Scammers often target the elderly who don't know any better.
Persistent scammers have all planned out several backup plans to keep the person they have on the line engaged and genuinely concerned for their financial stability, often threatening that the FBI could intervene as a consequence of purported unpaid charges.
Some scams are not so criminal and are actually legit; however, they make consumers feel as though they've been taken advantage of.
"What's the biggest scam in America?"
Some people don't think twice about certain transactions.
Hidden Concert Fees
"Surprised no one mentioned ticketmaster yet."
– hopsteiner420
"They jack the ticket prices up with tons of hidden fees."
"A ticket will be priced at $50. Then Ticketmaster will tack on all kinds of bullsh*t like 'venue fees,' 'service fees,' etc. All of a sudden that $50 ticket costs you over $100."
– jthemusician
Popular Services
"Funerals, weddings, and pretty much every other thing we blindly accept have to be insanely expensive without even thinking about it."
– jcfeej
Dealing With Student Loans
"I think Student Loan servicers. For example, Navient manages Federally guaranteed debt for the US Gov in Student loans, has the IRS as their personal collection agency."
"They constantly, I mean CONSTANTLY f'k up to the extent they get dragged in front of Congressional Hearings, and their CEO is paid $7.7M annually."
– Firebolt164
Rent-to-own businesses were mentioned a lot in the thread.
Trackers In The Merchandise
"I scrolled really far and was surprised I didn't see Rent to Own stores. They sell furniture and electronics type stuff to people with bad credit who can't really afford it, let them pay a small amount weekly."
"If people end up paying on time and pay stuff off, they will pay 2 or 3 times more than the item is worth. If they make a payment late the item is repossessed and re sold to someone else and the first person loses all the money they paid."
"There are used car dealers that do this same business model with cars too. They put GPS trackers in the car that also disable the starter. They collect $1000 down and once a payment is late they disable the car and go tow it, then sell it again and keep the downpayment."
"I worked at a shop that installed the trackers and these places would sell the same car to different people 5 or 6 times in a year because they kept repoing it."
– bgwa9001
An Insider Speaks Out
"I used to be the sales manager at my local Rent-A-Center years ago. It’s a huge scam and I feel dirty even having worked there. The worse thing I ever had to do was repossess a fridge from a single mother."
"She cried as she removed the items and kept saying 'I have no where to put these. They are going to go bad.' Another one was when i had to repossess a bunk bed from two kids. They asked their dad where they were going to sleep."
"It’s been years and I still think about it from time to time. Don’t rent from rent-to-own stores. Don’t give them business."
– MaxTimeLord
Another Testimony With A Special Message
"Same. The owner of the place I worked was a huge asshole. He went with me on this repo of a single mom that apparently he didn’t like for some reason. Same thing, it was a fridge. We get the fridge out on by the curb and it has a bunch of roaches crawling out of it."
"When we’d get TV’s with roaches we’d bag them with a fogger, vacuum them out and re-rent them. The fridge was too big for a bag and the owner didn’t want to put it into the truck. So he pushes the fridge up next to a tree, gets back into the truck and smashes the fridge up against the tree multiple times until it’s completely crumpled. I’m standing there like WTF just happened and he tells me to get back into the truck and we drive off."
"We destroyed a fridge from some lady who was down on her luck just so she couldn’t have it. Then the embarrassment of having a smashed fridge in her front yard that people were obviously going to ask her about."
"F'k you Dwayne."
– cokecan13
Cable Companies
"Cable TV/Internet monopolies."
– dan1101
"Seriously. The spectrum person that signed me up on the phone gave me a price and simply neglected to tell me it was a 'promotional rate.' Price goes up 50% after a year."
– valuethempaths
Cutting The Cord
"Comcast had such a monopoly in my area that cancelling wouldn't get you a promotion, just a simple we'll be sad to see you go."
"And after the third time putting a new plan under someone else's name to qualify for 'current promotions,' we just said f'k it and cut the cord."
"Maxed out our internet plan and it's still cheaper than the bundle they were forcing down our throat that included a landline that we didn't have a phone for."
– ultrastarman303
Paying The Price
"And Youtube TV is turning out to be the same sh{replace1}amp; different medium…. hey let’s keep jacking up the price, but let’s add on a dozen or so channels no one f&{replace1}amp;in cares about to keep everyone happy. No that did not make us happy because we’re not that dumb."
"It’s like Animal Farm."
– rigored
Some believe the biggest American scam was multi-level marketing (MLM).
Dodging A Bullet
"A few years ago my husband was keen on the idea of buying a franchise. He came across a scheme he thought was promising and asked me to go with him to meet the people selling it. As soon as we sat down my gut feeling was RUN, but being polite people we sat through their spiel. On the surface it seemed legit, but for me the absolute killer was when they started spouting on about how the big boss has bought a helicopter and how cool it would be for us all when we can do that too."
"They were very pushy, but I’m equally stubborn and held firm that we needed to think about it. As soon as we left I threw away the brochures and crap they’d foisted on us. Had a few emails and calls, but ghosted them. Husband was disappointed for a while, but then one day I was reading Reddit and came across a familiar company name."
"To this day I enjoy reminding my husband how we dodged being tied in with Herbalife."
– SoftandSquidgy
Cousin's "Business"
"My cousin is always involved in multiple MLMs and tells us all she’s a 'small business owner' and gets mad if we don’t support her 'business.'"
"Here’s the thing though. I would rather just send her a check every month so that I don’t have to be solicited with this protein shake or that skin care line. How much would it take? $50 a month? $100? Because I know she’s not making any money doing this. YET SHE KEEPS ON DOING IT!!!"
– ArhedisVarkenjaab
A popular scam in my neighborhood involves representatives from a "friendly energy" company going door-to-door and trying to convince tenants they are paying too much on their electric and gas bill.
They throw out a lot of jargon and detailed information and have a vague answer for everything.
The last time I encountered such a rep, I said I'd like to take the time to research this and I told him I didn't like being made to make a decision to upgrade my services on the spot.
When I asked for his business card, he gave a piece of flimsy paper with information saying they were "looking for newhires."
He peace'd out. And when I looked up the "service" he was offering on the internet, the information indicated it was a scam that took over your existing energy company and charged you triple the previous amount.
I dodged a bullet that day, but I definitely felt like spending time with him was a huge waste of energy.
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When we're intoxicated, or even the slightest bit tipsy from having a little too much to drink, our immediate perspective on things is hazy.
But there's nothing like a bit of alarming news or a jarring incident to snap us out of the fog and focus on the moment.
Sometimes alcohol isn't always to blame for our impairment.
It can be a state of mind, like a perpetual numbness from being complacent in life, and all it takes is one shocking moment to rattle us back to our senses.
Curious to hear from strangers online about this type of scenario, Redditor Known_Challenge_7150 asked:
"What’s one thing that sobered you up real quick?"
These individuals were witness to shocking events that sobered them up right quick.
Bleeding Out
"Got out of a taxi and found a naked man profusely bleeding from his head crawling up the driveway in my condo. Called him an ambulance completely forgot I was absolutely wasted until 45 minutes later when I'd helped him translate and in to an amublance and stepped in my front door."
"Later a few days later learned he'd slipped in the tub and literally crawled out for help. Poor dude. He was fine but I genuinely thought he was going to die there."
– DongLaiCha
Tragic News
"At a bachelor party and we got a phone call that the groom’s father had suddenly passed."
– accountnameredacted
Bottom Of The Barrel
"I went to visit my parents back in July. I was homeless and deep into fentanyl addiction so I lost a lot of weight. My folks could see it. They knew something was up. Anyway, I spent the night and I was getting ready to leave in the morning and I looked at myself in the mirror for a good long time. I finally had enough and told them everything. They took me to detox, from there I went to rehab. Graduated in August and been living with them ever since then. I have 160 days clean and sober."
– Crotch-Monster
A reality check can be enough for some people to snap out of it.
Like Father, Like Son
"Was driving a drunk friend home, he had been on a bender again and was smart enough to call me for a lift rather than try and drive. As I helped in to his house his mother came down the stairs and said 'your as drunk as your father' and went back upstairs. I haven't seen him drunk since then, he still drinks but the thought of turning into his dad scared him out of hard drinking."
– psycospaz
Busted
"Flashing blue lights."
– FiddleOfGold
"This sobered me up just thinking about it."
– redmaple_syrup
Losing Sight
"Woke up to no sight in one eye. I had cataract surgery so just thought one of the lenses had slipped and it was an easy fix. Eye doc says nope, you had a stroke. I loved soy sauce, teriyaki sauce and salty food, which caused high blood pressure, which caused retina damage. Over six months was able to get most of my eyesight back with medication, and all back within a year. Trying to navigate life with one eye was very sobering. Started taking HBP much more seriously."
– MissHibernia
Quitting The Bottle
"Looked up someone I went to highschool with who was an awesome guy. Found out he had been dead for 3 years from alcoholism, at age 33. I made an overnight change. I hadn't started drinking that night yet, 10 months ago. Haven't touched it again since."
– omgtater
These disturbing moments were enough for Redditors to immediately come to their senses.
Unplanned House Guests
"Me and a buddy Woke up in someone’s living room, realized neither one of us knew the people, they were just nice and let 2 drunk guys sleep on their living room floor. We didn’t even say goodbye."
– Oneinsevenbillion75
Serious Health Warning
"Elevated liver enzymes."
"And the knowledge that this sh** was gonna kill me and I just couldn't orphan my family over it."
"So I opted for recovery, instead."
"Clean and sober since June 5, 2009."
– Far_Meal8674
The Joyride
"Grew up in a rural area. The little town hosted dances at the hockey arena, everyone (adults and kids) went and they overserved everyone, regardless of age. I was maybe 16 or 17 and was absolutely sh*tfaced, and jumped in the back of someone's truck with about 8 other people to go back to someone's cottage for after dance drinking. The driver (still don't know who it was) started racing one of his buddies and we whipped around small dirt roads, flying around blind corners on the wrong side of the road, going god knows how fast. It was basically a disaster waiting to happen. It was crazy scary and I was sober and thankful to be alive when we finally arrived."
– foxfood9116
The human psyche is a fascinating thing, isn't it?
How we can automatically focus on something urgent at a crucial time, even after getting buzzed from drinking too much alcohol.
But as we're in the thick of the holidays, it's a good reminder to drink responsibly and stay off the roads if you drive to your celebratory destination.
Cheers. Stay safe. And happy holidays.
We've all complained or vented about something in our lives which, in the grand scheme of things, wasn't exactly a problem, or is very easily solved.
Then there are those who complain about things that others almost hope will happen to them at some point in their lives.
These are known as "first world problems", as they are problems that pretty much only the world's one percent faces.
From having to fly business class instead of first class, or being served Roederer instead of Dom Pérignon, these complaints are often met with amusement, bewilderment, or even anger.
Redditor jennimackenzie was curious to hear the most absurd "first world problems" anyone ever complained about, leading them to ask:
"What’s the most ridiculous 'first world problem' you’ve seen people get worked up over?"
"Tale As Old As Time..."
"I once knew a mom who was legitimately devastated, to the point of tears/grief, because a doctor predicted her 8 year old daughter's final height to be around 5'2","
"Which wasn't tall enough to get cast as Belle at Disney World."
"That was the child's (and her mother's) only dream in life, apparently."
"Didn't appreciate my suggestion that she could be Minnie or Mickey."
"Lol!"
"Only a face character would do!"- TravelLovingMom
"Must Be Funny, In A Rich Man's World..."
"My boss from about a decade ago was this insanely rich dude who always went to the bank to get fresh and crisp currency."
"He'd call the bank in advance to make sure they had some on hand."
"I think he was a germaphobe."
"He had a trash can that he'd throw $1 and $5 bills in that he thought was 'dirty' and regularly just donated it vs spending it."
"I asked him why he did this and he said it was too much trouble and asked if I wanted it."
"I said f*ck yeah dumped it into my bag and when I got home it was close to $400 in singles and fives.
"Another time, he wanted to upgrade all the computers in his studio, so we went to a store and bought 10 PCs."
"They all had $150 mail in rebates and he wasn't bothered to go through the trouble of mailing them in."
"3 weeks later I received $1500 after spending a whole afternoon filling out all those goddamn forms."- azninvasion2000
Money Burn GIF by nog
Giphy
Who Wore It Better?
"When I was about 19 years old, I was at my boyfriends family BBQ."
"I was wearing this pretty floral sundress."
"His cousins girlfriend showed up in the same dress and she was SO mad that she went and changed."
"I will never understand being upset when someone is wearing the same thing as you.'
"Did you really think that your shirt you bought off the rack is going to be unique to you?"
"No."- mertsey627
Seeing Red! Or Blue In This Case...
"The blue of the balloons wasn't quite the same as the bridesmaid's sashes."
"Years ago my wife and I attended a wedding."
"It was very low key."
"The dinner was in the dining hall at the university where the couple met, cinder block walls and all."
"It was a Baptist wedding - no booze and very serious."
"The dark blue balloons attempting to liven up the hall were a slightly darker shade of blue than the sashes on the bridesmaid's dresses."
"The bride lost here sh*t and absolutely raved for nearly an hour."
"I can't remember how they finally managed to talk her down."- mechant_papa
south park wedding GIF
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See You In Court!
"Rich neighbors who end up in expensive court battles because they disagree about where a tree can be planted or whether the color of a fence fits in with the street’s 'amenity'."
'These disputes get really heated and rack up huge lawyers’ bills."
"The most pathetic part is after the judgement when they are arguing about who should pay the other party’s costs."
"Lots of affidavits filed citing the 'emotional distress' they had to endure, or painting themselves as brave warriors who were forced to take a stand to fight for 'justice'."
"Also lots of pompous litigants insisting that the judge refer to them by their 'Dr' title."
"An absolutely insane dumpster fire of entitled rich people problems."- ElectrocRaisin
It's Always People With Money Who Don't Want To Pay!
"I work in a public library."
"People will get so so mad if they have to be put on a wait list for a book."
"A popular book that just came out."
"Ok our services are not only free but so are the books."
"You’re welcome, a**holes."- Switchbladekitten
A Warm Butt Is A Happy Butt!
"My own."
"We have a bidet toilet seat (Fabulous! Everyone should have one!) and not only does it wash your bum and blow dry it, but the seat's heated!"
"It's shocking how much a heated toilet seat makes the whole process more agreeable."
"Except: We had a power outage and I went to use the toilet and the seat was cold!"
"Unacceptable!"
"This shall not stand!"
"I was really upset because it didn't feel good."
"Then I stopped and thought: This is the most first-world problem anyone's ever had."
"I was really pissed because my heiny was tepid."
"I got over it."- DeathGrover
homer simpson episode 23 GIF
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Holy Matrimony!
"Weddings are a gold mine for this question."
"People get so hyped up over their 'most important day of their life'."
"They'll destroy friendships, go into debt, and have crazy expectations."
"It's not always the couple who go crazy, either."
"Sometimes, it's the parents or another family member who feels entitled to control the wedding."
"It's just a party."
"Be considerate of guests, have plenty of food and drinks, and enjoy it."- magicrowantree
When Fast Food Isn't Fast Enough...
"Having to pull off to the side to wait for a drive-thru order to be brought out to you because your food isn't ready and there's a line building up behind you."- demanbmore
In Case You Don't Think Customer Service Employees Are Undervalued...
"I was working the return desk at a Target next to a military base so I have so many stories."
"One of my favorites was a lady who had her baby shower before revealing the gender and was livid that she had received floral newborn diapers when she’s having a boy."
"It was a huge box of super expensive, all organic diapers, that we didn’t carry and therefore could not return."
"I cannot accurately express her fury and disgust."
"How dare either suggest her boy could wear feminine diapers."
"I suggested she donate them if she didn’t want to use them and she instead threw away the entire box."
"When she left we pulled it out and threw it in our donate bin."
"There have also been multiple times where mom’s order massive toys and when we bring them out to the car they get furious that they aren’t wrapped."
"We don’t offer wrapping services."
"Here’s the thing, if you don’t want your kids to see the toys you got them for Christmas or their bit to day DON'T BRING THE CHILD WHEN YOU PICK IT UP."
'I’ve had multiple women scream and curse me out that I had ruined their kids Christmas by bringing the toys they ordered out to the car like they requested."- clever-mermaid-mae
Customer Service Waiting GIF by Juno Calypso
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Happiest Place On Earth!
"I used to work for Disney."
"That in itself should tell you everything."
"However for fun I'll give you two specific stories one form our tech department and one from my wife who worked bookings."
"I specifically worked for their call center to help with technical issues with magic band and the website."
"Suddenly got worse huh?"
"A right of passage call everyone has at least one story of is the 'Dome call'."
"Basically there is a subset of Disney Guest (TM) that believes if it rains at Walt Disney world there is someone that will push a button to encapsulate the whole of Disney property in a dome to keep out the rain."
"I'm not kidding."
"If this button is not pushed they call our tech department to angrily ask why."
"My wife worked booking."
"Pretty much everything including Bibbidi Bobbidi boutique and Pirate's league."
"These two things did roughly the same thing difference being price and theme."
"BBB was expensive did more and was focused on princesses, pirates league did a bit less and focused on mermaids and pirates."
"Lady called up my wife, and got pissed about BBB being booked up (It goes FAAAAST)."
"Karen: 'Im going to give the phone to my daughter and I want you to tell her how you are ruining her vacation by not letting her do BBB'."
"Wife proceeds to explain how pirate's league is so much cooler and how she can be a mermaid or pirate and basically gets the kid to start demanding to their parents about how they want to be a mermaid instead of a princess."- trollsong
Disney World GIF
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The horror!
Being booked into a junior suite at Disney World instead of an executive suite!
It's almost as bad as having no money for groceries, or no food to feed you children...
Said absolutely no one.