People Break Down How Their Lives Have Been Ruined By The American Health Care System
A few years ago I injured myself, fell ill, and had to be hospitalized for a significant period. It was terrifying. The saddest thing about this? I was more concerned about the inevitable hospital bill than I was about getting better. How could I even think about relaxing and saving my strength when I had nothing to look forward to but soul-crushing debt the moment I left the hospital? As it turned out, my insurance was a lifesaver, and I was ultimately only responsible for a $350 bill, a fraction of what had been thousands and thousands and thousands of dollars.
Suffice it to say that yeah, I think the American healthcare system is pretty terrible. Those who don't have to deal with it––and live in countries where such a problem is unheard of––got the better end of the stick. They'd certainly be horrified to hear some of the awful things other Americans have gone through, and it's all thanks to Redditor retrodead7524, who asked the online community, "People who have had their life ruined by the American health care system... How?"
"Still working on getting things paid off..."
Drowning in medical debt even when I had insurance and ruing my credit for a long time. Still working on getting things paid off but still owe a good $5000+ and I now avoid going to the doctor unless it's absolutely necessary.
"In addition to that..."
I was taken to the ER via ambulance and just received a $1300 bill for the ambulance ride. I'm working on paying it but every time I think about it, it just makes me upset. I needed the ambulance ride there because I had collapsed on the floor and unable to move. It wasn't a 'want' it was a 'need' as in I could have died if I wasn't in the ambulance. It makes me even more upset knowing that in the country where I grew up, I would have only paid $20 flat fee for the entire ride to the hospital and that was that or have it waived since I don't make enough. Honestly, just dying would have been cheaper.
In addition to that, I was misdiagnosed by a doctor who refused to consider other alternatives leading to me collapsing on the floor. I also had doctors getting angry when I asked/questioned about getting a second opinion. Makes me miss the healthcare in the country where I grew up where you're encouraged to get another opinion if you have second guesses or thoughts and both doctors communicate to see if there is something they missed.
"Opiates were given to the adults..."
Pain medication. Opiates were given to the adults that were in charge of raising me. But they obviously were not properly instructed on keeping them locked up and not sharing. My dad would feed me Oxys to keep me working hard for his company. I was 12 years old. Now, over 40, I've been off opiates for 4 years and I have just enough will left to exist. That s*** will slowly suck the joy from your brain and you may never get it back. Keep your pills locked up. It's basically like leaving a loaded gun in the medicine cabinet.
"This was a procedure that should have cost..."
$9,800 for a CT scan.
Was handed a referral sheet and told "Call here to make the appointment." Did not know I should have shopped around. This was a procedure that should have cost around $200-$500. Insurance was useless at getting the cost reduced; ended up making a monthly payment. STILL got ugly phone calls from the hospital financial department, even though I paid the whole thing off before the overdue date.
"I had a stomach ulcer..."
I had a stomach ulcer at the base of my stomach and was in so much pain I couldn't hold down water. I had to go get an IV drip, just one, to help my fitness get back up enough to begin holding down water again.
The bill was $2,900 something. For an IV drip. I didn't have insurance because my job did not offer it.
"My husband and I were both sick..."
My husband and I both were sick at the same time. I had emergency surgery and within a week of that he was hospitalized for PEs and I was told he would not survive. We were in our early 30s. Thankfully I figured out that you can file bankruptcy on your own even if you are married. That way we still had one decent credit score. Lucky us our mortgage lender doesn't care about bankruptcy if you can prove it was from medical expenses. All 15k we had set back to buy a house gone and I still had to file.
Guess it didn't ruin us but we were set back to the beginning for sure.
"I know how lucky we were..."
My parents declared bankruptcy after my dad was diagnosed with a rare autoimmune disease. We went from my dad making upper middle class type money to having nothing. My mom went back to work but teachers don't make a fraction of what chief finacial officers make.
My dad's retirement, all their savings, our college funds, everything went to medical bills. My mom made just enough to cover the mortgage and keep the lights / phone on. We were lucky we didn't lose the house and owned the cars outright (my dad liked to tinker so they always drove used). My sisters and i all went to work as soon as we were old enough so we could pay for school lunch, help with groceries and household sunderies, and fund our own school activities.
I know how lucky we were to have managed to escape that relatively intact. My dad having a stroke managed to get him on SSDI, which meant Medicaid and Medicare kicked in. He was no longer going to be able to work for the rest of his life so that is pretty much the only thing that saved them from complete ruin.
I have a pretty good one. My wife and I were about two months into being married. Finally, she was eligible to get on my insurance and we thought we were hot stuff - just a year prior we were broke college kids. However, 2008 financial crisis saw me getting laid off and we went from watching our checking account swell to flat broke.
Anyway, a few weeks after the insurance expired (we paid for COBRA until it was just too much of an expense) she started getting horrible stomach pain. Like she would get waves of intense pain and anything she ate immediately came out.
So, we tried to solve the issue for about two weeks but nothing worked and we didn't have the 200 dollars for a non-insurance pay at a walk in clinic. There were periods where we thought she was getting better until it just came back in full force. Finally, I just had to take her to the public hospital where we were treated like absolute garbage. She was literally writhing in pain and an admin was trying to discuss how we planned on paying the bill and forced her to sign a bunch of documents while this was all happening. After a week she finally got out and it took about another month to heal fully.
She was only working part time when it happened so she had no way of making money and I was getting about 400 a week in unemployment. A good chunk of that went to the ongoing scripts she needed to keep the infection and immflamation at bay. Eventually, we just had to short sell our home and move in with my parents a state away.
I remember sitting in shock the night before we moved out just wondering how in such a short span of time we went from the world being our oyster to tucking our talls in defeat.
The thing is, so many Americans ride this razor's edge of economic collapse that when a medical emergency happens it sends people into an absolute tailspin. Could we have kept our heads just above water if that didn't happen? Probably. But all it takes is that one domino and the whole thing falls.
"Six months later..."
International college student on a full-ride scholarship here: I had 2 psychotic breaks that landed me on the psych ward. On top of that, my friend had the gills to call an ambulance instead of driving me. 6 months later, I have around $3k in debt and my credit score is ruined.
"It gutted me emotionally."
I developed Dishydrotic Eczema when I was 47. I'm 55 now. I had built my 10 yr old company in the drag racing industry from scratch. I was doing well until my skin issues put me in the hospital twice in 2017. I could not afford the insurance under the new Obamacare system. It wound up costing me my company. It gutted me emotionally.
Want to "know" more? Never miss another big, odd, funny, or heartbreaking moment again. Sign up for the Knowable newsletter here.
Financially speaking, most of us could benefit greatly from having extra money each month.
But where someone might assume that the extra money would just be wasted, most people would apply these funds to very practical purposes and expenditures.
Redditor dothepingu asked:
"What would you do if you had an extra $1,000 every month?"
"A couple of weeks ago, I went to the dentist and overheard a heartbreaking situation."
"The office had a very open floor plan with privacy screens rather than individual rooms. But you could still hear every single conversation."
"This teenage kid comes in and says that he has a broken crown that needs to be fixed."
"The dentist says that it will cost $700. Kid says he has to call his mom first."
"So the kid calls the mom, and the mom says, 'No way in h**l can we afford that. Just tell the dentist to stick the old one back on.'"
"The dentist is like, 'Are you sure? That's not really a thing. It's just gonna break off again.'"
"The mom says too bad, he has to live with it."
"If I had an extra $1000, I would have picked up that tab for that kid."
"Pay off debts and save."
"Exactly my thoughts, start actually being able to plan things and save money rather than being on the back foot all the time."
"Absolutely. Money just helps so much for lowering stress!"
"I'd ask my husband to take more time off work. We don't need the extra money, I'd rather have his company."
"Save more money and continue with my current lifestyle, except maybe also be able to get eye surgery for my worsening vision."
A Little Self-Care
"I'd start actually getting my hair cut and colored by someone that's not me at 3:00 AM feeling brave."
"I feel attacked by this comment, it feels personally directed at me."
"Be able to take care of my and my wife's mental health a h**l of a lot better."
"Her therapy is important but expensive. I would love to make sure she had more appointments and the best care."
Time to Retire
"Retire. 1000 USD per month is LIFE CHANGING in the Philippines."
"Probably move out of my uncle's shed."
"Make an extra mortgage payment; pay off this house twice as fast."
"I'd try out that three meals per day trend that people talk about."
"I'd settle for one meal a day and not living in my car."
"Dude. Been there for six months. One day we'll make it big. We'll sleep on a mattress and eat TWO meals a day."
"I'd work fewer hours. I've been here for 32 years and haven't been able to take a vacation in over four years."
Providing for Family
"My mom recently became single, with three kids and a grandkid at home. She and two of the kids who live with her are unable to work because of severe health problems."
"I know she is constantly terrified about how she's going to pay the bills. I'd give her the $1,000 each month in a heartbeat."
Man's Best Friend
"I'd finally be able to afford a dog."
"Live instead of survive."
While there are millionaires in the world, or even just people who live very comfortably, most people are currently living paycheck-to-paycheck, give or take a few hundred dollars. And that $1,000 extra each month would make all the difference.
When love is on the rocks and there's no salvaging a relationship, it's better for a couple to call it splits.
Sometimes the reason for a breakup is obvious.
Other times, it's more complicated.
But the people involved going their separate ways is better than staying in an unhealthy relationship.
Curious to hear from ex-lovers who've been there, Redditor Lishasquarepant asked:
"What caused your last break-up?"
These Redditors found they and their significant other were no longer on the same page.
"Simply, we grew apart."
"Same, I feel like Michael Scott everytime I try to start another relationship. 'No question about it, I am ready to get hurt again.'"
"Same. We loved each other like siblings, not spouses... Ugh! Lovely man though who now has a fab girlfriend. We are good friends and much happier apart."
"Same. And it f'king sucks, but that’s life. It’s been a year and I still hate every second that she’s not in my life, but at the same time I know she’s happier now than she would’ve been if we stayed together."
Having no communication is the worst part.
"He slowly got distant. I believe he lost interest and didn't dare be honest with me about that."
The Late Blame Game
"I had that happen as well, but then he pinned it on me being distant and not affectionate enough."
"My guy, if you pull your hand away every time I try to hold it, I'm gonna stop trying to hold it. And if I ask if something's up and you repeatedly tell me everything is fine, I'm going to believe you. Don't wait till I'm at my worst moment and then reveal you had issues with me for 3 months and break up with me for it being 'my fault.'"
"Everything Is Fine"
"Oh man, the asking repeatedly and getting a 'nothing' reminds me of a story."
"My friend used to ask her ex this every time he was unusually quiet. He’d always say he was fine, then at one point, told her to stop asking because it was making him feel weird."
"So she did."
"Six months later he initiated a divorce because she didn’t care about his feelings anymore."
"Like…don’t ask for sh*t then get pissy when you get what you want."
And then there are those who were not invested in the relationship for a long time.
The Struggle Is Real
"He seemed to struggle with the concept of not f'king random people."
Leaving The Problem
"He moved to his country because he missed his family. So he only sent a WhatsApp message saying he was going to stay there. I would have preferred a call at least to break up a marriage."
"Something similar happened to my cousin. He married her in the US, they had a baby together.. a few years go by, he misses home, goes back to visit.. His family had an arranged marriage ready for him 🤦🏻♀️ He ended up with a new wife and new baby. Hasn’t came back."
A Foreign Custom
"It just seems so surreal that a grown a** adult with a wife and baby would leave his family behind for an arranged marriage. I'll never fathom the mentality."
"I wasn't having sex near as often as she was."
Breaking up is hard to do.
But a good thing to remember is that love can be found again and the new relationship can be even better than the previous one.
And that's something that can't be recognized until you look back in retrospect.
We all have to kiss a few toads.
Everyone looks back on their high school experience differently.
Some wish they could relive it all over again, while others are more than happy to put it all behind them and seldom, if ever, look back on it.
Of course, no matter if they look back on high school with pleasure or disdain, everyone has a few memories of their classmates.
Particularly the one who always seemed to be getting into trouble.
Constantly landing themselves in detention and, in more severe cases, landing themself in trouble with the authorities.
Some of these students thankfully grew out of their bullying days and have grown and learned to treat others with respect and kindness. Others were not so lucky, and still found themselves getting into trouble long after their school days were over.
"Who was the worst student in your high school, & what did they do that was so bad?
The Beginning Of The End...
"There was a kid who walked up to the pencil sharpener and set the substitute teacher's hair on fire from behind her with a cigarette lighter and then claimed sparks had flown out of the light switch."
"He's in prison for other stuff now."- isfrying
Lucky The Room Was Empty...
"I knew a lot of sh*tty people back in school, but I think the guys who dropped a whole desk out of a third-story window onto some kid qualify as the worst, purely because I think that qualifies as an attempted murder."- WixedEcho
Doesn't Exactly Scream True Love...
"The boy that put a pipe bomb into another kid's locker because he talked to the girl the original boy liked."
"He went to a juvenile program and then disappeared."- dreamermom2
The Demon Student Of High School...
"A girl at my school took the ashes of her recently deceased grandfather."
"Baked it into cookies and handed the cookies out amongst her classmates."
"Nine students had eaten them before she revealed the urn and told them what she did."- FiddlerofSticks
What A Waste, So Close To The End...
"He put LSD in a teacher's drink and they tripped."
"12th grade, he got arrested as he should have."- Amy_OZ
How Did He Even Get The Job?
"Not me, but my daughter and her female friends in 9th grade."
"There was a boy who was disturbed who was making threats to the girls in his classes."
"The girls told me he had photos of dead animals he'd killed."
"Anyway, for whatever reason, my daughter felt like telling me about it for the first time well into the school year, like in November or so."
"I had no idea this was going on until then."
"I called the teacher first, who was a man, and he was afraid of this kid."
"Teacher said to call the principal and gave me his number."
"Principal said, and I quote: 'Lady I have 1200 students to deal with on a daily basis'."
"'I can't be worried about whether your daughter is safe at school'."
"Which was the wrong thing to say, bc it obviously pissed me off."
"He said that he put this kid and my daughter alone in a room and told them to essentially kiss and make up."
"Called the superintendent next, who was incredibly bowled over by the incompetence of the principal."
"He told me to call the police."
"Which was too late because I had already taken my daughter and 3 of her friends to the police to make reports and file for a restraining order."
"The next day the principal called to apologize, from the phone in the superintendent's office."
"The kid was removed from the classes with all of these girls, which was next to impossible."
"And less than a week was removed from the school."
"I think my daughter said that he's in prison now."- floridianreader
Some People Can Turn Their Lives Around
"Not the worst student but craziest thing to happen was freshman year this kid got caught using a keylogger to steal teacher's gradebook logins to sell grade changes."
"He was also stealing credit card info."
"Ran into him a few years ago and he actually graduated Harvard and is in real estate now."- AbortionCrow
Bad Decisions Have Consequences
Bullied other kids mercilessly."
"Stole cigarettes & alcohol from shops, to sell to other kids for cash he'd use to buy weed."
"A few years after high school him and 2 of his closest mates were hooning in their sh*tbox on the highway, playing Chicken."
"It was night time and they had their lights turned off, and they were driving on the wrong side of the road with the intent to make other people flinch & dodge before they had to."
"Other driver didn't even know they were there & just drove a straight path."
"So because of that the other driver obviously didn't dodge or deviate, forcing them to flinch and they dodged off the side of a road, right into a huge Gum Tree."
"All 3 killed instantly 140+kmph impact on a hardwood tree."
"Small rural area so the whole town grieved over the 'tragic loss of 3 young lives' but single kid who grew up around them knew better than to call it a tragedy."
"Glad the other driver didn't see them & suffer their fate."
"Gladder that they're gone."- Pharya
Some People Simply Never Learn From Their Mistakes
"One of the rich families kid was just 100% incapable of driving safely at all."
"We're talking at the age of 16 has already totaled 3 cars."
"His parents kept giving him new ones, not cheap ones either, Acura RSX, VW Golf, Subaru WRX."
"The VW and Acura he did nothing but crash them into trees while he had his DRIVING PERMIT - not even a license."
"The First WRX he had a passenger in it and decided to hit another tree."
"Passenger broke his neck but was fine."
"3 months later, parents got him his second WRX."
"Was doing 70+ in a 45 back road with a 2 girls in the car."
"Swerved to avoid a truck pulling into a road, clipped the back corner, spun the car sideways and got T-boned by a box truck/Uhaul."
"It was sad but I'm more outraged at his sh*tty parents."- Saturn_5_speed
One never knows the kind of person your classmates are going to grow up to be.
Though sometimes, you can't help but appreciate that you were right about your instincts to avoid certain people.
Who among us hasn't seen things that made us think we were still asleep?
Sometimes those scary movie moments are a reality.
Once in a while, Michael Myers IS in the shadows.
There are so many unexplainable happenings that leave our nerves wrecked.
As I type this, I swear I can hear moving in the bushes outside.
I'm not in the mood to be terrorized before bed.
Redditor TractorLoving wanted to hear about the things many of us have seen that left us shaken and a bit scared, so they asked:
"What's the most creepy thing you've ever witnessed?"
I've lost track of the number of things that have creeped me out in life.
I barely leave the house.
From the bushes...the lion king disney GIFGiphy
"When I was about 12 I was sleeping on my trampoline with a friend and we heard the bushes move behind us, we flashed our flashlight to the bushes and a mountain lion was laying there stalking us, I have never run so fast in my life."
"Finding my dad dead in his recliner. I swear I heard his voice when the coroner came for his body."
"My granddad knocked over my great-grandma's ashes in his car accidentally, and to this day swears he heard her laugh, loud and clear as if she was standing next to him. She had a hugely wicked sense of humor and would have found this (and my very stressed granddad carefully collecting her ashes back into the container before my grandma saw) very funny."
From the Sea
"When I was serving my time as an engineer in the merchant navy we used to have to clean out what is called 'sea chests;' they're basically big filters for seawater that we would pump in to use as coolant and if the pumps were on when we were dockside we'd find all sorts of things like bottles, fish, crabs etc."
"One day we opened up the chest, pulled out the filter, and immediately saw this gold shiny thing which turned out to be a Rolex watch. Usually, we'd just dump out the filter but with the mitigating circumstances, we went through it thoroughly and found a piece of a shirt with cufflink still attached and last but not least a nicely rotted finger."
"The police ended up closing off the dock and dredging it but never found anything on the end." ~ MarkyBhoy101
TerrifiedWatching I See You GIF by TravisGiphy
"This guy followed me home. Said he saw me there often and named a few local spots I go to sometimes as places he sees me. It’s been about a year. Never saw him again. I was terrified for a little while for sure."
Stay vigilant out there kids.
People are watching and some of us don't notice.
Back Up CreepScared Homer Simpson GIF by reactionseditorGiphy
"I was in a restaurant years ago on lunch break. At the time I was a very thin 25-year-old woman. There was this big creepy guy sitting there who would NOT stop staring at me from the moment I walked in the door."
"I mean just open face staring without blinking for the entire 15 minutes I was eating several seats away. I asked for a box and left early to get away from him. As I walked out he said, 'You shouldn't be out alone. Someone's going to grab you and steal you away." 100% convinced creepazoid had someone locked up in his basement."
'Youth in need'
"Was working in a restaurant. Nice place. That night we held a charity dinner for a 'youth in need' type of house. The guy representing the house, a worker there, was such a nice and kind man. Every teen there was only saying nice things about him. A good soul, that was giving everything he could for these teens."
"At one point they gave a big check to the charity. I must guess an amount they rarely received. Well under the excitement, that poor man had a cardiac arrest. Dropped there on the stage, cheque in hand. He couldn't be brought back. He died. Seeing this was already bad enough, but the kids everywhere in the restaurant screaming and crying for hours after... haunting."
Inside the House
"One random night in middle school I woke up and had the odd feeling that something or someone was present in the house and coming towards my room. I was scared so I closed my eyes to pretend to be asleep. I could faintly hear something come into my room and it felt like someone was standing over me, looking to make sure I was asleep. I laid on my back, eyes shut, until the feeling passed, and ended up falling asleep. I woke up in the morning to find out that our house was robbed."
There in lies the rub...
"Well dressed 50 something business dude on a quiet Chicago L train reading a Wall Street Journal. Pretty woman with long curly hair dozing in the seat in front of him, her hair dangling behind the seat. The guy is rubbing and playing with her hair while reading his paper so I figure she's his wife or girlfriend who just wanted some space to nap."
"He is now intently rubbing and fondling her hair and not reading anymore. Suddenly she snaps awake and pulls in her hair like a bug was in it or something. She gets off at the next stop, he continues reading. They didn't know each other at all."
Why do people feel the need to overshare?
People really need to discuss boundaries.