian could have that religion teacher for a semester. That single semester was pivotal in my spiritual development."
"Had many friends and acquaintances that worked for the church and quit. Found out their reasons for quitting. The higher up staff did and forced my friends to do a bunch of corrupt crap. And if they didn’t, they 'Weren’t committed to the church enough, didn’t love God enough, weren’t willing to make sacrifices, will never make it in ministry.'"
"It broke my heart. I thought this was a place of love, and people who preached love. Haven’t trusted religion since. This church is a mega church in my area and keeps popping up more locations all over town. Makes me sick to my stomach every time I drive by."
Out of Focus
"The total hypocrisy of those I grew up around. Claim to be about love, spend most of their time hating people not like them. Claim to be about evangelism, literally only hang out with and talk to each other."
"Claim to be about giving, spend all of their energy focused on making more money for themselves."
"Not to mention they have conditioned themselves to avoid critical thinking at all costs. Must accept blind 'truths' at face value, OR ELSE."
For my sister...Phaedra Parks Bye Felicia GIFGiphy
"When my younger sister with Down’s syndrome was told she wasn’t eligible for communion despite taking all of the classes because she 'didn’t understand.'"
Family first. Help someone understand.
Damageheavy metal 90s GIFGiphy
"They damaged my mind. I always thought I would go to hell for things I like such as horror films, heavy metal and tabletop RPGs."
"the Lord spoke to me"
"Lack of answers, judgement, and hypocrisy mostly. I also read the Bible over and over and I just wasn't getting what other people were apparently getting out of it. Also everytime I prayed, nothing happened. Every now and then someone would be like 'the Lord spoke to me.' I always waited for something like that. It just never did."
"That lack of answers thing really bugged me the most though. I really wanted what I read in the Bible to be true but I just couldn't find anything to support most of it's claims. I was really sad for awhile. And scared that the devil tricked me. After awhile tho, I didn't believe in him either."
"They left me. My first partner and I grew up in the church together. We were seen as the golden couple in our youth group. Good, proper Christian couple. Said our prayers, worked with the less fortunate, youth work, worship, I even led sermons. Eventually we moved away to start a new life together. We then broke up. I then find that I'm being kicked out of groups on WhatsApp and Facebook, people are unfriending me on social media, all from the church."
"I found out she'd gone home first and started talking to people. I don't know what she told them, but none of the people I saw as my second family, this fellowship I'd felt so welcome in even came to me to talk. I was left alone. I reached out to multiple people to say I needed prayer because I was struggling. I got nothing. I felt abandoned by God and abandoned by his people. So I walked away from that life."
"I was a preteen locking myself in a dark closet because that's where I felt the closest to God - in the darkness. Like he was something that couldn't be seen - only felt. And I looked up into the nothingness of my closet ceiling after the millionth episode of physical and emotional abuse from my dad."
"I asked him to save me. God, not my dad. I was crying, screaming. Please. Please save me. I was just a kid. Surely I didn't deserve this. No one answered. And it occurred to me that anyone who could stop this and wouldn't, couldn't exist. So I stopped believing."
ThievesExplaining Season 3 GIF by The SimpsonsGiphy
"Preachers having massive homes while the people that go to the church struggle. It’s hypocrisy from the top down."
"I gave it up for Lent and never went back."
"I did the same thing with New Year's resolutions. As far as I know, I'm the only one who has ever kept a New Year's resolution."
These certainly were some interesting stories where people encountered a crisis of faith.
Do you have any similar stories? Let us know in the comments below.
People Reveal How They Felt When They Saw Their Partner Naked For The First Time
It's interesting what people are initially attracted to about a person.
Some are drawn instantly by one's appearance based on a person's general attractiveness or how they dress and groom themselves.
Others seem to be turned on by one's attitude–like how a person presents themselves in public and how much confidence they exude without an air of pretentiousness.
If and when the object of one's affection is romantically obtained, the way in which the next step in the relationship progresses could be a sexy success or a total deal-breaker.
Curious to hear strangers recalling a deciding moment, Redditor JokeRadiant3881 asked:
"How did you feel the first time you saw your partner naked?"
These were triumphant reactions.
For Lack Of A Better Word"I literally said 'woah' out loud."– ALIEN_Human_HYBRID
Romantic Thrill Ride
"Like a kid at Disney world. Hadn’t been on any rides yet but was excited to be there nonetheless."
"don't remember, no blood flow to my brain at that point."
Complete Looney Tunes
"Remember that cartoon dog where his jaw hits the floor, tongue rolls out, and his eyes bulge out to the sound of an old timey car horn? Basically that."
Confidence levels were challenged but these Redditors were pleased with the results.
We Are Not Equals
"Felt sorry for what I had to offer in return."
"Same! I’ve had four kids and had a lot of extra skin and sag. Man did NOT care. He seemed just as stunned as I was."
Embracing It All
"I felt the same way for a bit, with my hubby after baby. But every time I'm naked, even though I don't like where my body is at, he looks like he hit JACKPOT. So I feel better, knowing he thinks I'm hot, sexy, beautiful, even more so then before because I'm the mother of our child."
Physical endowments were admired.
Life In Real-D
"She had deceptively big boobs."
Object Appeared Larger Than Expected
"I felt like WOWZA im one lucky girl."
"Well, I’m 54 and got out of a marriage where my ex never felt comfortable being naked around me. My new fiancé has no problem getting naked and gives me a little show each morning she gets dressed. And she’s got an amazing body at 55!"
I'm very self-conscious when it comes to my body, but nothing says sexy like seeing the physical response from another man giving me a huge thumbs up, so to speak, after seeing me in my birthday suit.
Verbal affirmation isn't all that it's hyped up to be.
But body language? Now that is everything.