Predatory Business Tactics That Should Be Illegal But Aren't
Reddit user jwwin asked: 'What is a predatory business that shouldn't be legal, but is?'
Companies are typically in business for profit, and very few have the goal of keeping the customer's interests in mind.
But some corporations go even further to get more out of their customer in exchange for their "quality services" and as a result, the line between general business and scam becomes blurred.
Redditor jwwin asked:
"What is a predatory business that shouldn't be legal, but is?"
Students paying an exorbitant amount in tuition in order to seek higher learning should be warned there are additional expenses to cover for.
A Textbook Example
"College textbooks, they will release an 'updated' edition every semester but the information doesn't change. And then after you spent a fortune on the books the places that buy textbooks will give you like 5% of what you paid for the book."
– teethalarm
A "Double Whammy"
"Former Prof here. I talked with a book rep about this once and learned a lot. It is a bit complicated but worth understanding. Book publishers rely on large quantity sales to make any money on a book because the cost of production is so high up front (author, editors, printing, etc.). So, for a book to be profitable, it has to sell a lot of copies to spread the cost of production across all the books. A paperback in the fiction section might sell 100,000 or more. A textbook might sell as few as 1,000. So, the publisher needs everyone to buy the book to break even."
"Now add colleges into the mix. Somewhere in the 1980s (give or take), colleges saw publishers selling books and making larger profits on them than the college bookstore was making per book. So they got the bright idea to start buying used texts and reselling them. Before that, a text would come out and 97% (making the number up but it was close to that) of the students would buy the book in year one, 85% in year two, 75% in year three, 60% in year four and 50% in year five. A $50 dollar book would cost $25 to make (again, making the numbers up), sell to the bookstore for $40 ($15 publisher profit), and be sold to the student for $50 ($10 bookstore profit). Across the five years, the producer would make a profit."
"Then, college bookstores began offering students $25 for a used book and selling it for $40 ($15 profit - $5 higher than that of a new book). Students would then prefer the $40 used book over the $50 new book. But that cut the publisher's sales from 97% to 50% in the first year. Because they could not sell as many books they had to do two things: (1) raise the initial price of the text to cover the production cost in 1-2 years rather than 4-5 years, and (2) cut the cycle down from 4-5 years to 1-2 years to ensure that they got sales of the book. That is a double whammy. Texts that used to cost $50 now cost $300 or more. And they have a new version out every 18 months or so. Students refuse to pay that price and that cuts the sales numbers even further forcing the price up again. And, with new editions out so frequently, it is harder to sell them back to the bookstore."
"That's why you see so many 'course packs' now - where a professor will pick a few pages from a book to give to the students. I went from having nearly every student purchasing a text in my early career to having zero students with a text late in my career. Your professor probably dislikes the state of affairs as much as you do. I cut down what books I would select because I could not justify students paying that much for what they were getting. I would also recommend students look for older editions on Amazon and the like which got me in trouble with my administration because I was not supporting the bookstore. But, it was difficult to teach from a text that no one had or had access to. The University's desire to generate revenue from texts truly was killing the chicken because it was not producing enough eggs."
"So look for an older edition on Chegg, Amazon, or the like and match it up with what your professor is teaching from the new edition. You are right, it probably has not changed. Be careful for the problems at the end of the chapter - that is often where the changes are."
– BewnieBound
These businesses parade as services but they are notorious for taking more than what you're willing to pay for.
For A Future Owner
"Rent to Own (furniture, appliances, TVs, video game systems, etc.) The mark up on the interest over time ends up costing 4 times the purchase - or more."
– PartyAlarmed3796
"Well the trick is to not pay (seems to be what a lot of people do)."
– Expensive_Ad2695
"Which is why those places are so expensive and why they're actually kinda necessary for some people."
"They're taking a pretty big risk on people with no credit, and if a person with shi*ty credit needs a refrigerator or other necessary appliance, there's usually nobody else willing to work with them. Also, most of them report to credit agencies so you can build your credit through them."
"I'm not a fan by any means and I hate that people are buying video game systems and couches through them, but I still think they're filling a need."
– Pitiful-Pension-6535
Money Sucker
"Payday loan companies – they're like financial vampires, sucking the life out of people with high-interest rates."
– neonliolia
"And yet most of them are owned by major banks... hmmmm."
"Bank of America, Wells Fargo, US Bank, JP Morgan/Chase collectively all own the largest payday lender companies."
– Bramtyre
"In Canada, there is an effort to turn Canada Post into a kind of bank that offers basic banking services to the most vulnerable. Not sure what happened to that, but it was an alternative to check cashing and payday loan rackets."
– hobbitlover
Greedy Event Vendor
"Ticket Master."
– LTVOLT
"Agreed. We went to a preseason hockey game the other week. Tickets were $5 each but there was around $8 of Ticketmaster fees for each one and you had to use their app to get in the door because the barcodes change like every 30 seconds or something. It's ridiculous."
– darfus1895
Where can citizens turn to receive genuine care without drying up their financial resources?
Big Pharma
"Health Insurance and over priced perscription drugs."
"Wife is type 1 diabetic. Her pump is over $1000 a month WITH 50% coverage. $177 for just the sensor pack. We have the best coverage we can afford."
– Dukeboys_
"US pays the middle man for health care coverage. The middle man and the health care provider come up with "health packages" you can buy into, just in case you get sick. It's just sick how they funnel money from the middle class into this."
– dcoolidge
"Healthcare insurance industry. They can straight up reject claims you should be covered for and make you jump through near endless hoops to get them to pay for the service that is part of your plan."
– ColdHardPocketChange
All Out To Get Ya
"Homeopathic 'medicine' sellers."
"Psychics"
"Domain search engine registration scams (fake emails or physical mail that shows up saying 'your domain search registration is about to expire' and look exactly like warnings that your domain name is about to expire)"
"Fake homeowner warranty/car warranty scams loaded with so many limitations and exclusions they’ll basically never pay out."
"Multilevel marketing systems like Amway."
– 4wqrewtety
Losing Sight Of Kids' Well-Being
"From my experience working in group homes for youth are awful. The owners only want money and the more kids in care the more money."
– OddReputation3765
Going Nowhere Fast
"Car insurance."
"You get penalized for using it. Even just once in some cases."
– Effective_Sundae_839
"1000% agree. I was rear ended by a hit and run driver while i was stopped at a stop sign. Literally came to a stop for 3 seconds max and got destroyed. Car insurance wanted to give me 4k and shut me up. It’s called the nuisance fee. I eventually lawyered up and got 25k out of it. But like wtf. B*tch that’s what we PAY FOR, following renewal of my policy it increased hundreds of dollars a month and that was even after i switched to a different company. 'A claim is a claim regardless who is at fault.'”
– HitBackZach
Businesses taking advantage of their customers should be a crime, yet here we are.
What companies can you think of that legally continue to look after their own profitable interests above providing a decent service?
We want to believe the world is a good place, and it can be. However, there are still those who seek to deceive us.
They prey on the innocent and naïve and run scams that take advantage of us and our assets.
Some of these scams are as old as time itself, and most people have wised up. They can recognize the tricks and protect themselves. However, every now and then, someone still falls for one of those stupid scams.
Redditors identified some of these scams and are ready to share.
It all started when Redditor MrTenBelow-1 asked:
"what's a scam so stupid yet people keep falling for?"
Gift Card For Bills
"People who fall for phone scammers telling them they can pay an overdue utility bill in Apple gift cards. WTF?"
– AdmiralBofa
"My client got taken for 40k in gift cards and a bit coin machine scam over the course of 2.5 days. The bank held her and begged her not to leave because they thought she was in danger but the scammer told her to tell them she has a right to her money and they gave up. They never called her husband which would have helped. The second Kroger refused to sell her the gift cards and told her they would call the cops and called her credit card company to tell them to close the card. Kroger was the hero in this situation. It helped snap her out of it but most of the money was gone."
"Talk to your older relatives. This is so common."
– pamidawashername
Bail Them Out
"As a teller manager, I have had a few elderly people who actually believe their grandkids are in jail, and need to take out 20k out of their accounts in cash, in order to bail them out."
"Literally tell them they are falling for a scam, and to call their grandkids in front of me. Of course the kid then answers."
"Their hearts are in the right place, but they need to think before they take large amounts like that, but also if they gave the scammers their personal addresses."
– Nouls
"Thank you for looking out for them! My grandma’s attempt to bail me out of jail with target gift cards was foiled by a kind bank teller like you. My grandma doesn’t have a cell phone so she called the police and me from the bank to make sure everything got sorted."
– gingersnap9210
Money, Money, Money
"Any get rich quick subscription program. The actual get rich scheme is launching a subscription program for a get rich scheme."
– Kretuhtuh
"Subscribe to my courses to learn how to get rich quick. I'm only offering this because I don't want to use my tricks to get rich quick and want to share it with you instead."
– eggtart_prince
Love = Money
"Sending ppl on dating apps money"
– marvelwonderwoman
"While I've never been scammed, they've made attempts on me while I was on dating apps. It's easy to spot when they're attempting to scam you, like using some Instagram model's photos on their profile, or they try to get you to move to another app like skype or WhatsApp. But some guys don't think with the head on their shoulders and lose hundreds to probably a guy in Nigeria."
– draiman
The Future Is No Mystery
"Psychic hotlines"
– fonduktoe
"Or, any psychic really. Storytime: in NYC a few years ago, I walked by one of those storefront psychics as the proprietor yelled out to her husband, “But I can’t find my keys!” Not great advertising."
– moltenlavashake
How Romantic
"My coworker who was widowed three years ago met a man online and has been speaking with him for over a year. He says he has an apartment in an upscale neighborhood of the nearby city. They haven't met in person yet because he is building a bridge in Dubai. He was going to come home for Christmas but the flights were very expensive."
"I am 95% sure this is a romance scam."
– elusivemoniker
"He’s building a bridge in Dubai😂😂😂😂😂"
– Jellyb3anz
Don't Have Wheels
"I'm calling about your cars extended warranty..."
– WhoaSpoders
"Man I was getting those calls before I even owned a car"
– justaguyonreddit02
"Okay, I'm not proud of this, but I nearly got screwed by an extended warranty call."
"I had just bought a used electric car out of state. And even though I've never done this before I bought an extended warranty from the used car dealership because it covered the batteries."
"While I was waiting for delivery I got a letter from what I thought was the warranty company. I was getting a lot of paperwork so it didn't look out of place. It said to give them a call so I could finalize the warranty information."
"I called the number and they asked questions like mileage, trim package, etc. And after all that they said because of a change in their policy I could save $50.00 a month if I made the first payment before close of business Friday."
"The only reason they didn't get my credit card number is because I asked them why I needed to make monthly payments for something I paid in full on my loan. That's when the discussion started sounding fishy (phishy) after a few more attempts to convince me to pay I just hung up on them, and called the dealership."
"What's crazy is that the company is a legitimate extended warranty company. They just have shady business practices."
– could_use_a_snack
Sell, Sell, Buy!
"Pyramid schemes. For the life of me I can’t fathom how people think they’ll get rich selling stupid sh*t like oils or wax"
– AkuraPiety
"A family friend sells one of the kitchen things as an MLM and is always boasting about going on cruises and stuff... Of course she leaves out the part where she has to park on her driveway because her garage is literally floor to ceiling, wall to wall with boxes of unopened merch. She isn't getting rewarded for her sales, she's getting rewarded for her purchases."
"She cooked some kind of dip for us in a microwave to show off a product. It tasted like I imagine a dead cow's milky an*s tastes."
– WillemDafoesHugeCock
Heal The Virus
"“Hello, this is John White. I am calling from Windows Technical Support. We have received notification that there are many errors on your computer, and that it may have a virus.”"
– MasterAinley
"My friends mother kept a guy like this on the phone for 20minutes, did everything he told her and was so greatful the nice Windows man was trying to fix her computer. Then eventually asked him "Oh, was my computer meant to be switched on?""
– anderoogigwhore
Please Hang Up!
"My MIL almost fell for this."
"My wife got a call from her father about something completely unrelated and as they're talking, he says that her mom is on the phone with Microsoft. I overhear this. I've listened to my IT friends talk about how getting MS on the phone is a huge pain in the a*s, so I'm immediately wondering what is going on.""My wife prods a little and finds out that they called her. Immediately, I'm saying over and over again "Tell her to hang up. Hang up HANG UP""
"Her MIL is...well, she's an older Jewish lady who is allergic to silence. FIL is a very typical older Jewish man..."
"FIL tells her "The kids are saying you should hang up, they say it's a scam.""
"MIL says on the phone to the "representative": "My kids are telling me this is a scam, are you trying to scam me?""
"The fake rep says "Of course not, you know me, why would I do that""
"MIL: "He says it's not a scam.""
"FIL: "She says it's not a scam.""
"My wife: It scam."
"Me: HANG UP HANG UP HANG UP"
"FIL to MIL: They're tellin me you should hang up."
"MIL to FIL: Do you know where the checkbook is?""
"Wife: OMG TAKE THE PHONE FROM HER AND HANG IT UP"
"Me: Why is she not HANGING UP?"
"FIL to my wife: I think I might have to call you back, your mother can't find the checkbook"
"Wife, now screaming: SHE IS BEING SCAMMED"
"MIL, to the rep: Hold on, I think I need to talk to my daughter, can I call you back?"
"Rep: Sure, but if we could process payment..."
"FIL: I think you better tell him to call back later"
"MIL: That's what I told him [to the rep] I need to call you back hun"
"Wife: I am begging you dad, take the phone from her"
"Me: [screams]"
"MIL to the rep: No, that's not a good time, we'll be eating dinner"
"Me: I'm driving over there."
"And that's what I did."
"She hadn't given him any payment information thankfully, but she had scheduled a call with him later. I blocked the number and told her not to answer any other unknown numbers. I had to show her several articles proving this is a scam and she STILL said "Well ya nevah know, and I don't want any virus on my computer""
– Daddict
The Truth About Social
"Facebook is going to change its algorithm by you copying and pasting a post"
– mamaj747
"Literally yesterday I saw one of those dumba** "I do not give FB permission to blah, blah, blah...""
"Yes, honey, you already did when you signed up and every time you accepted their new terms of service. Buried in the fine print you entirely gave them permission."
– Cinemaphreak
Thin Out
"Those “lose 15 pounds in 5 days” type diets in supermarket tabloids"
– AssociateGeneral4275
"Dude it works, I lost 20 pounds in 10 days. The diet is called a very aggressive stomach flu. You can’t keep anything down and you sh*t your brains out."
– Omegaprimus
Steer clear of all of these!
Do you have any popular scams to add? Let us know in the comments below.
When something or someone looks too good to be true... they usually are.
Or when people are just too ride or die for something, you smell a problem.
Cults. They're everywhere. We've all probably been in one at one time or another without knowing.
I guess we're all just looking to belong, but at what cost?
That's a literal and figurative question.
RedditorSatoshi_4wanted to warn people about what to look for when following a group.
"What group doesn't look like a cult but is actually a cult?"
Columbia House. That was a Ponzi scheme and a cult. I got swept up a few times.
Nutrition Lies
"People selling herbal life."
chellie21
"From what I’ve seen people are opening up 'nutrition shops' and selling teas and smoothies with Herbalife in them, but don’t actually advertise that it’s Herbalife so someone who isn’t familiar with it is easily fooled into buying an over priced, syrupy sweet, powder based drink."
SaltBox531
No Chants
"Under Armour's corporate culture creeps me out. Companies should not have an official chant. I would consider them cult-adjacent at the very least."
mehowdi
"I remember when I was 11 or 12, my mom was pretty broke and trying to go back to school for office admin to escape retail. She was a produce manager at a grocery store, and she had part-time co-op office work through the college. She got a third job at Walmart for evenings she wasn't doing co-op. She refused to participate in the weird chant thing and quit lol."
serafel
Juiced Up
"WorldVentures, Plexus, Amway. Those are ones people have tried to recruit me for. I think there was one a long time ago that promoted all sorts of health benefits of Xango juice. I distinctly remember some extended family members getting CASES of that juice for my family and I because they heard some BS about it potentially shrinking/eliminating brain tumors."
"Had to drink that nasty crap juice and all it did was give me heartburn, definitely did not shrink the (benign) brain tumors I have."
Garbage_Solid
NOPE
"We're not a cult. We're an organization that promotes love, and-"
BuffaloStranger97
not today no GIFGiphySave your love babble.
I'm good.
“The Great Way”
"For those who aren’t already aware, Shen-Yun. They advertise this whole 'The Great Way' thing during their shows and some weird stuff about the creation of the universe. Thinly veiled as 'this is a story that is as old as Chinese culture' and it gave me the ick."
SylvrSpydr
shen hua GIFGiphyCamper Crazy
"Summer camp. Not in a bad way, but we have idiosyncrasies to the songs we sing, the stories we tell, the traditions we follow. The small things that are basically rites of initiation, the mysterious doors that only the staff can go into, the separation from the real world."
"You've got the campers who grow up idolizing the counselors, then become those counselors when they grow up and do the same things in the same way, then come back as adults to run programs or drop off their kids or have staff reunions. Everyone has the same shirts and the same closets filled with years upon years of camp shirts."
"And it's really really hard to describe to someone who doesn't go to camp why XYZ is funny or why you always turn the tab on your soda can to the right before you drink it or why you *know someone is telling the truth because no one from camp would ever lie when they swear by a booga booga."
"And you meet someone who went to another camp... and it all sounds familiar, but off. Like they have done things that sound camp-ish, but not quite right. And you can't put your finger on why, but it's just...not. Hey, I loved summer camp. But no one I went there with would disagree that it is a cult."
FidusAchates86
Bad Sport
"Baseball moms."
lemonheadmeg
"Youth sports parents in general are psychos. I played youth sports, and basketball through juco. But I promised myself that I would never push my kids to play sports unless they showed enthusiastic interest. That's how little I want to do with youth sports parents."
urine-monkey
"Corporate training companies. Looking at you agile training. They get one person in a company trained and they take over the whole process and get everything agile and working better (even though no can actually prove it is better). But when it doesn’t work as well as expected due to existing problems more people get training from the same company so they can better."
"Promising if you are more agile it will be better. People spend more time trying to agile than do the actual work. It could be repeated over and with different management philosophies but the result will be the same. There is nothing wrong with agile itself but trying to implement it without fixing other stuff it will always fail."
RobotIcHead
full grown middle aged men...
"Not even Boy Scouts, but those who were in Boy Scouts know the Order of the Arrow is the true cult. Honestly one of the weirder parts about it was that there were scout leaders, like full grown middle aged men, who were also joining it. So you sleep in a field next to some random adult dude and then do a day of a silent service project."
Available_Job1288
Get to the Point
"Salesforce. No, I don't want to build a community, go hiking or join a hundred online classes to learn the basics. Make a couple of well-explained, to-the-point training videos ffs."
fodivaay
Season 4 Michael GIF by The OfficeGiphyI was once almost swept up in that kitchen knife selling craze. Thank God the video "training" was too long and I left.
Careful out there.
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With so many scams and hoaxes on the rise, we have become wiser in identifying key factors that indicate a scam.
Curious to hear from strangers online, Redditor Iapoties asked:
"What screams: 'This is a scam?'"
Do the following sound familiar?
Wrong Bank
"I had a bank text me on a local phone number that my bank card was going to expire. Not only was it a big red flag for me that it was a local number, but most of all that it was the wrong bank."
Cost Of A Job
"Any 'job offer' where they ask you to pay them for something."
"The worst is when it's a good offer, you take it, THEN they are like oh btw in 2 weeks you have a mandatory training that costs $500 we just garnish it from your first 4-5 checks so nbd."
'Accidental' Pay Check
"Someone 'accidentally' paying you too much by cheque, and asks you to pay them, or others, back in cash."
"you know that cheque is gonna bounce."
Looking For A Sugar Baby
"Hello baby. Am Williams Johnson. Am a widow looking for a sugar baby. You will get an allowance of $500 every week: message me on Snapchat or kik. Snapchat: WilliamsJohn Kik: CharlesSmith2"
Some fraudsters think they know you on a first-name basis. They're wrong.
Last Name Basis
"I have a great screener for this: I go by my last name socially. So if some random from my past messages me on Facebook with a 'hey FirstName! How are you? Got some exciting stuff to tell you about!' - I know immediately its a trap."
It's a shot in the dark, but most times, a scammer's target is way off.
A Family Member In Trouble
"Someone calling saying your child or grandchild is in jail in another state. Bullsh*t."
– 629mrsn
Not A Car Owner
"Getting a call saying that a car under my name or that I own may have some problems *I don't have a car*"
During my first winter in New York City years ago, I bumped into a man whose glasses fell on the snow. When he picked it up, it was severely cracked and the frame was dented.
It. Fell. On. Snow.
This swindler proceeded to berate me for my carelessness and said he would let it slide if I gave him $300. Of course I told him I didn't have that kind of cash on me, to which he responded with: "I'll go to the ATM with you."
I countered, "give me your name, address, and phone number, and I'll be sure to cut you a check for the glasses."
He huffed and puffed and turned his back on me in search of a more gullible victim.
I had yet to see a Broadway show since arriving from LA, but I sure got a heck of a performance that day.
With lightning speed credit card processing and a never-ending stream of spam emails, the using the internet has become synonymous with scam-awareness.
And that's fair. There are so many people out there, all trying to swindle the most gullible among us out of their hard earned cash.
But our preoccupation with having our heads on swivels sometimes pushes us to shut our ears to genuinely worthy services. The trick is maintaining scrutiny without completely putting on the blinders.
That's easier said the done, so Redditor resilientiddle asked for some help:
"What do people think is a scam but they just don't understand?"
Many people described the brass tacks transactions and negotiations that tend to be lumped in with other, slimier financial maneuvers.
Just because it has to do with banks, fees, and payment, that doesn't mean it's not worth our time, money, and trust.
More Money is Still More Money
"We had a gal in the telco who was retiring under a surplus - meaning they would pay her so much for each year she worked, in addition to her pension. She turned the money down because she didn't want her taxes to be too high. I didn't know her and heard about it after she left."
"The Union guys tried to explain it but she just would not listen. I don't know if she thought it was a scam but she didn't trust the IRS."
-- ta0questi"
Declining pay rises because they think they'll pay more in tax and their take home will be less than before the pay rise."
Shutting Out a Major Convenience
"My dad and online banking. You can check your balance, make transfers and even set up standing orders. 'But my account will get hacked' is his response every single time."
Zooming Out
"The stock market. Lots of people over worry about the short term, withdraw once it dips and never put back in. Never realizing the magic is in the long term"
-- dajadf
In Their Defense, That Must Have Been Weird At First
"There was a time when my parents thought buying stuff online and paying with a credit card it's a scam, took me a while to convince them that if you know which sites are good to order from and which are bad, you can actually avoid scams."
Other people noted the things that do cost me money, but actually deliver on what they promise.
Stepping Stones
"Buying a beginning band instrument, then buying a step-up instrument within a couple of years" -- 75thTrombone
"Yes, yes yes."
"I think a beginner instrument is a good investment to see if the person sticks it out. But past that it's a complete waste of money. The difference in quality between a $100 guitar and a $600 guitar is night and day."
"When I started to get better at drumming as a kid, trying to explain to my parents why i needed the $200 splash cymbal instead of the $40 one was infuriating. I paid with my own money but they insisted it was a waste. I still have that $200 splash cymbal and it STILL sounds amazing. My cheaper cymbals literally exploded." -- Its-my-di**-in-a-box
They Did Fix the Thing
"The repair industry. I worked in home repair, small engine repair and computer repair shops years ago. A lot of people expected us to just fix things for free. Others would take it as an insult when we would quote prices or ask to be paid for a job."
"Send a bill and some people would ask why or what is this. Ask us why we were ripping them off even though the bill was itemized and the price was discussed before hand. It was a horrible industry to work in because of they way people are."
-- barvoues
Doesn't Come From Thin Air
"Some members of my family think internet providers are scammers because they pay for 400mbps download and think they will get 400mbps download on each device even if someone is watching Netflix or downloading at the same time on another computer."
-- themalaki
A Worthy Expense
"Therapy. People just can't fathom that just talking to someone who is not involved directly in your life can really help with processing and resolving a problem. You only get out of it what you put in."
Finally, a couple shared the things that we simply have to deal with to have some benefit in the long run. These expenses feel horrible in the moment, but they have the sad truth is they have their purpose.
Stay Fresh
"The air in bag of chips." -- gambit_
"It's actually nitrogen which is used to keep the oxygen out for an anaerobic (to deter bacteria) and non-oxidative (so chips won't get stale as fast) environment for the chips. I have heard they put less chips in the bags and less seasonings. I remember salt n vinegar Pringles in the 90s made me sweat now they don't do anything to me." -- IdiidDuItt
Just In Case
"Insurance. It's weird to pay for something that you hope not to use." -- Some-Basket-4299
"The sad thing is if you're unlucky a single time where you'd wish you had it can make up for a lifetime of paying in, so it's often better safe than sorry, at least with the most common ones." -- deviant324
So while this list by no means aims to get you trusting of all transactions and offers out there, hopefully it helps you stay open enough to take advantage of the legitimate ones.
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