In a world where things are just WAY too expensive, every penny saved makes a difference. But how do you save anything when there are fees on fees on fees for seemingly everything? Loopholes, dear readers. Loopholes.
Reddit user Mackedeli asked:
What's a clever way you have avoided paying for something?
Bust out your notepads, folks. These reddit users are about to school you in the grand art of being a cheapskate - in the most clever possible ways.
A Year At The Movies
Parking permits for my university were ridiculously expensive since it was in a downtown area. I'm talking like $700 a year minimum. I only had class three days a week so it didn't make sense to pay for a semester long permit.
Right next to the university is a movie theater with it's own parking structure, parking is validated with the purchase of a movie ticket. This particular movie theater has a deal for university students on weekdays, $3 movie tickets if you show your student ID.
So instead of parking at the university lots, I would park in the theater lots, buy a $3 ticket and then just go to class. I'd get my parking ticket validated and go home. I'd estimate I spent about $250 each year doing this. After a while, I signed up for some sort of point system the theater offered that got me an insane amount of perks since as far as they knew, I was watching three movies a week at their establishment.
Essentially I saved $450 a year and got multiple free movie tickets and merch out of it.
Cancellation Fees
If you try to cancel an appointment during the time in which there's a cancellation fee, ask if you can re-schedule for a later date to avoid the fee. Then once they give you the new appointment date outside of the cancellation fee required period, then ask to cancel said new appointment. Boom roasted.
Book Fair Brilliance
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8th grade school book fair with a buy one get one free sale. I had $20 and wanted four books. Two books cost $11 each, the other two cost $8 each. With these sales they ALWAYS make the two cheaper items free so I would've ended up spending $22 which I knew I couldn't afford. So, I took the two $11 books up and paid for them so one of them was free. Then, I pretended to "discover" the two $8 books I also wanted and paid for those. I ended up with enough left over to buy myself a cool eraser on top of it all.
The Lost Ticket
When my son was about to be born, we had to stay a while at the hospital and the parking time bill racked up really quickly. Been there for 4 to 5 days so that was about 15-20$ per day ... But you only had to pay a 20$ fine to get out if you lost your ticket.
Lets say I played the "I lost my parking ticket I'm so sorry" game.
Salary
I pay my wife a salary from my company to avoid the tax on the earnings, and the higher rate of tax that I would have to pay if the money went to me
It's legal.
Contests
Entering competitions and contests used to be like a serious hobby and little income stream of mine.
Didn't pay to see a film at the cinema in years and went regularly. The phone I'm writing this on? Won it. Trip to Sydney? Thanks MTV. Concerts, DVDs, CDs, magazine subscriptions, books - heaps of random things all for free. Even won an axe once!
- Maccas75
The Internet Provider
I've been with my internet provider for like 15 years, and I have no intention of switching. But now and then their competitor in town knocks on my door and offers me a really good deal if I switch, so I call my ISP and pretend like I'm going to cancel my service and switch. They start throwing all kinds of discounts and upgrades at me, like a bald fat loser begging his GF not to leave. By the end of the call, I'm paying half price for better service.
I don't really feel bad about this scam, though. We're paying $160 a month for service Europeans get for $20. Paying $80 a month for a six-month deal is still a rip off. But oligopoly and all that.
- Thudly
Visa Gift Card Trials
Sometimes I use those visa gift cards, I use up the money and then use the empty card for any free trial you have to use a credit card for. It lasts until payment is due and then it just cancels the account.
- LilEgg0
Chuck E. Cheese
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When my kids were young Chuck E. Cheese had a club you could join that offered coupons. The bonus coupon to sign up gave heavy discounts on tokens. It made it affordable to go on a regular basis. Just needed to keep signing up for new memberships. I would make a new throwaway email every week.
No Membership
Buying gift cards at Costco does not require a membership
Using gift cards at Costco allows you to shop there without a membership, even if your gift card is only for 5 $
Step 1: Buy a bunch of gift cards without membership for $5 each
Step 2: Shop at Costco without membership, but with at least 1 gift card
Step 3: Profit
- SEI_Dan
Airplane Snack Hack
You can use a cancelled credit card on airplanes for snacks. As long as the expiration date isn't passed. So say you cancel a card and report it stolen or whatever. Credit Card sends you a new card number. The old one wont work anymore.
However, on a plane, they cannot connect to check if a card is good. It automatically approves in their system. So you use the cancelled one. They give you food and shit. Then after you land and get off, they run the cards and it gets declined. Not worth it to them to go after you. Free food in flight.
JC Penny - Doin' It Right
When you sign up for JCP rewards they will occasionally send you a $10 off $25 or more coupon. Can be used multiple times until it expires. I have used the same coupon once 7x in one day to get my stuff over 50% off. When you add it to whatever sales they have when the coupon is active, you can save a lot of money.
Kid's Cup
Places with Free refills, ask for the smallest cup possible, get a kid's cup of you have to. I'd rather save $2-3 and get up a couple times then spend the price for a Large cup.
- reefgod
Wait It Out
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When my wife and I were looking to buy our first home and wanted to look into mortgages, my wife had a car-repo on her credit (from years earlier) that needed to be settled up on, so we went to the bank where the loan was originally from and sat down with an associate to see what we could do.
She pulled up the info, said what the outstanding balance was (something like $4,000) and that we could either set up a payment plan or....(as she looked around to make sure nobody could hear her and leaned toward us)....if we could wait 2-3 more months, it would come off her credit history automatically since enough time passed.
We stood up, shook her hand and thanked her, and went on our merry way.
Failure To Swipe
This isn't my story, but my friend told me this just a few hours ago.
He goes to a really high end university, and they're cafeteria food is super expensive, but the restaurants around are just as expensive. They just use refillable meal cards, and he has a few meals on there, but the magnetic strip on his card doesn't work, and the cashiers that work there are so miserable and careless that they never check it, they just swipe it and send him away. They don't even pay attention to their computer or anything, so he eats for free constantly. Only a few times has one of he cashiers typed in the numbers after trying and failing to swipe.
Completely Non-Enforceable
Private car park company fine.
Turns out, unless it says "civil enforcement" on it, its completely non enforceable by standard law. What you receive is technically an invoice.
You'll get debt letters threatening to make the smallest contribution, and unless you're a repeat offender, very little chance you'll ever see court.
- tifauk
Soup and Sandwich
When I was in hospital after having my son I'd choose one of everything from the menu and then I'd eat the soup and the sandwich and my husband would eat the main meal . He never had to go to the canteen and buy food and I only wanted the soup and sandwich.
Guerrilla Gardening
Instead of buying succulent plants, my friends and I have about twenty varieties of succulents between us that we propagate and give away. We propagated the parent plants from leaves we found on the ground at garden and hardware stores, and from healthy plants growing outside. We all already had containers and soil, too, so the only money spent on the now one hundred succulents produced from the original twenty is money spent on the water bill.
Wi-Fi Cell Phone
I don't pay for cell phone service. I downloaded an app that gives you a phone number. The catch is you have to have wifi so sometimes it can be a little bit of a problem but many places have free wifi these days so I can usually find a Starbucks or a store near by if I'm not at home.
The Hard Drive Hunch
I had an external hard drive stop working/loading, not sure what happened to it, but my whole life was on that drive. I took it to one of those places that can recover your data. They took my drive and said they would call me after testing to see whether they could recover the data on the drive or not. They called me back the next day and said it was an issue with the loading software and it was possible to get my files but I would have to pay $500.
In my mind I was thinking, "Well if they were able to see my files then they must have had to fix the loading software to see them?"
So I just said "Nah that's too much, I will come pick up my drive." and of course the drive worked perfectly when I got home and I paid nothing. To be honest I would've just paid them to fix it if it was reasonable (I used to do photo recovery when I worked in a photo lab and we charged $50 so I was expecting something in the range of $50-100), but $500 for that is just extortion in my opinion. If my hunch was wrong I was just going to take it to another place anyways.
The Donut Vice
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Unlimited free donuts from krispe kreme.
I literally just signed up on the app 1000 times with fake accounts. They don't even require email confirmation.
For each account I make, I get 12+ donuts. One for joining, one for my birthday (which is always conveniently on the day I sign up), 7 for reccomending 'friends' to join the app (Spoiler alert, I used more fake accounts, I don't have friends lol) and 3 more for my 3 precious children, Burp, Vorlock and Stalin.
I don't even eat most of the donuts. I just like getting free stuff. It's actually become a really bad vice I need help lol.
- Apps2000
When we're intoxicated, or even the slightest bit tipsy from having a little too much to drink, our immediate perspective on things is hazy.
But there's nothing like a bit of alarming news or a jarring incident to snap us out of the fog and focus on the moment.
Sometimes alcohol isn't always to blame for our impairment.
It can be a state of mind, like a perpetual numbness from being complacent in life, and all it takes is one shocking moment to rattle us back to our senses.
Curious to hear from strangers online about this type of scenario, Redditor Known_Challenge_7150 asked:
"What’s one thing that sobered you up real quick?"
These individuals were witness to shocking events that sobered them up right quick.
Bleeding Out
"Got out of a taxi and found a naked man profusely bleeding from his head crawling up the driveway in my condo. Called him an ambulance completely forgot I was absolutely wasted until 45 minutes later when I'd helped him translate and in to an amublance and stepped in my front door."
"Later a few days later learned he'd slipped in the tub and literally crawled out for help. Poor dude. He was fine but I genuinely thought he was going to die there."
– DongLaiCha
Tragic News
"At a bachelor party and we got a phone call that the groom’s father had suddenly passed."
– accountnameredacted
Bottom Of The Barrel
"I went to visit my parents back in July. I was homeless and deep into fentanyl addiction so I lost a lot of weight. My folks could see it. They knew something was up. Anyway, I spent the night and I was getting ready to leave in the morning and I looked at myself in the mirror for a good long time. I finally had enough and told them everything. They took me to detox, from there I went to rehab. Graduated in August and been living with them ever since then. I have 160 days clean and sober."
– Crotch-Monster
A reality check can be enough for some people to snap out of it.
Like Father, Like Son
"Was driving a drunk friend home, he had been on a bender again and was smart enough to call me for a lift rather than try and drive. As I helped in to his house his mother came down the stairs and said 'your as drunk as your father' and went back upstairs. I haven't seen him drunk since then, he still drinks but the thought of turning into his dad scared him out of hard drinking."
– psycospaz
Busted
"Flashing blue lights."
– FiddleOfGold
"This sobered me up just thinking about it."
– redmaple_syrup
Losing Sight
"Woke up to no sight in one eye. I had cataract surgery so just thought one of the lenses had slipped and it was an easy fix. Eye doc says nope, you had a stroke. I loved soy sauce, teriyaki sauce and salty food, which caused high blood pressure, which caused retina damage. Over six months was able to get most of my eyesight back with medication, and all back within a year. Trying to navigate life with one eye was very sobering. Started taking HBP much more seriously."
– MissHibernia
Quitting The Bottle
"Looked up someone I went to highschool with who was an awesome guy. Found out he had been dead for 3 years from alcoholism, at age 33. I made an overnight change. I hadn't started drinking that night yet, 10 months ago. Haven't touched it again since."
– omgtater
These disturbing moments were enough for Redditors to immediately come to their senses.
Unplanned House Guests
"Me and a buddy Woke up in someone’s living room, realized neither one of us knew the people, they were just nice and let 2 drunk guys sleep on their living room floor. We didn’t even say goodbye."
– Oneinsevenbillion75
Serious Health Warning
"Elevated liver enzymes."
"And the knowledge that this sh** was gonna kill me and I just couldn't orphan my family over it."
"So I opted for recovery, instead."
"Clean and sober since June 5, 2009."
– Far_Meal8674
The Joyride
"Grew up in a rural area. The little town hosted dances at the hockey arena, everyone (adults and kids) went and they overserved everyone, regardless of age. I was maybe 16 or 17 and was absolutely sh*tfaced, and jumped in the back of someone's truck with about 8 other people to go back to someone's cottage for after dance drinking. The driver (still don't know who it was) started racing one of his buddies and we whipped around small dirt roads, flying around blind corners on the wrong side of the road, going god knows how fast. It was basically a disaster waiting to happen. It was crazy scary and I was sober and thankful to be alive when we finally arrived."
– foxfood9116
The human psyche is a fascinating thing, isn't it?
How we can automatically focus on something urgent at a crucial time, even after getting buzzed from drinking too much alcohol.
But as we're in the thick of the holidays, it's a good reminder to drink responsibly and stay off the roads if you drive to your celebratory destination.
Cheers. Stay safe. And happy holidays.
We've all complained or vented about something in our lives which, in the grand scheme of things, wasn't exactly a problem, or is very easily solved.
Then there are those who complain about things that others almost hope will happen to them at some point in their lives.
These are known as "first world problems", as they are problems that pretty much only the world's one percent faces.
From having to fly business class instead of first class, or being served Roederer instead of Dom Pérignon, these complaints are often met with amusement, bewilderment, or even anger.
Redditor jennimackenzie was curious to hear the most absurd "first world problems" anyone ever complained about, leading them to ask:
"What’s the most ridiculous 'first world problem' you’ve seen people get worked up over?"
"Tale As Old As Time..."
"I once knew a mom who was legitimately devastated, to the point of tears/grief, because a doctor predicted her 8 year old daughter's final height to be around 5'2","
"Which wasn't tall enough to get cast as Belle at Disney World."
"That was the child's (and her mother's) only dream in life, apparently."
"Didn't appreciate my suggestion that she could be Minnie or Mickey."
"Lol!"
"Only a face character would do!"- TravelLovingMom
"Must Be Funny, In A Rich Man's World..."
"My boss from about a decade ago was this insanely rich dude who always went to the bank to get fresh and crisp currency."
"He'd call the bank in advance to make sure they had some on hand."
"I think he was a germaphobe."
"He had a trash can that he'd throw $1 and $5 bills in that he thought was 'dirty' and regularly just donated it vs spending it."
"I asked him why he did this and he said it was too much trouble and asked if I wanted it."
"I said f*ck yeah dumped it into my bag and when I got home it was close to $400 in singles and fives.
"Another time, he wanted to upgrade all the computers in his studio, so we went to a store and bought 10 PCs."
"They all had $150 mail in rebates and he wasn't bothered to go through the trouble of mailing them in."
"3 weeks later I received $1500 after spending a whole afternoon filling out all those goddamn forms."- azninvasion2000
Money Burn GIF by nog
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Who Wore It Better?
"When I was about 19 years old, I was at my boyfriends family BBQ."
"I was wearing this pretty floral sundress."
"His cousins girlfriend showed up in the same dress and she was SO mad that she went and changed."
"I will never understand being upset when someone is wearing the same thing as you.'
"Did you really think that your shirt you bought off the rack is going to be unique to you?"
"No."- mertsey627
Seeing Red! Or Blue In This Case...
"The blue of the balloons wasn't quite the same as the bridesmaid's sashes."
"Years ago my wife and I attended a wedding."
"It was very low key."
"The dinner was in the dining hall at the university where the couple met, cinder block walls and all."
"It was a Baptist wedding - no booze and very serious."
"The dark blue balloons attempting to liven up the hall were a slightly darker shade of blue than the sashes on the bridesmaid's dresses."
"The bride lost here sh*t and absolutely raved for nearly an hour."
"I can't remember how they finally managed to talk her down."- mechant_papa
south park wedding GIF
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See You In Court!
"Rich neighbors who end up in expensive court battles because they disagree about where a tree can be planted or whether the color of a fence fits in with the street’s 'amenity'."
'These disputes get really heated and rack up huge lawyers’ bills."
"The most pathetic part is after the judgement when they are arguing about who should pay the other party’s costs."
"Lots of affidavits filed citing the 'emotional distress' they had to endure, or painting themselves as brave warriors who were forced to take a stand to fight for 'justice'."
"Also lots of pompous litigants insisting that the judge refer to them by their 'Dr' title."
"An absolutely insane dumpster fire of entitled rich people problems."- ElectrocRaisin
It's Always People With Money Who Don't Want To Pay!
"I work in a public library."
"People will get so so mad if they have to be put on a wait list for a book."
"A popular book that just came out."
"Ok our services are not only free but so are the books."
"You’re welcome, a**holes."- Switchbladekitten
A Warm Butt Is A Happy Butt!
"My own."
"We have a bidet toilet seat (Fabulous! Everyone should have one!) and not only does it wash your bum and blow dry it, but the seat's heated!"
"It's shocking how much a heated toilet seat makes the whole process more agreeable."
"Except: We had a power outage and I went to use the toilet and the seat was cold!"
"Unacceptable!"
"This shall not stand!"
"I was really upset because it didn't feel good."
"Then I stopped and thought: This is the most first-world problem anyone's ever had."
"I was really pissed because my heiny was tepid."
"I got over it."- DeathGrover
homer simpson episode 23 GIF
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Holy Matrimony!
"Weddings are a gold mine for this question."
"People get so hyped up over their 'most important day of their life'."
"They'll destroy friendships, go into debt, and have crazy expectations."
"It's not always the couple who go crazy, either."
"Sometimes, it's the parents or another family member who feels entitled to control the wedding."
"It's just a party."
"Be considerate of guests, have plenty of food and drinks, and enjoy it."- magicrowantree
When Fast Food Isn't Fast Enough...
"Having to pull off to the side to wait for a drive-thru order to be brought out to you because your food isn't ready and there's a line building up behind you."- demanbmore
In Case You Don't Think Customer Service Employees Are Undervalued...
"I was working the return desk at a Target next to a military base so I have so many stories."
"One of my favorites was a lady who had her baby shower before revealing the gender and was livid that she had received floral newborn diapers when she’s having a boy."
"It was a huge box of super expensive, all organic diapers, that we didn’t carry and therefore could not return."
"I cannot accurately express her fury and disgust."
"How dare either suggest her boy could wear feminine diapers."
"I suggested she donate them if she didn’t want to use them and she instead threw away the entire box."
"When she left we pulled it out and threw it in our donate bin."
"There have also been multiple times where mom’s order massive toys and when we bring them out to the car they get furious that they aren’t wrapped."
"We don’t offer wrapping services."
"Here’s the thing, if you don’t want your kids to see the toys you got them for Christmas or their bit to day DON'T BRING THE CHILD WHEN YOU PICK IT UP."
'I’ve had multiple women scream and curse me out that I had ruined their kids Christmas by bringing the toys they ordered out to the car like they requested."- clever-mermaid-mae
Customer Service Waiting GIF by Juno Calypso
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Happiest Place On Earth!
"I used to work for Disney."
"That in itself should tell you everything."
"However for fun I'll give you two specific stories one form our tech department and one from my wife who worked bookings."
"I specifically worked for their call center to help with technical issues with magic band and the website."
"Suddenly got worse huh?"
"A right of passage call everyone has at least one story of is the 'Dome call'."
"Basically there is a subset of Disney Guest (TM) that believes if it rains at Walt Disney world there is someone that will push a button to encapsulate the whole of Disney property in a dome to keep out the rain."
"I'm not kidding."
"If this button is not pushed they call our tech department to angrily ask why."
"My wife worked booking."
"Pretty much everything including Bibbidi Bobbidi boutique and Pirate's league."
"These two things did roughly the same thing difference being price and theme."
"BBB was expensive did more and was focused on princesses, pirates league did a bit less and focused on mermaids and pirates."
"Lady called up my wife, and got pissed about BBB being booked up (It goes FAAAAST)."
"Karen: 'Im going to give the phone to my daughter and I want you to tell her how you are ruining her vacation by not letting her do BBB'."
"Wife proceeds to explain how pirate's league is so much cooler and how she can be a mermaid or pirate and basically gets the kid to start demanding to their parents about how they want to be a mermaid instead of a princess."- trollsong
Disney World GIF
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The horror!
Being booked into a junior suite at Disney World instead of an executive suite!
It's almost as bad as having no money for groceries, or no food to feed you children...
Said absolutely no one.