People Disclose The Biggest Legal 'Scam' They've Ever Heard Of
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I went back to college recently and there are few things that annoy me more than the price of college textbooks. Why are they so expensive? Total scam, right? Yet many of us just bend over and take it. Thankfully, there are plenty of options if you want to get free textbooks out there––and you could always order from someplace that isn't the college bookstore or even the publisher, often for dirt cheap.

People told us all about the somehow-still-legal behavior that piss them off after Redditor sjc53 asked the online community,

"What is the biggest 'legal' scam that you know of?"

"No third party..."

"Debt collection agencies.

No third party should have the right to buy debt and attempt to collect on it with illegal tactics. It's the same as if they hired the Mob to extort money from someone. These agents might not sink someone in a river, but they lie, charge interest they shouldn't have the right to, steal money from people's bank accounts, threaten to throw people in jail or sue them, try to collect debts from people who do not owe them, and verbally abuse who they call, all of which is illegal under the Fair Debt Collection Practices Act(which itself needs a major overhaul as it is painfully outdated and has not adjusted its penalties for inflation).

Why are these places still allowed to run when virtually none of them operate within the law? Look up any of them and read reviews and reports. Scum of the earth "companies."


Correct. And if you pick up, they'll know there's someone on the other end and they'll badger you until the end of time. Good luck doing that during a pandemic with so many people out of work!

"Buying them..."

"School textbooks. Buying them second-hand (or, indeed, third-to-fifteenth-or-so-hand) is considerably more affordable and some of the crass drawings are usually pretty funny."


"Why let broke people..."

"Overdraft Fees. Why let broke people overspend and charge them for it? Just decline their transactions."


Ah, but there's business in monetizing the suffering of poor people, don't you know?

"You pay to earn..."

"Unaccredited educational institutions. You pay to earn a literally useless degree instead of a figuratively useless degree like a regular college."


This is a big one. Sadly, there are a lot of unaccredited insitutions out there guaranteed to waste your time. Some of them have thankfully been closed down, though!

"Paying for health insurance..."

"Paying for health insurance when the provider can reject claims on the whim."


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"They aren't rare..."

"The diamond industry, specifically as it relates to jewelry. Everything that the average person "knows" about it stems from propaganda and advertisements created by DeBeers. They aren't rare, they aren't worth what you pay for them, they don't appreciate in value and are a terrible investment. They aren't special."


Nor are they ever a "girl's best friend."

We're on to you, diamond industry.

"Especially in places..."

"Bottled water, like Dasani. Especially in places like an amusement park that markups the price a shocking amount. Also, the average markup of bottled water is 4000%, which is outrageous, because water is free most places."



"Manufacturers refusing documentation to private repair enterprises and requiring you to get your products fixed by the dealer. Basically, the reason for the "Right-to-repair" movement."


"Looked at the cat food..."

"Cat food. Look at the cat food at a random store, and see how the design brags about all the healthy vegetables they've crammed into your obligate carnivore's diet. Then check out the ingredients and see how corn, rice, etc. are often the first ingredients. Pet foods market toward humans by trying to appeal to human sensibilities, not genuine desire to provide your cat with the best diet."


Oh, have we even gotten into multi-level-marketing scams? Maybe we shouldn't... those would take up an entire article. And then you'd be bombarded by a bunch of angry, lonely housewives living their #GirlBoss dreams.

Have some opinions of your own? Feel free to tell us in the comments below!

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