Financial Experts Break Down The Worst Financial Decisions They've Ever Seen A Client Make
Bottoming out!
The world of finance is a constant gamble. Algorithms change, dows drops, stocks pivot.... it's a never ending game, more intense and bloody than Game of Thrones and a 007 film. That's why its so important to find and listen to the people who become experts in this field. So why do so many of us gamble with our coins based on our own thoughts? Or intuitions? Especially since most of us never got past Algebra II.
Redditor u/weekendbrainsurgeon wanted to hear from those in finance field about bad decisions they've witnessed that we all should never try by asking.... Bankers, Accountants, Financial Professionals, and Insurance Agents of reddit, What's the worst financial decision you've seen a client make?Tilray Down
mickey mouse smh GIF by ABC NetworkGiphyI had a client in her 70s put her whole savings in Tilray stock.
Tilray at the time was trading above 150 per share. I told her it was a terrible idea to put all of her savings in one investment but she told me I was wrong. She argued with me for a good 15 minutes until I relented and said okay, it's your money. So she put 300k into Tilray.
Couple weeks later it starts dropping, I call her and get no answer. It's sitting at 6 dollars a share now, her account is down to about 12k. Last time I spoke with her I took no pleasure in telling her she's no longer my client.
The Truth is Out
Had a client who was extremely wealthy about eight years ago tell us he was no longer going to use our services. Last year we get an extremely angry phone call from his wife asking us why we haven't been filing their taxes. We showed her the paperwork where her husband said he was no longer going to use our services. And then crap hit the fan. This dude apparently just decided he wasn't going to pay taxes anymore and didn't file a return for eight years and had been lying to his wife.
They were rich and owed almost 1.4 million dollars in taxes not including interest and penalties. And oh yeah they got absolutely fried by the IRS. If you are in a relationship with someone you need to be involved in financial decisions. Never let one party handle all of the money and make all of the decisions. That is how bad things happen in both business and in relationships.
Worthless
I had a client Buy numismatic gold coins with an entire retirement account. She bought 266k worth of coins at almost double the price of bullion. I got the gold salesman on the phone and asked him to justify the reasoning and I he said it was because the dollar was paper money and worth nothing and that gold was going to go to 10000 a coin. I asked him what he exchanged this gold for and he said "well she paid me dollars". Then I said "why would you accept a worthless currency for your rapidly appreciating gold currency?" He cursed at me and hung up and said I didn't know what I was talking about.
I still haven't met a gold salesman that can answer this. Their whole pitch is that the dollar isn't worth anything but they happily take them in exchange for gold coins. The whole thing is crap. Poor lady. She can't sell them now even with gold bullion as high as it is for anything close to what she bought them for.
I am a fully registered advisor just to disclose.
600 Down
Tea Smh GIF by moodmanGiphyNot my client.
Saw a guy invest about 600k in a start-up. He confirmed in the 1.5 pages agreement that he was fully informed about everything going on.
Please if you invest in that size, ask a lawyer to at least review the agreement.
Needless to say, said guy's net worth is 600k less now.
The Accountants Know
Accountant here.
If you're a small business owner and your business provides you with even a remotely significant amount of income, then get a separate bank account for your business income and expenses and never, never, never commingle your accounts. If you find that you need to make a business payment and you don't have that money in your business account but you do in your personal, then write it down in your books as money that you give the business that then gets spent on the business expense. Likewise, if you want to use your business income, pay yourself a wage or a 'dividend'. The moment you cross your accounts is the moment that you put yourself into tremendous financial paperwork frustrations.
The Lotto Scam
Former manager at a credit union. One seemingly smart lady in her 70s got one of those lottery scam letters saying she won, but needed to send them money to process her winnings. They kept getting her to send more and more money. We were telling her it was a scam from day 1, but we couldn't stop her.
She burned through her IRA which had about 200k. Took out a loan against her paid off house for another 200k. Sold her jewelry. Probably paid out 500k total before finally realizing.
We truly did everything we could. Got her family involved. Several of us would confront her every time she came in and would plead with her to stop.
It was sad but at some point you have to cut your losses and realize it's a scam.
Edit: I was the assistant manager at that point. We brought our risk management department and other higher ups in but they wouldn't close her account.
The whole 500k was not with us. We had no idea about the loan, jewelry and some money in other accounts that she gave out until after it was all over.
She even thanked us later on and wishes she listened to us.
100% Gone
I've made money with both stocks and options but I get on r/wallstreetbets sometimes to see how tf someone can go tits up so easily and omg.... "I have $50,000 in my account, let me throw 100% of that on Amazon puts that expire Friday." Ive also seen people who pull in $1m in their first year and try to tell everyone else how to trade. That's like me hitting it big on a slot machine and then pretending to be an expert.
Chose HULU
cindy brady smh GIF by HULUGiphyUsing ALL of his "retirement" and daughters college tuition to short Netflix. He lost over a million dollars.
"sovereign citizen"
Best friend is a CPA, and when he had his own practice, he had some pretty big-name clients (Senators, musicians, pro athletes, etc.) One of the biggest mistakes people made were thinking they were smarter than an accountant. His biggest challenge were the people who heard about the "sovereign citizen" nonsense. To no one's surprise, a random guy on YouTube doesn't know more than an actual CPA with 40+ years experience. At least a few of these new-found "sovereign citizens" ended up doing time for tax evasion.
Just Exercise
working out richard simmons GIFGiphyA private company announced a special dividend to all shareholders as of date of record one-month in the future. $1.30/share dividend.
There was an option holder with 300,000 options at a $0.10 strike price.
He did not exercise them. Had he exercised his options for $30,000, he would have been paid $390,000 the following month.
Wordless
Not an accountant but I used to do Social Work that included some budget coaching. I was going over one family's monthly budget and trying to figure out how they were going to rearrange so they could pay the subsidized $10 copay for court ordered counseling that would make or break them keeping custody of their children. Now, budget was a little tight because only the dad worked. But he was making just under double what I made for helping them with the budget. And they were living in a gross trailer park where they paid next to nothing for rent.
And this was a step up from the gross motel room they had been living in before. And when I was nicely chewing them out for missing a counseling session, they were all too happy to explain the problem. Which, of course, was dad got paid on Thursdays (weekly) and the Counselor had them scheduled for Tuesdays (weekly.) So, there was no way they would have the $10 left to pay the Counselor on Tuesday.
The solution to this was they had to start driving across town to pay the Counselor on payday, and then drive to their (already paid for) session 5 days later. I was just getting my mind wrapped around this concept, when the mom called me all excited. She had fixed their financial problems. She refinanced their (POS 12+ year old) car. And she was so excited to tell me that instead of paying $385 a month, their new payments were only $115 a week. I still have no words.
Send in the Cars
I've seen people finance cars at over 30% interest. paying $500/mo for a 8-year old mustang, and will end up paying well over 2x the cars value, assuming they pay the loan off.
Edit: since this kinda blew up, here's a PSA for all the active duty (American) military people - any loan you took out prior to either enlistment or deployment is eligible to have the rate reduced to either 6.99 or 7.99% (google it before you call your bank, as it's been a couple years and laws change.) all you have to do is call your creditor and provide them with your orders and they have to reduce the rate, even retroactively, to the date you deployed (or enlisted.. again, google it).
Idiots.
idiots GIFGiphy- The client who joined an MLM and racked up half a million dollars worth of losses before finally listening to us and quitting.
- The client who spent $40k on Farmville over 3 months.
- The clients who give their adult children allowances that exceed my salary, fancy cars, and houses without expecting them to ever hold down a job themselves. vwh808
The Shoo-In....
Payroll accountant. I used to work for a company with an actuarial Department. There was a lovely young woman working in the call center with a masters degree in data science. She was constantly talking about how frustrated she was with making $16/hour in a call center when she had a masters degree in data science, yet no matter how many times I told her to apply to the actuarial team she wouldn't do so.
The actuarial team was HUGE about promoting within. I saw many people who wanted to learn more about what they do who had no experience whatsoever get excepted into the team because they wanted to learn. This girl was a shoo-in. And yet she never even tried despite the fact that there were always openings. She also shared with me that she was $180k in debt for that master's degree. Last time I checked in with her she had left the job completely and is now in school for art. (Insert facepalm emoji here.)
But my favorite was before I was even an accountant. I worked for a small CPA firm as a receptionist during tax time. I saw a full-grown woman sit down on the floor and start crying because she owed $900 in taxes that year when she had made about $150k that year. I rolled my eyes so hard that I hurt myself. Later that day I had a guy who owed $750k to the IRS and said "woohoo! That's way less than last year!"
The Lost Seat
Watched a client walk out of my office after I explained the risk in liquidating his 401K to start his own business. He started it with no management experience or business model, real "fly by the seat of his pants" kinda guy. Wanted to start a career flipping houses in a college town, turn them into upscale rentals. Did it in a bad neighborhood and lost EVERYTHING.
The Background
I'm a CPA and had a client whose business was going under. He started taking out payday loans on his own salary to pay his staff. When it gets this bad with no end in sight, time to reduce staff.
Also in r/accounting someone posted about wanting to file bankruptcy over $900 in credit card debt. This person was about to graduate college with an accounting degree and would have been making $50k starting out.
We all thought he was trolling us, but somehow ended up coming off as a legitimate situation. Who wants to hire a bankrupt accountant which shows up in background searches?!?!
Simple....
Feeling Dumb Jim Carrey GIFGiphyProbably not the worst, but one of the more perplexingly common...
Making over $250k (sometimes WELL over), no withholding, not paying estimated taxes throughout the year, can't afford the tax bill with the return EVERY YEAR, then complaining because they can't afford the installment payments on the taxes they owe from two years ago.
Moron, sell your gaudy, gross McMansion, take your teenage daughter's credit card away, let your drunk driving son stay in jail and get a public defender, and tell your horrible wife to stop spending all day at the tennis courts sipping mimosas. Get your mess together and pay taxes throughout the year like the rest of us. You aren't being persecuted by the IRS, you're just an idiot.
Don't Spend It!
I work for a bank. One of our branches had a customer who was basically homeless. Then, he wins the lottery! Over the next few months, the staff watched him come in to withdraw thousands of dollars every day to spend on extravagances. Everyone tried to convince him to sit with a financial advisor to help him make the most of his money. Less than a year later, he's in slightly better shape than when he started; he's at least able to live in the car he bought.
Countless Screw-ups....
What I've seen, countless times, is someone who started a business with ZERO research, no understanding of what running a business involves. (Here's a hint: practically every business involves paperwork and deadlines.). The business models come in waves... for awhile it was Barbecue shacks, then it was cupcakes, then house flippers, then food trucks. I think they see it being done on TV shows that make it look fun. It isn't fun when they come to me with debt, tax levies and lawsuits.
IRS and state labor department and health department on their backs, and suppliers taking them to court for unpaid bills. Some of them cashed out their retirement account to buy a business; others put their house up as collateral for an SBA loan. it's a nightmare. If they had come to an accountant first, we might be able to help them (or even better, dissuade then). I usually see them after 18-24 months of screw-ups and by then it's usually too late to rescue them.
ATM Issues
make it rain loop GIF by Chris TimmonsGiphyBanker. Banks charge fees for using other bank's ATMs.
I had a customer that would check his balance and then do withdrawals daily at a foreign ATM. Guy did not have a lot of money to begin with and because he did this, would overdraw his account and get slapped with an overdraft fee which put him in the hole further. We ended up taking away his ability to overdraw his account. Dude was pissed, but it helped right the ship a little.
The Most Unprofessional Thing A Doctor Has Ever Said To A Patient
Reddit user Monsah asked: 'What is the most unprofessional thing a doctor has said to you?'
"I shall do by my patients as I would be done by; shall obtain consultation whenever I or they desire; shall include them to the extent they wish in all important decisions; and shall minimize suffering whenever a cure cannot be obtained, understanding that a dignified death is an important goal in everyone's life."
~ English translation of the modern abridged Hippocratic Oath
It is the hope of those seeking medical help that the medical professionals providing it will be just that—professional.
But no profession is immune to bad days, bad attitudes or bad apples.
Reddit user Monsah asked:
"What is the most unprofessional thing a doctor has said to you?"
Reproductive Health
"I was being treated on week 2 with medication for an ectopic pregnancy—fetus in the fallopian tube, 0% chance for baby, very small chance for myself to live if not taken care of. I was told to go to the ER if I developed severe pain."
"I developed severe pain and went to the ER."
"The doctor on call sat there and tried to casually discuss what kind of pain meds I might like WITH MY HUSBAND as I was writhing in pain on the bed. Husband insists doc should just make a decision and give me the meds now."
"Finally gave me a pain pill and told me no need for an ultrasound, just did some bloodwork for my file. I go home and wait it out with a script for pain meds."
"I told him the pain was severe and could be the tube bursting and he told me that miscarriages just hurt."
"I went into the gyno treating me 2 days later and he took one look at me and booked me for emergency surgery. The tube had burst and I had so much internal bleeding that they had to have a general surgeon assist in the cleanup in my abdomen."
"My bowels were adhering to the broken tube and had to be carefully separated. Later, my doc told me I was very lucky and the moron at the ER should have sent me in to an ultrasound based on the pain alone."
"The blood work was apparently alarming."
"Went back for an IV to the same sh*tty ER a few months after. That same sh*t ER doc checked my abdomen and saw the surgery scars."
"He commented I must have recently had an operation!"
"I told him 'yeah, you misdiagnosed my burst ectopic pregnancy and I had to get emergency surgery at a different hospital'. He didn't say sh*t after that."
"If I had the money, I would sue the a**hole."
~ poppykayak
"I also had an ectopic several years ago. I had missed my period and suspected being pregnant."
"A week later had severe pain where I couldn’t stand up and walk and wasn’t sure if it was my period coming on. Went to an urgent care and they confirmed I was pregnant but probably having a miscarriage."
"The pain was bad in my side, and I even suspected ectopic—but the male doctor there said miscarriages are painful and he knows what ectopic pain should look like, and that’s definitely not what I have."
"He told me to go home and just basically rest."
"So I believed him, and headed out—a nurse, female, stopped me in the front lobby and strongly insisted I go to the ER. My husband also wouldn’t let me just brush it off and took me in."
"At the ER they did an ultrasound and my entire abdomen was filled with fluid. I had emergency surgery and got really lucky with a rare ectopic that exploded backwards into my peritoneal cavity (called a tubal abortion) and got away without a ruptured ovary."
"The female surgeon said that in her 20 year career she had never seen a case like mine."
"Still sucked, and f'k that first doctor."
~ pheonixrising23
"Doctor said that either I cheated or my husband did because that kind of cervical pain was always chlamydia."
"It was an ectopic pregnancy that ruptured and resulted in emergency life-saving surgery. But thanks for listening doctor!"
"My personal OB happened to be at the hospital that night and came to tell me the news herself, giving him the angriest look I’ve ever seen in a professional setting."
~ grannywanda9
"I’d been sent by ambulance from our local urgent care to a hospital due to kidney pain and a funny shadow on my xray. Emergency room doctor was insistent 'it must be a STI' despite me having no genital symptoms, and he demanded to do a pelvic exam."
"This doctor aggressively tried to mimic my pain from the inside by jamming his hand up my vag. The nurse chaperone looked embarrassed when I said to the doctor, 'if you’re not careful, you’ll lose your watch up there'."
"He then discharged me from the hospital at 3 am saying he couldn’t find anything wrong with me."
"At 9 am the original urgent care doc called back since she saw I was discharged but my blood tests were back and I was septic."
~ Omissionsoftheomen
Digestive Health
"My older sister had unbearable GI issues for years growing up."
"Pediatrician told our parents that 'children get tummy aches' and to try peppermint Altoids.
"She ended up having emergency surgery where they had to remove her entire large intestine because it was necrotic and had tumors.
"Permanent colostomy by the time she was 14."
~ Currentlyunsureatm
"Both my parents are doctors, a Pediatrician and a Pulmonologist/ICU doc."
"Since 4TH GRADE I’d had very frequent upset stomachs and pain. I was always told 'it can just happen' or 'it’s too hard to figure out'."
"It got to the point where when I had BLEEDING from my intestines I didn’t want to say anything cause I thought I’d be brushed off. This was until I was going into my senior year of high school."
"It flared to the point I couldn’t move and lost 15 pounds in 2 weeks."
"Lo and behold, I had Ulcerative Colitis that was diagnosed within a day of tests it was so bad."
~ GamingBeluga
"I had been bleeding for 8 months when my GP told me I 'didn't meet the criteria' for a colonoscopy."
"Finally did get diagnosed with mild ulcerative colitis later on, but that conversation with the GP was the most frustrating part of the whole saga."
~ calvesofdespair
"'It can't be colon cancer because you're too young'."
"My brother got cancer at that exact age, as she knew."
~ Liraeyn
"The really f'ked up thing about this one is that it's standard procedure to monitor for colon cancer based on family history."
"Generally guidelines recommend if a first degree family member (mom, dad, brother, sister) had colon cancer before they were elderly, they should start getting screened at an age 10 years younger than when they were diagnosed."
"So that doctor straight up ignored national treatment guidelines."
~ thatrandomdude12
"My younger sister was diagnosed with stage 4 colorectal cancer at 26 (not a typo, that's twenty six.) And it took her a couple of years to convince her doc to order any tests, despite passing blood in her stool."
"I get that she was especially young to have such an advanced case, but I will never not be angry when I read a comment about docs telling folks that they are too young to be checked for colon cancer."
~ Coldricepudding
Children's Health
"I took my then 4-year-old daughter to a pediatric gastroenterologist. First he said 'she's just being dramatic'."
"Then he said, 'well, she'll get married some day and be someone else's problem'."
"That was 25 years ago, and it still shocks me!"
"Turned out she had a partial bowel obstruction."
~ kellygrrrl328
"When I took my then 4-year-old to a pediatric gastroenterologist because she still couldn't control her bowels and clearly had no feeling down there, the specialist told me she was doing it for attention and just didn't 'want to' use the toilet."
"She went on and on about how she'd been in the business for 20 years. When my daughter told her she really wanted to fix the problem so she could go to day camp, the doctor told her she was lying."
"That human turd was in the room when I finally got my daughter tested for bowel insensitivity (I don't remember the official name) and they found out that she did not, in fact, have any feeling in her bowels."
"I looked that b*tch in the face and said, 'Now do you believe us?' She just looked away."
~ paingry
Mental Health
"'You're 27. I don't know what you have to be anxious about'."
"This was in the 1990s."
~ PrincessSummerTop
"When I described my anxiety and depression the doctor said, 'but you aren’t overweight and over thirty!'."
~ seventh-street
"I was told the same just a few months ago at age 25."
"I replied 'well my mom just died' to which he said 'that’s too bad' and continued on with the exam."
~ Familiar_Honey_98
"'That's normal in your line of work. Just ignore it, the pain will go away'."
"I went in for shoulder pain, as my left shoulder would be killing me after a day loading trucks all day. This was an ongoing thing for weeks before I went to get it checked."
"Didn't examine my shoulder. Didn't have any x-rays done, catscans done, MRIs done, nothing. Hell, didn't even have me take my shirt off."
"Turns out that I had a torn rotator cuff."
"Had another doc tell me that the stomach pain that had me pissing myself, throwing up, and passing out was from 'gas'."
"Again, without any type of examination, just listening to the symptoms. Two days later I was dying on the OR table from a necrotic appendix."
~ Redditor
A common theme in all these stories are doctors not listening to their patients or their parents.
While a doctor may be a medical expert, they should remember the patient is the expert for their own body.
When it comes to making a point, the stronger language you use, the better.
Sometimes, this is true of insults too. If you use strong language, the insult may hurt more. This language may include curse words. A lot of times, cursing while insulting someone is a surefire way to make sure the insult lands the way it was intended.
However, this is not always true.
Redditors know it's completely possible to deliver savage insults without using curse words, and are eager to share their favorites.
It all started when Redditor ILikeExistingLol asked:
"What's an absolutely devastating insult without any cuss words?"
Bad Breath
""First of all, brush your teeth...""
– iSniffMyPooper
"I literally just brushed my teeth because of this comment. I was gonna put it off for a little later, but I couldn't after reading that."
– ClumsyGhostObserver
"A coworker who never showers, washes his clothes, or brushes his teeth was trying to intimidate me once and I told him the scariest thing about him was his breath. He hasn’t spoken to me since."
– Floptopus
"“Well, at least you have more teeth than IQ points.”"
– Average_Aloe
"About the same in his case, really."
– Floptopus
Yikes! That Face!
""I never forget a face. But in your case, I'll be glad to make an exception.""
"– Groucho Marx"
– chumloadio
""You have the face for a career in radio.""
– badmother
""...and a voice for print.""
– Byanl
If Only We Never Met
"I miss the feeling of not knowing you."
– Swivel_D
"I think Shakespeare once said something along the lines of "I wish we were better strangers.""
– Non_Music_Prodigy
Crime Against Humanity
"Have you ever considered that perhaps your low self-esteem is just good common sense?"
– pantsoncrooked
"I'd say shots fired but damn that's a nuclear warhead."
– RBpositive
Winston Churchill
"“He’s a humble man with much to be humble about.”"
"-Winston Churchill"
– Triton289
"Another Winston favorite: “Madam, I may be drunk, but you are ugly. Tomorrow, I will be sober.”"
– hdroadking
"Some lady: “If you were my husband, I’d poison your drink.”"
"Churchill: “If you were my wife, I’d drink it.”"
"May be slightly different wording."
– No-comment-at-all
"Lady Astor! She was an interesting person."
– Rare_Parsnip905
Wrong!
""I could agree with you, but then we'd both be wrong.""
– shaidyn
""You're entitled to your opinion. It's wrong, but you're entitled to it.""
– a_in_hd
Tough Love
"A teacher called my son success-avoidant 3 years ago and he still thinks about that every day. But it did motivate him to get an A in that class, and all his other classes too!"
– OhSassafrass
"Damn, a harsh truth can be very motivating."
– InverstNoob
What I Like About You
"“Do you know what I like about you?”"
"When they say “what?”, you reply, “See? You can’t think of anything either.”"
– Axeman517
"These are always the most devastating ones, when you set them up to expect a compliment."
– TruCelt
"It's risky though. If they actually give an answer, like some cocky "that i'm hot?" or whatever, then you'll have to think fast."
– Ketcunt
""No, that's definitely not it. I'll keep thinking, I'm sure something will come to me.""
– OnionMiasma
Rumor Has It
""I had to see for myself, but people are absolutely right about you.""
"No cussing, no meanness, but they'll get paranoid about who's talking about them and their reputation."
– NinjatheClick
Intelligence Called Out
"Your grades say marry rich, but your face says study harder."
– rrashad21
"Please donate your brain to science, at least that way someone will actually use it."
– MembraneintheInzane
Oooh!
"You are impossible to underestimate."
"You never fail to meet my expectations."
– Zyhre
Hilarious
"You couldn't guess which way an elevator is going if you had three guesses."
– Edward_the_Dog
"I love this insult because you have a moment of silence afterward as the insultee pieces it together."
– -Envixity
I love that one; it's brilliant. I'm using this as soon as I get an opportunity!
People Share The Dumbest Reason They Ever Got Fired From Their Job
I once worked in a cubicle farm doing finance and accounting. A new employee disappeared just a few hours after the day started.
Eventually they were found.
On the floor.
Under their desk.
Sleeping.
They were promptly fired once they woke up. I wonder how their version of the story goes.
While that was a ridiculous way to be fired, for these folks, the employers were the ones with questionable judgment.
Reddit user strykazoid asked:
"What's the dumbest reason a job ever fired you?"
Heartless
"I was 17. My Grandpa died unexpectedly from a heart attack. My Mother called my work’s office to let me know."
"I was called to the office to talk on the office phone to my mother, and staff (who were told what was going on) left the area so my mother could privately break the news to me."
"I was obliterated of course, and walked outside for about 15 minutes to clear my head. I then went back to work."
"The woman who was in charge of the entire operation fired me for leaving the building."
"Human Resources stepped in and stopped the situation before I could be notified that I had been fired."
"I only found out that this had happened after my grandpa's funeral days later."
"I quit immediately."
~ moochir
Weekly Occurrence
"I had an alcoholic handy man who was promoted to manager. This was a family owned restaurant and this guy had known the father of the current generation."
"He 'fired' me several times a week for not bumming him a cigarette or not wanting to work the second dining room when we had 5 reservations or taking my approved unpaid time off."
"But he was a drunk who started with scotch and moved into amaretto so never remembered."
"I'd just come back the next day."
~ Shababajoe
Going Surfing
"For surfing the internet."
"Punchline: part of my job was to surf the internet and find content for their social media platforms."
"I wish I was making that up. I am not."
~ Sea-Woodpecker-610
Throwing Their Voice
"Fast food manager said a customer complained that he could hear me cussin' in the back."
"It was a couple days later when they fired me, but they said the incident happened on a day I happened to be off."
"I had a feeling the manager didn't like me much and planned poorly on when they'd claim the so called 'incident' happened."
~ Cool1Mach
"'I heard you cussin' when you weren't here. Don't ask me how that's possible'."
~ probablythrowaway71
Not an Escort Service
"I was 16 and refused to date the owner’s niece."
~ VosTutZich
"Do people think other people are property???"
~ Crackheadwithabrain
"Yes. Many, many people who own or manage businesses think exactly this."
~ G0-N0G0-GO
Last In, First Out
"In the days after 9/11 my employer (multinational bank) instantly fired the last 2 people hired in every department where there was redundancy, hedging against a financial collapse whenever the markets reopened."
"I just happened to be the last guy hired in my department."
~ ClmrThnUR
Poor Pandemic Planning
"Covid-19 forced everyone to work from home on hastily setup computers and infrastructure."
"Then they fired the IT staff because we were deemed ‘nonessential’."
"Bit them in the a** hard enough to remove chunks."
~ wkarraker
Not a "Team Player"
"Not 'fired' but let go with severance. CFO told me to make up historical reports because they weren't done in the past, but now required, and wanted to show how so much better metrics are now than in the past."
"What they were asking for was literally not possible to do since the data was not tracked to what they were asking and wanted to tweak the past numbers into a full-on made-up breakdown."
"I told the controller I wasn't comfortable doing this. The next week I got paid out."
"A month later I found out the CFO was canned."
~ Kir-ius
On Your Own Time
"Performance was bad. one of the reasons given was."
"'Reading newspapers in the lunch room'."
"Which was during my scheduled break."
~ tmacdevitt
Oops!
"I wrote a video game script for a small developer. They 'forgot' to tell me when they started voice work—part of my job required me to help with voice acting sessions."
"I finally was invited to a session with a big name actor, especially known in video games. The director asked me why I hadn’t been present for the past two weeks’ worth of recording."
"Apparently, telling the truth, that no one had told me recording had begun, was the wrong move."
"The developers fired me the next day despite my work already being done, which essentially meant I’d have no part in DLC or sequel(s)."
~ drewxdeficit
Should Have Dropped Out
"I worked at Walmart while I was in high school and one of the managers kept scheduling me to open or for me to be there at 2."
"I told them, many times, that I was in high school and those shifts wouldn't work."
"I guess they didn't get that memo; the store manager fired me for missing work and being late."
~ stackjr
What Do You Mean You Were Gone?
"Walmart fired me because they put out the schedule while I was on vacation and put me on the schedule during my approved days off."
"When I brought this up they just told me approved days off are just a suggestion but not guaranteed days off."
~ Tee_hops
Good Customer Service
"I gave highway directions to a customer."
"They fired me for talking to my friends at work."
"I was a barista."
~ Cobra-Serpentress
Bereavement?
"Took a day off for my Grandpa's funeral which was out of town."
"Fired me when I came back the next day."
~ bublesboo
"My wife was fired for not coming to work after she found her father’s 2-day-old corpse in his apartment."
"She had to talk me down from some violent intentions towards her former employer."
~ isinhower
Has an employer ever done you dirty for an absurd reason?
Sound off in the comments.
People Reveal The Pettiest Reason They Ever Refused To Date Somebody
Anyone who has gone on a few dates knows a few things that they like and don't like to see in a relationship, and they definitely know what some of their dealbreakers are.
But there are some dealbreakers that, when looked at from the outside, are totally petty in nature.
Redditor bigdawgcat asked:
"What is the pettiest reason why you wouldn't date somebody?"
Food Allergies
"I have a friend who stopped dating someone because he found out they were lactose intolerant."
"His example of why was, what if I taste a really great dessert, and I want to share the experience with her, and she can’t even taste it."
- Horknut1
"I know someone who is allergic to alliums (garlic, onions, etc.). I could never date this person as there is no meal I could make which doesn't include them in some amount."
- Fixes_Computers
"Same with peanut allergies. I love peanut butter too much to start a relationship with someone who couldn't be in the same room with it, not when there are plenty of other wonderful people who can. If the allergy suddenly developed long into the relationship, that would be a different case."
- cottagecheeseobesity
The Ups and Downs of Physical Fitness
"A college friend of mine was dating a girl who was amazing, smart, and funny, and she had put on a few extra pounds recently, which bothered him (don’t shoot the messenger)."
"We were driving at night down a big hill on a hot summer night and saw a young woman running up the hill toward us, really sweating, face purple, and looking pretty haggard, huffing and puffing."
"He made a comment like, 'Holy s**t, this girl is struggling.' We got closer and realized it was her."
"Long awkward pause. 'Well, I’m going to have to break up with her,' he said."
"Fast forward six months, and we ran into her at a pub, and she was in absolutely perfect shape."
"When he tried to make a move, she told him aloud, in front of a table full of her friends, 'That she wasn’t interested in him, and that he had dumped her for getting fat.' Top five funniest takedowns I’ve ever seen."
"Fast forward 10 years, he’s been divorced twice and has had a long list of s**tty relationships. The end."
- Much_Progress_4745
Conspiracy Theory Investment
"If they’re into conspiracy theories. I dated a guy who was and it consumed his life. It’s all he talked about."
"I couldn’t even watch a movie with him because he would talk through the whole thing about how it relates to certain conspiracy theories…"
"I also could never enjoy my food. We would make a big dinner on Friday nights to start the weekend, we both had a long day at work... we’d sit down to finally eat and he’d pull out his phone and put on conspiracy videos, and he’d make me watch them sooo loudly while I ate. And he’d talk through all of them too."
"I could never tell him that I wasn’t interested or I just wanted to eat because he’d get mad. It ruined my whole meal... I think most people like to eat in peace.. also he’d spend hundreds of items he needed in case we ever got attacked by 'skin walkers'... Never again."
- Low-Sky-4812
Eating Noises
"They slurp when they drink or smack when they eat."
- just-say-it-
"Soup should be seen and not heard."
- Playful-Profession-2
Same Names, Same Problems
"I will never date or f**k another Anthony ever again. I’ve dated or had a relationship with three different Anthonys at three different ages and they all turned out badly."
- SylphofBlood
"I had a friend years back that had three bad boyfriends, one after the other, each more of a D-bag than the last. Each one was named Rob."
"When talking to her one night, having a few beers, she complained that she always attracts d**kheads and then she asked what she should do. So having had a drink or six, I just blurted out, 'Maybe don't date anymore Robs.'"
"Anyway, the next guy she dated was Steve... they got married."
- vejbok
Love for Animals
"My cat said hello to her and she didn't say hi back."
- StephenHawkings_Legs
"I had a one-night stand kick my cat off of the bed. First, never ever have I kicked a cat. But I did kick that guy out of my house and my life. Instantly. GET THE F**K OUT. NOW."
- e11spark
"Not petty. If someone ignored my dog greeting them, I would be put off, too."
- A-Yandere-Succubus
Unexpected Sleeping Arrangements
"He slept in those tiny no-show socks. Let me be clear, he didn't wear them any other time than when he went to bed."
"There were some other, more real, red flags, but when I saw him whip them out and put them on the second time we slept together, I legitimately thought to myself: 'Actually, I don't think I can fix this one.'"
- Potential-Plastic-66
Matching Clothes
"He wore the same shirt on both of our dates.
Get this, years later, I get into the elevator at work and he's there. IN THE SAME SHIRT."
"I wanted so badly to demand to know if he has multiples or just one! Or find out which department he was in and stalk him. Unfortunately, I had given in my two weeks and didn't work in that building often."
- SunflowerSeed33
Different Interests
"If a woman has a horse in her dating profile, you will never be more important than that horse."
"(It may be petty, but it's backed up by personal experience)."
- No-Hat-689
"Horse girls do really love their horses, so I believe you. And I can't blame you."
- dumpster_cherries
"Worst of all, if you break up with the girl you won't be able to see the horse again! Imagine how heartbreaking that would be."
- one-eye-fox
Social Media Schemes
If they have emojis like their signs, or money signs, or airplanes, or some s**t like that in their bio. Just seems like some scammer or Ponzi scheme s**t."
- UrinePulp
Weakness?
"Wasn't me, but a female friend broke up with a guy because 'his allergies were a sign of weakness.'"
"Yeah, I responded the same way you did."
- Street-Comb1000
"My brother believes this about my allergies. He thinks I 'shoulda grown out of it by now.' Infuriating."
- I_Stan_Kyrgyzstan
Finals Week Troubles
"Because her eye was twitching while we were talking to each other. I was a dumb freshman in college. This girl was super attractive and smart, and we got along great."
"For some unfathomable reason, this made me want to not talk to her again."
"Later it dawned on me that it was during finals and she was heavily caffeinated and that can be a side effect. She dodged a bullet because I was a complete dingleberry, lol (laughing out loud)."
- Atlas88-
Deal-breaking Voices
"I briefly dated a young woman who was insanely out of my league. People stared when we went out."
"Anyway, her voice was like Minnie Mouse, and I just couldn't take it. I still feel bad about that one."
- Pickleliver
Dental Preferences
"Not me, but I had a friend who wouldn’t date this guy because he had one crooked tooth. He was the nicest guy truly a wonderful person. Like if I hadn’t been in a serious relationship I would’ve dated this guy."
"Fast forward, he meets a wonderful woman, and they get married, and my friend was all weird about it."
"I asked why and she said, 'Well, I thought he liked me enough to get his twisted tooth fixed.'"
"It was the silliest thing I’ve ever heard."
- Foxy_locksy1704
Preferred Facial Features
"I knew and almost dated a girl who talked out the side of her mouth. I’m not sure if that’s the best way to describe it, but that’s all I thought about when she spoke."
"Like, the front of her lips barely moved, and it was like a weird little smirk kinda thing when she spoke. I couldn’t get past it."
- newadventures96
"Weird ick: people with big/wide mouths. Why can I see all of your teeth and the back of your throat while you’re talking? You don’t need to open it that much just because you can."
- burritoboles
When one Redditor wanted to hear others' "petty" reasons for not wanting to date someone, their fellow Redditors really delivered. While some of these could simply be a matter of taste, like finding some facial features attractive where others do not, some of these, like allergies, are pretty, pretty petty.