On the surface, it's easy to point out who the affluent people are in the room.
"People Explain Which Behaviors Absolutely Scream 'I'm Rich'"
It's about time.
Time Is Money
"Spend money if it saves you time. Time is more valuable than money."
"Every time I go to State College, PA, I accept the $25 fine for street parking over night. It costs $30+ to park in one of the garages overnight. On top of that, said garage is still like a 30 minute walk from where I stay. I'd rather spend less on the parking ticket to park right next to where I'm staying lol."
"Poor people trade their time for money. Rich people trade their money for time."
Not Dwelling Over Decision-Making
"Not thinking twice, when making plans, about whether you can afford it."
It's about attitudes.
"Not noticing you haven't been paid in two months."
"I work with some people that pull in 20k+ a month. We had one come in mid March and said 'I don't think I've been paid since December.' Sure enough two months didn't pay out for some reason."
"He wasn't even mad and just kind of mentioned it like he was talking about the weather."
"If I miss A paycheck I'd notice on payday."
This Speaks For Itself
"Money talks, wealth whispers."
"This is exactly right. My ex's family were obscenely wealthy, the type that has a 'smaller' yacht that's a tender to the main yacht because it doesn't fit in many marinas, two private jets, multiple mansions. They dressed in an extremely normal way: classy and well put together, but almost boring.I love the photo of Gates, Zuckerberg, and Buffet with the caption: '$300bn in a room and not an Emporio Armani belt in sight'. This is right on in my experience."
Prime Example Of Chill
"I know a man who's the kind of rich where it took him only a day or two to convert more than a million dollars to cash (not, like, physical cash, but the liquid asset) to buy one of his kids a house."
"He drives a rather beat-up old Subaru, when he's not riding his bicycle instead. He wears jeans and polo shirts. His watch is a <$200 digital watch - wouldn't bother wearing a fancy expensive analogue watch, all they do is tell the time, what's the point? He's lived in the same house for 50ish years."
"The only real tell is the air of total chill he has. He's not worried about much. Money insulates you from really a lot of stress."
"They will never complain about the cost of something but will nit-pik the quality of work to death."
"Buying art. And not Instagram art, but gallery dealer art."
It's about appearances.
Not Dressing The Part
"Dressing like a hobo inside exclusive clubs and be served as the most important person there."
Designer This And That
"Working at a luxury resort, one thing I've noticed is that the people who want to give the air of being very wealthy will have lots of designer patterns on their clothes and accessories, like Louis Vuitton print, but almost all of the truly ridiculously wealthy people will basically wear nondescript leisure wear and really plain looking clothes (like plain jeans and tees with no logos)."
"The most expensive car i've seen in my life, dude parked got out in jeans, basic all star, and white t shirt. No patterns, no logos, nothing."
Sighting Of An Apple Co-Founder
"I worked at a gas station in the 90s when Steve Wozniak would come in to get gas. He dressed in shorts a tshirt and flip flops and drove a $120k car."
It's true about what some of the Redditors expressed about wealthy people who don't sport fancy labels.
Fashion is a statement after all, so it makes sense that people who want to get noticed choose to be visually loud, and that might include wearing clothing from brands not found at your local mall—if those are even around anymore these days.
But just because a person arrives at a party decked out in Yves Saint Laurent, Burberry, Hermès, or Chanel, it doesn't always mean they are financially loaded.
They want to create the illusion that they are posh when the opposite is true.
When living in a world run by social media, and where social media influencers are making money just from their lifestyle, we can safely assume that there are a few imposters out there. From online they look like they are living the dream, but in reality they're just day dreaming about what a lavish life would be like.
Many people will go as far as to take fake photos or lie about their possessions to seem like they're rich. Maybe they think it looks good on them and they're really pulling the wool over our eyes, but it's not that convincing.
So, Redditor IntergalacticDog1 wanted to know what people without wealth do to make them seem rich.
On Ask Reddit, IntergalacticDog1 asked:
"What screams 'I'm poor but pretend I'm rich'?"
The people Reddit had plenty of examples and hilarious stories.
Selfies for the "gram"
"Posting selfies posed with things that aren't yours."
"Can I direct you to my ex, who used to take pics with my kind of expensive accessories that I bought for myself way before I met him? That Louis bag isn't really yours darlin'. It's mine, and you just look [ridiculous]."
"My ex rented a Porsche and flexed it on his Instagram … made me wish i could've broken up with him a second time."
"The bane of owning a nice car or motorcycle is the number of people that think they can lean or sit on them to take photos. Legit came back to people sitting IN my car several times when I left the top down."
"I worked as a PA on a really low rent rap video years ago. The dude was freshly signed to a minor label. He was calling in favors from people in the old hood so he didn't have to pay extras and stuff. He slept on his mom's sofa for the week of the video."
"Somebody in his posse was old enough to rent an exotic car (Bentley) from the exotic dealer near airport."
"The guy who rented it refused to let the rapper drive for the first day of the shoot."
"The second day, the rapper talked the guy into it. He drove it over a curb and hit a parking meter square across the hood. Both were crying and throwing stuff at each other."
"Following/constantly posting [ridiculous] 'entrepreneur' sh*t on Instagram."
"Posts pictures of their cubicle and 'Grinding' or 'Let's get this bread!'"
"The first insurance company I worked for was American income life. They don't have cubicles, but they constantly talk about how much money they made that week, call each other stud, use the fire emoji endlessly, and hashtag things like #hustle and #mindset. It's exhausting."
Did you even read the book?
"I FELT this. GOD there's this girl in my year who's always post sh*t like 'work hard uwu' and pictures of her 'studying' or 'reading a book'. I saw her post a picture of her reading War and Peace (we were reading this for book club) with a caption about how reading was important and everyone should read War and Peace and how it would get you out of a reading slump (and fyi NO. War and Peace will NOT get you out of a reading slump. It's a decent read but it's likely to demotivate you if you haven't read in a long time)."
"So I asked her about the book and she freaked and started spouting some bullshit about how its a book teaching about peace and it lists ways for countries for being 'peaceful'. That's when I confirmed, she didn't even read the Sparknotes."
Oh, the irony.
"My brother always carries a wad of cash in a money clip. He has a $100 bill on the outside, but the rest is all $1's. It's all for show. He has no money and lives with my parents."
"That's actually funny because wealthy people put the ones on the outside and the big bills on the inside."
"My old roommate spent his entire financial aid refund on a Gucci belt because the security guard at the mall assumed he couldn't afford it."
People Share The 'Dirty Secrets' That Their Bosses Don't Want Customers To Know
At the 7/11.
"Use to work at a 7/11. Once a month for a week this guy would come in with a rented green Cadillac and a very obvious sex worker on his arm. Would flash a wad of money while in the store and make it VERY specific that he wants $10 on 'THAT GREEN CADILLAC RIGHT THERE!' Co-worker told me he does it with his SSI check."
"Who did he think he was impressing pumping $10 worth of gas?"
Such a stark contrast.
"An expensive, current year model car, parked in front of a low income apartment complex."
"On an 80 month loan with 12% APR."
"My cousin financed a brand new car (2019 Chevy Trax) shortly after I financed my much nicer, lightly used car (2016 Lexus RX350). The loan amounts were within 5% of each other, and both were 6 year loans. I have good credit. He has garbage credit. His payments are more than double mine. When I'm done, I'll pay a couple grand in interest, if that. When he's done, he'll have spent enough to buy two or three new cars."
"Forget ya neck, protect ya credit."
"I have a relatively poor friend who doesn't have a tv or anything, but they go around in a several hundred pound tracksuit and wear fake diamond rings they bought on wish, which he tells people are real."
"I never understood people thinking others would believe they're rich just by having some (probably fake) diamonds while still living in the same run down apartment. Wealthy people might have a nice watch or something, but they don't wear massive chains."
"A while back I saw a guy on YouTube who would go up to strangers decked out in diamonds, he'd compliment them, ask if it's all real, they'd usually say yes, and he'd take out a handheld diamond tester and ask if he can check. Whether it's staged or not it's some incredibly funny sh*t."
Just doing it for the photo-op.
"Taking pictures in a fake luxury airplane."
"A buddy of mine went to pretty high end clubs."
"There was this Instagram dude constantly shooting pictures with empty expensive bottles that either he requested at the bar, or took off the tables. I can't imagine how much of a joke your life has become at that point lol."
"Any Instagram 'influencer,' really. For the most part, if you're rich, you appreciate your privacy because your money has drawn more attention than you want. If you have to scrabble after attention it's because people aren't already giving it to you on your own merits."
"Most of these are 'Old money/new money' distinctions, and this is no different...but you don't see many wealthy people plastering their private lives all over social media."
"Bragging about how much money you have. Clothes and accessories with huge logos on them. Posting pictures of new items you purchased on Instagram and stuff."
"Especially cause the brands that actually impress rich folks are the ones the rest of us have never even heard of."
"The huge logo thing is funny to me. I remember when the polo shirts with the HUGE polo guy logo came out and thought about how tacky it looked. It used to be a nice little subtle accent on the shirt. Plenty of other brands have gone this way too from being a nice product with a subtle or small logo that people who knew what it was would notice. Now it's about making the logo huge so that's all you see."
Keep the "haters" away.
"There's a woman in my country who really takes it to the next level with pretending to be filthy rich. She hires 6-7 men all dressed in black to be her 'bodyguards' and carry her purse everywhere she goes, make a whole production of it. When asked why she needed the bodyguards, she said she's afraid of her 'haters.' She'd also wear poofy princess dresses or anything equally gaudy, but unfortunately you can tell from the quality of her clothes they don't look that expensive."
The truth, but not the whole truth.
"Me, telling people I own Bitcoin, but conveniently not mentioning that I only own .002BTC."
"Some guy at my job was like 'do you trade?' And I was like uh, what? Of course his way of telling me he made some money with Doge. F*ck off buddy, we work at Goodwill and your other job is Walmart, no one is impressed."
"A guy I know was flexing about his bitcoin skills, told people to sell their car and put the money into bitcoin, when asked if he was doing the same he says, 'Oh no, not me, I haven't been able to buy a car yet, haven't had one in 12 years.'"
"He's in his mid 40s."
What the social media influencers forget is that the world still sees them beyond their social media platform. It's time for a reality check.
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The six figure salary is the crown jewel of professional aspirations.
That seductive, round-numbered, annual cash flow would provide a life of security for so many of us. Of course, getting to a job with that salary is easier said than done.
But plenty of people out here do have that salary.
They probably don't appear super rich when we see them walk around. They wear typical clothes and do typical things for fun. And yet they walk around on just a little bit more cushion.
A recent inspiring thread on Reddit showed that the $150K annual salary is absolutely possible.
It wasn't surprising to see that plenty of people in the $150k echelon were involved in the tech sector in some way. Let's face it, that's where the money is.
Getting In Early
"I joined Apple in '02 as an engineer."
"My stock options were generous at the time, and even though I was more optimistic than most, Apple's financial performance surprised even me."
Going Through the Motions
"I attend meetings that could've been emails and I pretend to code between said meetings. I solved brainteasers to get the position." -- eloel-
"I too am a Software Engineer." -- kingfrito_5005
"I code, but that's the easy part of the job. The actual job is dealing with extremely eccentric personalities and being a mind-reader." -- Independent_Dog5167
"Right?! I'm still working on breaking 100k but already I've had to develop my mind-reading skills and hand hold and cater to the most obnoxious types of people." -- Knuckles316
Tough, But Worth It?
"Move to SF Bay Area where if you work your butt off and don't stop building skills in the tech field, a 150k job will fall into your lap."
"Took me 3 years to go from 0 to 150, but that was a 3 years I'll never want to do again."
Other people who make that much are specialists. They put in the time and work to amass a unique set of skills that made them indispensable--and financially valuable.
A LOT of Earth Knowledge
"Geologist / Geophysicist. I started as a physicist then decided I wanted to go camping more." -- thealbinorthino504
"This seems to be the way to go. I started as a geologist and went into geophysics, most of the class was physics students and our lecturer was a physics prof. He worked to his students and one by one the geology students failed." -- Zpaset
People Share The 'Dirty Secrets' That Their Bosses Don't Want Customers To KnowThere's a lot businesses hope their customers believe, and there are many business practices you wouldn't dare believe. These are some of the secrets Reddit ...
Life In School
"Doctor. Took 12 years of training after high school:"
- "4 years of undergrad
- 4 years of medical school
- 3 years of residency
- 1 year of fellowship"
"Average hours of work per week during residency was around 70. Busiest weeks involved working over 110 hours in 7 days."
One Step Backward, Two Steps Forward
"Went back to college for accounting at 27. Took a full time class load while working full time. The first public accounting job out of school (graduated at 33) was a $20k pay cut for me and required working at least 70 hours a week for a good part of the year."
"After two years, I got my CPA license and one of my previous professors called me up and hired me as the International Accounting Manager for a software company but I had to relocate, which I did. I worked there for two years and took the Controller position at an Aerospace Manufacturer. I now am right at $150k and hit that mark five and a half years out of school."
"Basically, worked my a** off, was willing to relocate, but also entered my current industry with ten years of management experience in the construction industry, which really helped to move quickly."
"CFO of a medium sized multinational company."
Worked a ton. Emphasized making everyone else's job easier. First one to volunteer to eat 'the black jelly beans.' "
"Always willing to relocate."
A Rare Setup
"Attorney. I went to law school, and then cultivated a practice in a lucrative regulatory area."
"I provide advice regarding an area where large companies touch the SEC directly, so they are willing to pay a great deal to ensure that it is done right."
"The thing about this income bracket is that the only way you'll get a salary up that high is by having a great deal of leverage. Either you have an extremely rare skill, or are a trusted professional who handles a job where there is no tolerance for failure (which is rare in and of itself)."
One Step Ahead
"Required skills: knowing one more thing than anyone else in the room, or being able to bluff that you know one more thing than anyone else in the room."
"My husband makes $280k/year as a VP of Design for an apparel company and I make $130k/year as a marketing director for an e-comm business."
"Husband dropped out of trade school to start his own clothing brand, hustled, built a reputation as being loyal and kind to work with/for and from there, job offers started coming in."
"I took the more traditional route: got my MBA and worked my way up to where I am now."
"Moral of the story: it helps when people really like to work for you and with you."
And some people managed to make $150k doing something they fell into. Often blue collar jobs, these positions also require a very unique set of skills that make a practitioner very valuable.
A Small Investment With a Big Return
"Heavy equipment mechanic."
"Took an 8 month course for 5k and bought some tools. Had no interest in it before but it turned out to have a great community and challenging, interesting work with a TON of variety."
Catching a Break
"I manage large industrial accounts and negotiate contracts for a commodities company. College dropout. I had just gotten fired from a retail job for messing around, and had been out of work for a couple months. Sent out 127 resumes. No callbacks."
"Watching a TV show and the character names a company hes working for, and I think to myself... theres one of those in Nashville...so i sent a resume. Only place that called me back for an interview. Started in entry level position, and did well. moved and promoted multiple times."
"I make 120k/year where im at but if i moved to a more busy station i could break 150. Railroad Conductor. Requires a GED, and you to be able to show up on time, sober, and ready to work whenever they call you."
Fake It Til You Make It
"I'm a field engineer for live TV shows. I take care of the technical requirements to go live from anywhere in the world- anywhere from a city street to a remote national park to underwater."
"I started at an entry level manual labor job on a TV show through a family connection- as is very common in this industry. I did occasional freelance work for about 5 years before I got offered a full time engineering position."
"My advice for anyone coming into film/TV is pretty standard- learn everything you can even if it's not your job, say yes first then figure it out later, and always have a positive, can-do attitude. It's also not for everyone- long hours, frequently outside rain or shine, terrible work-life balance."
All About the Overtime
"High Voltage Lineman."
"Made over 300k in 2020. LOTS of overtime. Base pay is 105k. Even with that I turned down 1 in 6 OT opportunities and took my vacation and sick time."
"It can be dangerous, you work rotating shifts, you're out in bitter cold, wet or hot weather. You work at extreme heights and underground enclosures."
"It's very satisfying though."
"Call your local electrical union hall and or electric utility."
So yes, those jobs are out there. They will not be given to you, and, as we know, there are so many unjust, institutional barriers that keep these positions at bay for countless people.
But with some luck and the right credentials, there are opportunities out there.
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I love money, and I love to spend it. But I also love to be frugal and economic in my spending choices. I am always shocked to see how some people will just throw money about like it's water. (And we shouldn't be wasteful with that either!) Whether you have an abundance of it or not, you might want to rethink a couple of choices. Like ten grand for socks? Really?
Redditor u/Bxtweentheligxts wanted to hear about the most outrageous ways people throw around money by asking... What's the most overpriced item you seen someone actually buy?
In New York City there is a restaurant, I believe it's "Serendipity." It's a city must see and a lifestyle staple. They're famous for their desserts and a special hot cocoa but they also have what is said to be one of the world's "best" ice cream sundaes, that goes for a measly... $1000. Sounds like a steal. From your pocket! And anyone who buys it really should reflect on their life choices.
Chips Away...GIF by The Good PlaceGiphy
I once sold a classmate a bag of chips for $20. I was working a snack sale at school where we sold cups full of chips.
We figured we could get about 20 cups for $1 each out of a bag, so we charged $20 for the bag and she actually bought it. The bag of chips itself couldn't have been worth more than maybe $3 or $4 dollars.
Gencon is a big board gaming convention in Indianapolis every year. "The 4 best days in gaming!"
One of the booths sell mystery boxes. The most expensive one was like $200, so my friend bought it. It was filled with junk. A crappy Pikachu mug, a couple of anime pictures, a blanket, and a couple of other small decorative statues of characters that we didn't recognize.
Then, he had to carry that huge box all the way around the con for the next 4-5 hours until we went back to the car.
That's been 5-6 years ago and we still give him crap for that.
When I was in 8th grade, I needed a microphone to play with friends online and the school art show was coming up. Parents can bid on certain pieces they like but usually only the best of the best get bids. I put a crappy looking clay mug for a starting bid of $25. Turns out someone bought it... my mom did. Was nice microphone.
Pop!Feelin Myself Jennifer Lopez GIF by HustlersGiphy
A bottle of champagne at a strip club.
OMG Me Too!
A lady in front of me in line at Kohl's once paid full price for a shirt.
Last time I bought something at Kohl's they aggressively talked me into buying it on a store credit card for 15% off which I then had to go home and cancel. Now I'm too embarrassed to go back to kohl's because I'm scared they'll just make me get another one.
Yeah see, no. All of those things can be bought on sale or at a bargain store. And champagne at a strip club? How can be just be so willing to spend? It's like an addiction. Let's continue...
You mean Diapers?
Designer underwear for toddlers, i mean really they fit them what 4 weeks? Sure they need 60 bucks a piece panties why not.
Just keep an eye on local classifieds, or family and friends with older kids. My brother has two sons that are older than my kid and my sister-in-law always wanted her kids to have "the best", so my kid has more high-quality hand-me-down clothes than he knows what to do with.
I'll Take a Bud
A $15 Coors light at a festival.
I will raise your beer at the ball game with wine at the opera.
The cashier said $15. I was a little surprised it was that low. Because I am not a fool who would let some student take the fall for an honest mistake, I asked if he was sure. Yep, completely rang it up wrong. $46 dollars later I declare that this is properly inflated prices I was expecting.
Light CatcherHappy Joy GIF by The WeekndGiphy
A $15,000 triangular crystal, "sculpture," that would capture light and cast a rainbow on the room.
My own painting.
One foot square, made in 10 minutes with a palette knife. It started as simply a place to scrape leftover paint off my knife Then I squished a couple blobs of color on it and spread it around improv style. Seriously, 10 minutes tops. When I turned it upside down, it happened to resemble an object/scene.
Apparently it really struck a nerve with someone I know, a visceral response each time he views it. I tried to gift it to him twice, but he insisted on paying $500 for it. It's the highest per-hour income, and highest priced artwork, I've ever made.
It's all so random.
Hammersurprised hammer GIFGiphy
In fourth grade, while visiting the local museum, my friend paid $15 for a piece of sandstone with the word "hammer" written on it in marker. It was supposed to be a Native American hammer, but of course it'd just crumble if actually hit against anything.
What have we learned? No matter how much money you have... there is always ways to have more, through thrifty deal making. So much waste on this thread. And never NEVER buy drinks at entertainment venues. Unless you're gonna skip rent that month. LOL
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I have to admit. I was not fond of being poor. I was ten when I realized my family had some financial issues. My mother sat me down to explain that she needed to go to the food drive to get somethings. It had been a hard year and she wanted me to be prepared in case someone we knew saw us. It was heartbreaking.
My mother has always been a hard worker and she hates asking for help. So that's why it infuriates me when people try to say that being poor is just a mentality and the poor should just try not to be poor. My mother did make it out of several financial holes but it was always an uphill battle, because the truth is... being poor only makes you more poor. The system is designed that way.
Redditor u/26point2PipeDream wanted everyone to start realizing that the game is rigged, often by the system keeping the poor, poor. They asked everyone to explain by inquiring... In what way is it expensive to be poor?
There are so many small details from the everyday, mundane that people with out an endless well of money have to do to survive. And it all may seem like nothing, but the nothings add up. They add up to spending and debt that can be necessary to survive. Look at real estate. Paying outrageous amounts of rent is fruitless. And mortgage is cheaper. But who can afford down payment for a mortgage? Maybe if you could get a free year of rent you could save for it. Hmmm....
Clothing Transportcats laundry GIFGiphy
I saw a lady coming out of a laundromat, loading her baskets of clothes into a taxi (there is zero other public transport where I saw this happen and only a few taxis).
Not being able to put enough money together at one time to buy a car or a washing machine (she probably rented so this maybe wasn't even an option) was costing her a fortune. Just being nickeled and dimed to death.
If you're ever desperate enough to take out a title/payday loan you'll discover you just stepped in financial quicksand.
About a year and a half ago I forgot to leave enough money in my bank account for a payment that needed to be done. It wasn't much, around $500 maybe, but didn't want the late payment and fees that come with it, so I decided to look into the payday loans. I needed $500 to last until Friday (when I would be paid)... I checked on it on Monday.
When I was to click "Accept", I read the entire thing... it said I had to pay back $950 IF I paid on Friday...or about $2,500 if I went with their payment plan.
Fees, fees and fees...
There are late fees for everything. Overdraft fees at the bank. Sh!tty jobs usually don't have good healthcare plans. If you're poor, you need credit cards just to survive, but interest rates are higher for those with low credit scores (see late fees above). Crappy cars are always breaking down, and that's expensive.
Death is Easier
Healthcare. That's the big one. If you don't have a healthcare plan, or have a crappy one you don't go to the doctor unless it's life or death. That means small problems that could have been caught in the beginning become hugely expensive problems later on.
Like parking tickets. I couldn't afford the £2 to pay to park my car so I get a £30 fine, after 2 weeks it goes up to £60 and so on. If I didn't have £2 to park in the first place I don't know how they think I can pay more.
When you're poor you have to crafty. You also have to be thrifty and smart ,but crafty is often overlooked. See poor people are constantly in a fight to survive so learning how to maneuver is a key going forward. You just have to maneuver very carefully. Don't fall for the financial traps. They're always ready to get you. Case in point...
Renting is like CreditCredit Card Money GIF by HustlersGiphy
Renting to own anything is really bad. You pay 4X the value of whatever it is you're renting to own. And if you miss a payment they repossess it and someone else might start at the beginning of attempting to pay for it again. Not only that you very well might be paying 4X the new value for a used item.
And only low quality items are sold rent to own. Ashley furniture, crappy used cars, the cheapest big screen TVs available at wholesale. Houses might be better, but rent a center, and JD Byrider are worse than loan sharks.
Being stuck with higher interest rates because you don't have enough credit to get low rates.
How a lender can ignore me paying upwards of $1500 a month in rent while contemplating a mortgage loan that is equivalent to $850 a month. You'd think that would be a pretty safe bet right there.
The Pre-Pay Options
You can seldom buy in bulk, so you end up paying more for thing. For example, our local butchery sells ground beef cheap if you buy 2 kg or more at a time. If you're paid weekly and can afford only 500 g per week, you end up paying more.
Buying in bulk is a huge money saver.
And it's so damn expensive.
You don't just need the money in advance to buy the groceries. You also need a freezer or cooler large enough to store it. And of course a vehicle to get it home. So many things to pre-pay before you can start saving.
I'll add that when you have less money the power relationship is flipped in nearly every financial interaction you have.
When you have money, banks and companies compete to get access to your reliable spending, be it with low interest rates on borrowing or better deals for early payment. They have to compete because you have the option to go to someone else who will gladly take your payment history and stable income.
You're a safe bet, so you have the luxury of choice.
When you don't have money institutions know you have nowhere else to go. So they happily gouge you knowing agreeing to horrendous loan terms is your only option.
I teach econ and always remind my kids that commercials boasting about "no credit, low credit, no problem!" know exactly who they're getting in the door. People who have nowhere else to go.
Time for Restructurestory justice GIF by PrimerGiphy
The justice system. If you can't pay a fine, the state will make things more expensive by adding fees on top of fees on top of fees, then they will incarcerate you for not paying the inflated fees. Then you have to pay the parole officer who is keeping an eye on you while you care unable to get a job that pays enough to pay him.
Not having in-home laundry is a great example.
Say it costs you $4 to do your laundry each week (which I think is very cheap). In 5 years you will have spent over $1000 on laundry.
For $1000 you can get a good washing machine that would last you through those 5 years, then another 5 years, and maybe a lot more. And that doesn't count the time saved doing laundry at home, and any transportation costs.
My car has a leaky seal on the transmission. It'd be about $250 to replace the seal and flush the transmission. I don't have $250, so I keep topping up the fluid and keep driving it because I'll never get $250 if I don't get to work. But, in time, that's going to destroy the transmission, which will be about $1200 to replace.
Edit: I never thought I'd say this in my entire life, but please stop offering me money. (I know. I'm insane, right?)
I'm getting by and my world will not end if my cars dies. It will be irritating and problematic, but I have other options I can make work, if the worst happens. In the mean time, plans are in place to resolve the issue and I have every reason to think that my car will survive until I can repair it.
I cannot tell you how much these offers mean to me. It has really made my night to have so many people want to help. Please, I ask you to turn your generous offers to others who are in a much more dire situation than I am.
There are several who commented on other threads on this post (as well as at least one who commented on this thread). I would not feel comfortable taking money under these circumstances when I have other options available to me. In short, other people here need it more.
Know that your kindness has made me smile on a day when really needed some brightness. I cannot put into words my gratitude. Thank you all.
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If you're well off, you buy 1 pair of boots for $150 and they last a lifetime.
If you're poor, you buy boots for $30 and they last a winter.
You end up spending more, because you can't afford to spend more. Terry Pratchett uses it to explain poverty via Sam Vines in one of his City Watch books.
If you can't maintain a minimum balance or don't have a bank in your neighborhood or were raised to be suspicious of banks and don't have a bank account, you've got to pay fees to cash your paychecks. Then there are fees to buy money orders to pay your bills-- or the cost of getting TO the utility office or car dealership or wherever to pay in cash.
So is one dental cleaning every 6 months (the reason its 6 months is because that is the time when cavities can form). Root Canals are now thousands of dollars and those dentists demand up front payment for those expensive services. Most people don't have an extra 2 grand in their bank account for a root canal.
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Mental health. Or more specifically stress. You will always have stress about future, always making decisions based on your poverty so that it won't affect your situation in bad way.
What Really Hurts
Everything is expensive when you're poor. Jokes aside, this is true. I've been poor for most of my life and I'm still not in a great financial situation. And the biggest problem is that you not only don't have a lot of money, but all the prices stay the same, so literally ANYTHING that you buy feels like a fortune.
I walked to the grocery store do buy some stuff to make a special dinner on my daughter's birthday and I spent about R$100,00 (about 20 dollars I think, Idk), and I swear I'd win an Oscar for how I kept my poker face. The second I walked out of the store I bursted out crying. Everyone on the street could see me crying as I walked back home. Seeing my daughter's smile later that day during dinner made me feel a lot better, but those R$100 ($20) REALLY hurt.
If you're poor you already have no or very little money to invest in yourself, so you have to take on debt to do so. If you want to get technical certifications or degrees. Sometimes there's financial assistance but a lot of the time taking on loans is necessary.
Miles and Miles and Miles...
Tires! Used tires cost 1/3 price and get about 20% of the life of a new tire. Also you are paying mount and balance every time, plus worry about blow outs. Even a new tire at $80 with a 30K mileage expectancy or a $100 tire at 65k mileage warranty. Over twice the life, little more than 20% in extra charge.
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Debt. Basically if you're poor you need to borrow some money to either get a house or buy food and after a while the debt keeps getting bigger and bigger.
In this moment the country is in the throws of cultural and financial battles. As I type, we await the Senate rulings on a financial plan for Covid. And the squabbling is endless. One of the main sticking points is raising the minimum wage to $15 and hour. Some Senators act like people are asking for a million dollars. Because God forbid we give the poor a leg up and shave a few measly dollars off the top from the super wealthy. You know, the ones rigging the whole game. Mhmmm.... Stay vigilant people and save those pennies.
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