Things People Didn't Realize Were Expensive Until They Became An Adult
Reddit user ForeignReviews asked: 'What item did you not realize was expensive until you became an adult?'
I was very fortunate that my parents were able to pay all expensive not only through adolescence but even through college. However, they made it very clear that once I graduated, I was on my own.
I made every effort to make sure I could afford to live once I graduated. I made copies of all the recipes my parents got when they bought stuff for me, and started saving my own receipts, something I didn't do through high school. I calculated monthly expenses and created a budget for the future.
When I graduated, I had accounted for all the big expenses: take-out food, the expensive skin care essentials I needed to keep my acne at bay, and utilities (heat, AC, electricity).
What I didn't realize was that small expenses are not so small. Microwavable meals went up by $2. Gas, which was pretty steady while I was in college, seemed to shoot up daily. And things that don't seem expensive at first glance, such as toilet paper, become big expenses as they add up.
I'm not the only one who had these realizations. Redditors have too, and are eager to share what items they didn't realize were expensive until they became an adult.
It all started when Redditor ForeignReviews asked:
"What item did you not realize was expensive until you became an adult?"
Yummy, Yummy
"Food is both more expensive and goes bad quicker when you're an adult."
– BriSnyScienceGuy
"I know right! I honestly love grocery shopping, so when I started driving I would go grocery shopping when I had the car and so nowadays I do maybe half of the grocery shopping. But, it's just so expensive. I often look for deals and will buy generic/store brand on most items but, still."
"My biggest tip for "goes bad quicker" is to always get from the back, because usually that's where the longer lasting stuff goes and when it's stacked, get from the bottom. When it's stuff with longer shelf life like cereal and canned stuff, I don't usually bother. But I mostly do that with bread and dairy products. My mom taught me that when I was little."
– ariana61104
"Yes! Having to feed yourself and your household is getting too expensive and so tedious. I really admire my mom for making dinner every night when I was growing up. Thankfully I don't have kids so me & my husband are okay with just eating snacks sometimes."
– WildMoonWitch
So Sweet
"My parents split up when I was a kid in the 90s, and I remember going to my dads apartment in another city, and him cooking us steak on the grill. I always loved that."
"Once I moved out I was like "wait steak is how much? Why the hell did Dad keep feeding us this?""
"Then I realised he was eating poverty meals all week to treat his kids on the weekend."
"For his 60th birthday us kids pooled our money and took him to arguably the best fine dining restaurant in my province for the full tasting menu. Seeing him light up at trying things like caviar and truffles for the first time made me realize how much he has sacrificed for us."
"So yeah, steak is expensive."
– KFBass
"You guys are awesome; what a nice story. He raised y'all right."
– Augustus58
Where Do I Sit?
"Gotta be furniture."
– harrisrichard
"When I bought my house I only had a bed in the master bedroom and all my friends kept saying “you make good money just buy furniture, you could have it furnished in a month.” Then they themselves bought houses and now understand why it took me a year to furnish my house."
– Stetikhasnotalent
They Don't Need To Be That Nice!
"Rugs. Why did no one tel me a ‘nice’ rug was $18,000."
– BenSadfleck
"But it really ties the room together."
– alittlec4
"Dude, you could fly to Morocco and get a hand made wool rug for that much. What the heck are you buying?"
– mofukkinbreadcrumbz
"My dog isn’t going to want to butt scoot on anything cheaper than 10k."
– iamaliberalpausenot
Car Accessories
"New tires. Most unexciting $1,000 purchases I have ever made."
– PRCraig
"Also why the hell are oil changes so expensive now!?"
– johnstonb
"Bro fr I swear they were just $20 just a second ago now it’s like $60?? I asked my dad to teach me how to do it myself as a teen and he said it was so cheap that I might as well pay someone else. That didn’t last."
– greeneggiwegs
Walk It Off
"A good pair of shoes will set you back a bit, especially if you need more specialized ones for whatever reason."
– sedition-
Part Of The Family
"Pets."
– TeacherLady3
"They have gotten a lot more expensive due to expected care changing dramatically, and how we feel about them."
"The idea that you would put a pet down because a vet treatment costs too much is horrible now, but was pretty common in the past. Outdoor cats were the norm so they pretty much fed themselves and you had far fewer litter changes - litter was just clay, and you tossed the whole thing."
"Dogs ate table scraps and whatever they hunted down, or cheap as dog feed made of whatever ended up on the slaughter house floor (bones and all)."
"While purebreds were probably still super expensive, most people had a mutt or tabby, that the found/were given, instead of buying."
– RandomChance
"All true. But I waited until I was in my 50's and had raised my kids until I could afford a pet. Like kids, I wasn't going to be a pet owner until I could provide the care they deserve."
– TeacherLady3
The Cost Of People
"Kids."
"I'm amazed how my parents could afford me."
– only_stupid_answers
"My parents had 5 of us. It amazes me to this day, that my fathers paultry salary at the time had to support it all. How the f**k could anyone do that today?"
– The_REAL_McWeasel
Vroom, Vroom
"Cars, all grown-ups had them, maybe even multiple. I still think its insane that some cars are more expensive than a 2 bedroom apartment."
– Tommer_nl
"I remember people restoring cars all the time when I was growing up. I would love to do it but even a rough condition rolling rust is super expensive now for even common things people aren’t super after."
– Pup5432
"Yeah what the hell!? I feel like everyone's dad (mine included) had a project car that they were tinkering with."
"All of my 'tinkering' is to keep my single, daily driver running!"
– disisathrowaway
Shiny Teeth And Me
"My teeth."
– Bumfuzzled_Hobgoblin
"Teeth are luxury bones, don’t ya know? Why on earth would regular health insurance cover them? Hahaha. The fact that vision and dental are separate from the rest of your body is absurd."
– Blackfoxx907
I See You!
"Glasses. I have awful eyesight and an astigmatism and got quite a shock when I had to pay for my own prescription glasses for the first time."
– Heavy_Mycologist_104
Time Flies
"Free time."
"As a kid I had loads of it and gave it away. now I can't afford even a minute !!"
– TokenFeed
"I took a toll road home today for an extra hour of free time and it was the best money I ever spent."
– squidkiosk
What I wouldn't give -- or pay -- for some extra free time!
People Describe The Most Expensive Mistakes They've Ever Made
We all make mistakes.
It's an unfortunate part of life.
But some mistakes are worse than others.
Some blunders can be extremely expensive.
Redditor dewan_art asked:
"What is the most expensive mistake you have ever made?"
Housing Market
"Wouldn’t budge from $62,500 for a downtown loft. Owner wanted 65k."
"Unit sold for $275,000 1 year later."
- EMH55
"Same backed out of buying a house for about $400k about 10 years ago, now worth about $3 million."
- reubenmitchell
Grad School
"For me, grad school. Realized I went for the wrong reasons about half way through the courses and decided that I should keep going so I wouldn't waste any money."
"I had a hard realization a few months after graduating that I could only survive paying my loans back and not thrive. I relocated to the oilfield and have been working a niche job of a niche blue collar job ever since. After working in Temps from -43f to 105 I can finally say that I paid off my loans."
- roustajoe
"The old sunk cost fallacy. Seems to be wired into our DNA as a species."
- SeraCarina
Day Drinking
"Getting day drunk with a friend to celebrate me getting a new job, the day before I started the new job. Decided to go for a walk, blacked out when it started raining."
"Woke up in the hospital handcuffed to a bed with a felony charge for assaulting an officer because apparently I fell asleep under a storefront to get out of the rain and kicked the cop who tried to wake me up in the shin, so he did the cop thing and slammed my face into the concrete while he handcuffed me."
"Had to pay thousands of dollars in attorney's and other legal fees to get the charges dismissed, went to my first day at my new job with a cut-up face that I had to figure out how to explain, and now I'm stuck at that job because despite it being dismissed, the charge still shows up on background checks so nobody else will hire me, and I can't get it taken off my record until it's been 8 years because it's a charge for a violent offense against a police officer."
"Yeah, I don't drink anymore."
- ErikPanic
Hiring Movers
"Trusting a moving company...cost me $1000, was a straight-up scam. The grand was my down-payment on a contract that accounted for all my stuff. A guy from a different company showed up and wanted a new contract with an extra ridiculous charge for my gun safe, and when I turned basically a random person away BECAUSE I HAD NO REASON TO BELIEVE WHO HE WAS, the first guy stopped answering calls, claimed I turned away service, and kept my down-payment on those grounds. Their company said "yep" and my bank couldn't get the money back on a fraud claim. I fully believe that if I'd let the 2nd guy take my stuff, they'd have extorted me for thousands of extra dollars."
"Mitch from Roadrunner Movers in Florida is a giant piece of sh*t, and I hope he loses an equivalent to what he's stolen from people."
- onebatch_twobatch
"In my first real move after residency the company tried to hold my stuff hostage for double the money. Luckily most of the stuff we had was crap and I told them to keep it and I’d see them in court. They miraculously were able to cover the 'overweight fees'"
- BladeDoc
Not A Glitch
"I was around 8 when I thought I discovered a cheat/glitch that gave me unlimited gold in a mobile game. Turns out I was just buying the gold with money.. I costed my family $800 that day."
- Badilol
Insurance Lapse
"Not paying my car insurance on time. Then proceeding to slide through an icy intersection and hit another car. No one got hurt, just my wallet. Almost $7000"
- sews4dogs
Fried Circuit
"Was troubleshooting an windshield de-icing test set used for F/A18's and had made an error in my set up. The error caused me to fry a non-procurable circuit card; leading to the entire test set, which was around $180k, to have to be replaced."
- squid1891
Calculation Error
"Made a calculation error at work during my first few months there which led to the firm undercharging ~$130k on a project...how I wasn't fired/written up I'll never know"
- zombiehitler_
Should Have Gotten The Insurance
"Didn't get insurance on a Polaris Razor. Side by side off roading vehicle. Had it less than 3 weeks and someone stole it from my driveway Christmas night. Had taken out a loan for 5 years.... Making the payment every month hurt knowing I didn't have it anymore."
"Only took it out once. 14k for the trailer and vehicle. Still hurts a decade later."
- lastone23
Co-Signing
"Signed onto a mortgage with my ex when I was 21 because he 'just needed a little signature, it’s not a big deal!' Spoiler alert….. it was a very big deal."
- noodlemom72
$13 Million Wrench Drop
"Not me thank God, but a new hire I fired his first day out of training for 3 safety violations. The last involved dropping a wrench from 100 feet up on a work platform onto the left OMS pod of Atlantis. 13 million in damages and inspection/launch countdown time lost. Xrays, borescopes, replaced the cracked tiles, etc."
- Bobmanbob1
Gotta Turn The Freezer Back On
"At my old job, I forgot to turn back on the freezer after cleaning it (I got pulled mid clean to go do something else) so I didn’t notice. Neither did my three managers."
"Over $10,000 in frozen product lost 🤷🏻♀️ but that place was the worst place I’ve worked so f**k Freddys Frozen Custard"
- suhryna
"Freddy's defrosted custard"
- tills31
Wrong Vendor
"I transferred $500k to the wrong vendor."
"I practically had a heart attack, but the 'wrong' vendor was another huge one so it was more like we paid an invoice a day early. Also, my boss was more in a 'everyone makes mistakes mood' and not her usual 'I'll yell at you for 30 minutes over a one penny error' mood."
- webhick
Laser Destruction
"I destroyed a $250,000 laser by shorting the capacitor bank (charged 50,000 V) to the control electronics (5 V)."
"Flash of white light, instant smell of ozone and burnt plastic, a bunch of smoke, and that was that."
- Aeolian78
"I shorted 65vdc to the 5v bus one time but only did about $8k in damage. That was an awkward phone call to make."
- Grat54
Not Buying Bitcoin
"My cousin works in finance and has been interested in investing since he was like 10 years old."
"When we were both fresh out of college (2009) I asked him what he thought about investing a bit of some money I had come into in bitcoin, which was $1 per coin at the time."
"He talked me out of what would potentially been over $100,000,000 in profit, assuming I had cashed out at the peak. I still rib him about it."
- sam_neil
Mistakes happen, that's a fact of life, but let's all hope none of ours end up being the expensive kind.
People Break Down Which Things Have Gotten Worse And More Expensive At The Same Time
Over the course of time, we often find ourselves discovering things we once loved as a child that didn't turn out to be quite as wonderful as we remember.
Up to and including a restaurant we used to love, a clothing brand we almost exclusively shopped at, or an amusement park which dazzled us when we were young. While the disappointment could be owed to a slightly foggy memory, there might have also been an overall decline in quality at any and all of those places.
Making this experience all the more perplexing, however, is the fact that the less happy experience was much more expensive than it was when these same things brought us joy.
A curious imbalance indeed.
"What has simultaneously gotten worse and more expensive?"
So Much For The $1 Menu
"Fast food."
"I rarely eat it, but every time I do it seems more expensive and I feel horrible after."- TheSecretStuffs
Fast Food Cheeseburger GIFGiphyHence The Shared Password...
"Netflix."- Lazy_Adhesiveness812
Nothing I Couldn't Make Better At Home...
"Going out to eat, Restaurants."
"It used to be fun, now it's too expensive and the experience has become mediocre."- mojoisthebest
"Dining out for sure."
"Mid tier restaurants are using lower quality food, much of it prepackaged from major suppliers, prices are up and service is terrible."
"Many of our local restaurants have gotten away from table service and you order from a counter and pick up your own food."
"I don’t go out often, but I do go out expecting a decent meal and service."- Caspers_Shadow
gordon ramsay cooking GIF by Gordon Ramsay's 24 Hours to Hell and BackGiphySometimes Bigger Is Better...
"Bars of chocolate."
"It used to be a fairly cheap and substantial treat when I was kid, but they keep getting smaller and smaller and they're ridiculously expensive now."- eezgorriseadback
You'd Think They'd Have Solved This Problem By Now...
"Most technology designed to be replaced every few years."
"We used to design things to last."
"Now we design things to wear out so people keep buying new ones."- riphitter
Lucky For Vegetarians...
"Meat from the supermarket."- pretty_monotonous
Supermarket Sweep Shopping GIF by ABC NetworkGiphyNo Matter Where You Get It...
"Food, in general."- BillyBobBarkerJrJr
Renting Or Buying...
"Housing."- pineconewashington
Something's Afoul...
"Scented candles."
"In fact, what used to be the premier candle, Yankee Candle had so gone down in quality the son of the original founder of Yankee Candle made his own company based on the original premise, quality, and scents of the original candles."
"It's called Kringle candle, but they're not available everywhere, so unfortunately, Yankee Candle it is."
"Yankee Candle, while never cheap, were of good quality and smelled good."
"Now the scents aren't as strong, the candles tunnel way too easily (they never used to do that), and they don't burn evenly."
"Yet they cost up to twice as much."- llcucf80
christmas sniffs GIF by TargetGiphyEspecially In America
"Education."- Inevitable-Ad-6315
Especially Over The Last Three Years...
"Living."- Callistai
Things Ain't What They Used To Be
"AirBnb, Uber, Lyft, and pretty much everything else that has always been too good to be true."- CatherineConstance
When Even The Nosebleeds Are Too Expensive...
"Tickets to major sporting events."
"I read somewhere that going to a family of 4 going to an NFL game is like on average a $1000+ expense."
"Who in the world is paying for that?"- lUNITl
Jacking up the price of anything is an easy way to make people believe it must be a quality product.
Even if customers will quickly realize they did not get their money's worth.
Even in a strong economy, or after making billions of dollars in profits, all businesses try to look for ways to save money.
Sadly, one very common solution is to lower the numbers in their workforce, resulting in layoffs for those whose departments they deem unnecessary.
Others look for slightly more unusual solutions.
However, sometimes these solutions are made without a great deal of thought, and these presidents and CEOs soon discover what they thought would be a cost-cutting measure ended up costing them even more money.
Sending them racing back to the drawing board.
"What did your company do to “save money” but ended up costing the company lots of money instead?"
You May Get A Little Hot...
"Shut off the HVAC system to save on electricity costs during the summer."
"Had to pay over half a million in mold remediation costs."
"F*cking morons."- dinosore
Never View People As An Expense
"Lay off a bunch of veteran people so they can bring in newer workers for cheaper."
"They find they couldn't bring in newer people for cheaper so they hire newer people at close to the same price as the veteran workers."
"Veteran workers are mad they have to train somebody making almost the same as they are with no experience and start leaving."
"Company has to pay fewer remaining veteran workers even more to get them to stay while paying inexperienced workers close to what the workers they just laid off were making."
"To my knowledge, prior to the lay offs, the veteran workers weren't even complaining about pay."
"Now the department is at a worse state and more expensive than what it was prior to their plan to save money."- Frankie__Spankie
Simply Illogical
"The roof of our building was leaking bad."
"Got quotes for doing just a third of the roof and for doing a whole new roof."
"They choose to do third of the roof."
"All it did was move the leak."
"A month later they did the whole roof."
"They would have paid a lot less had they done it right the first time."- sonsonmcnugget
Cat Olympics GIFGiphyLocation, Location, Location! Or Not...
"Business travelers must fly to the closest airport to the destination."
"Is Airport A one mile closer to the destination than Airport B?"
"Yes."
"Are the airline tickets 2x as expensive?"
"Also yes." - Reddit
A Hospital Is Nothing Without Its Nurses!
"Underpaying the nurses so they quit and had to pay agency 3x the going rate."- junotinychonk
The Dangers Of Outsourcing
"Moved 'corporate' phone support from UK to India for a very large fizzy drinks company, despite the contract saying guaranteed UK support."
"Over 50k phones canceled and moved to their rival."- WimbleWimble
"Someone I know worked for the 'oldest American' hoist company."
"They decided to outsource production to china."
"The cost of transport, losses, customs, etc made the Chinese hoists just as expensive as their American-made ones and then the Chinese company stole the plan to make and sell themselves for less."- Diabetesh
You Never Know When You're Going To Need Them...
"Company ran a campaign for 'outside the box' ideas in cost cutting, with stock awards for proven savings."
"Our facility maintenance manager claimed a $300k savings by eliminating unnecessary capital spare parts in the warehouse and received a $30k award."
"Six months later a critical compressor failed resulting in the plant reducing to half capacity at a $500k per day profit loss."
"It would only take two days to repair, however, the parts were no longer in the warehouse."
"They were among those eliminated and sold for scrap."
"It took 90 days to receive replacements."
"Total loss to our company was just over $50 MILLION."- eron6000ad
God Forbid People Are Rewarded For Good Work
"I used to work at a place with a sizable distribution center and thousands of SKUs."
"The warehouse's team of pickers was a great group of folks."
"They were fast, extremely accurate, and very good at their jobs."
'I brought them cookies on a regular basis and made sure to take good care of them."
"One day, some f*cking walnut decided that they were 'making too much money' in incentive pay (they got a bonus for accuracy and for picking above and beyond their normal quota of items) so they canceled the picker incentive plan and bumped up their quota, saying 'it's their job, we're getting robbed paying them extra to do what they should be doing anyway!'"
"Pick rates began falling sharply within the first week or two, because the incentive pay for being an outstandingly fast and accurate picker made the otherwise crappy base pay for that job turn into a living wage."
"Warehouse staff was enraged by having their pay jacked with and now being unable to pay their bills while still being expected to perform as well as they did before, so they started performing to the old quota."
"Management did much finger wagging and tried to write up a couple of the top pickers for 'deliberately underperforming and hurting the company'."
"Those top tier workers refused to sign the writeups, walked out of our warehouse, walked into the warehouse of our direct competitor, and had new jobs that same day."
"The rest of the high performers followed over the next couple of weeks."
"Delivery routes got delayed because of the short staffing and loss of the best workers, customers got upset because they were receiving the wrong items or not getting them at all, and the sales team, which wasn't paid enough to get screamed at by angry customers, was furious."
"Cue a meeting with the sales team and the f*cking walnut, who proceeded to lecture everybody about how 'picking is an entry level job' and 'anybody could do it' and how they're going to bring in a bunch of temp labor 'because they will actually appreciate the opportunity'."
"Fast forward a few months and it turns out the temps are idiots and caused the number of pick and 'not on pallet' errors to increase, customers are now leaving in droves, and sales people are bailing out too."
"The company lost millions of dollars in business and had to lay off half the staff because they were going to go bankrupt otherwise."
"All this because some f*cking walnut thought they could squeeze the people at the bottom of the pile who actually did the work that made the company money."- nancybell_crewman
From $75 Max, To A $75 Steak...
"We used to get a travel per diem for our meals."
"Most people would eat cheap like get a free breakfast at the hotel and get a $5 footlong and split it for lunch and dinner and bank the rest."
"I traveled a lot so it was like a nice perk."
'The company got wind of this and changed their policy to we had to buy and expense all our meals."
"The problem was they had to have the same policy for all employees so they couldn’t put a cap on meals due to the sales guys having to take out clients and stuff."
"We took full advantage of it and ate like kings."
"My meals expenses were twice what they were paying in per diem."- velvet_satan
Woman Like Me Fine Dining GIF by Little MixGiphySafety First
"I used to be the head of security for a club that had the most tight-fisted owners I’ve ever heard of."
"I kept telling them that we were dangerously understaffed."
"The police told them the same."
"So did the fire brigade, they said there wasn’t enough of us to evacuate the venue if we had to, they were right too."
"The owners wouldn’t listen."
"The club was taking around 45k per week but they wouldn’t pay for radios for us to least be able to communicate."
"We had so many incidents there that it was just insane."
"There just wasn’t enough of us to actually watch the whole club and even when we did see something we couldn’t call for back up."
"I found a set of second hand radios for under £200 but they refused to buy them I ended up buying whistles for the team to at least give us something to use to get each others attention."
"They also wouldn’t pay to get CCTV installed which upset the local police."
"One night a bartender came out to the door and told me there was a fight inside, there was no security inside just 2 of us on the door."
"When we went in there was around 60 people brawling on the dance floor."
"We did what we could but it was beyond our control."
"Eventually the police arrived but wouldn’t come inside they stood outside and essentially instructed us to kick everyone out and they would keep them out."
"We spent 45 minutes dragging people out of there."
"Many people were injured and after the fight one of the guys who had been fighting came back and stabbed a guy he had fought with."
"The police decided enough was enough and approached the council who as expected revoked the premises license."
"They lost the club altogether."- operative87
Gig Economy...
"Not giving the guy doing 2.5 full-time jobs a slight raise, instead letting them walk and paying 3 new people (combined) at least twice what they were paying him to do all the same work at like 65 percent the quality level."- BigPZ
Experience Matters...
"Consolidated the sales departments and made salespeople stop selling the stuff they knew how to sell and forced them to try to sell products they weren't familiar with to customers they had no history with."
"Company almost went out of business in a matter of months, and this was not a small company."- MostBotsAreBad
Sell Salesman GIF by Ryan SerhantGiphyNeedless to say, a business needs money to operate.
But money should never be the driving force behind the decision.
At least not over quality, practicality, and the well being of your employees.
While there might be some financially savvy unicorns among us who just seemed to "get it" since birth, most of us have had some mishaps with our wallets.
And in some cases, those financial lessons have been pretty expensive.
Redditor The_guy321 asked:
"What is the biggest money mistake you have ever made?"
A Big Life Change
"I took a job way up North in Canada. I quit my old job, got rid of tons of stuff, had my dad help sell my house, etc. This was in 2019/early 2020 just before the pandemic hit big."
"I ended up hating the job up North; it was terrible. I went back home and somehow managed to get my old job back, but my house is gone, and I can’t afford a new one in the current market."
"Stupid, idiotic decision on my part, and it keeps me up at night. I hate where I am in life right now. A stupid, big, and expensive mistake that I’ll regret for the rest of my life."
- SaulWellAndGood
Sentimental Value and More
"My mom gave her original, 20+-year-old wedding ring to a jeweler to work it over and improve fitment (since it was too tight I think)."
"The jeweler f**king lost the ring in the mail. They sent it out without insurance and it never arrived at the place that was supposed to do the jeweler's work."
"She did not get her original wedding ring back, and all they offered her was 'a new one of equal worth.'"
"Honestly, that was the biggest f**k you to her. The best you can get in that situation is at least a ring visually similar to the original one, or one made to be identical to the original."
"Don't tell me 'copying an existing ring' is not possible, because the ring itself was very simple. Basically only metal, no diamonds or any other fancy rock, just metal with a groove in it and smooth edges."
"But no, their only offer to 'make up for it' was to choose a cheap looking one from their stock, basically saying 'we f**ked up but we won't put in any work to replace your ring; this is what we already have.'"
"Let alone the fact that the ring was 20+ years old and had a lot of sentimental value, because unlike my dad, my mom wore that ring all the time."
- GuyFromDeathValley
Student Loan Arrangements
"Spending all my student loan refund checks instead of saving those f**kers to, oh, I don't know, PAY OFF MY STUDENT LOANS."
- JanisRBoyes
Extra Funds Available
"Accepting larger loan amounts than I needed."
"Tuition, for me, was about $1200 a semester. But when you’re 18 and someone offers you $5,000 (which is more than you’ve ever had) and you don’t have to pay it back for years, you don’t hesitate to click accept the full amount."
"So yeah, I’m $20,000 in student loan debt when it could have been $10,000. Praying that student loan relief actually goes through but doubt it."
- TrueRusher
Attending College At All
"Going to college right out of high school. College is great if you know why you're there, but not for someone who isn't yet sure."
- Common-Actuary-2982
No Return on Investment
"I can't speak for everyone but when I was fixing to graduate high school back in 2000-2001, everyone thought college was the next step because literally no one ever told us anything different. Parents, teachers, school guidance counselors, and the culture. EVERYTHING was about pushing kids into the college pipeline."
"I literally thought everyone working trades were living in poverty until I was in like my mid-twenties because no one ever brought it up unless it was to disparage the whole idea of working for a living."
- Wolfbeckett
Collector's Investment
"Not my mistake, but my dad's. He bought like $500 worth of collectible Star Trek dinner plates in the 80s thinking they'd be worth a ton of money in a few years. They're not."
- Theareyj
Alimony
"I was at $1800 per month for alimony and child support for six years, but it was more losing half of the assets (including retirement savings) that was the killer."
"Oh well. It's in the past now and I'm in a much better place and happy rather than resigned to being miserable like I was for quite a few years until I decided to go through with it. I'm just going to have a late retirement (most likely) instead of early like I had hoped."
- evilmonkey2
Smoking
"As f**ked as it is, the financial expense is what got me to quit nicotine. I realized that I was spending $150 a month on disposable vapes and started comparing it to my other bills."
"I was paying more for my unhealthy addiction than my car insurance, or my utilities. Kinda hard to justify when you look at it like that."
- DabLord5425
Beyond Her Means
"My ex-wife was an expert at spending us into a black hole. She was a widow. We got engaged. The very next day, I told her to bring me all her debts, and then I wrote checks to pay them all off. $14,000."
"That became the pattern. She never saw a dollar she couldn’t spend before we earned it. She looked at things by what they cost each month and not by what they actually cost."
- TheMadIrishman327
Someone Else's Debt
"I agreed to take over my ex-girlfriend's bills so that she could pay off her debts. Five years and over $100,000 of my money later, she was in more debt than when we started, and she was cheating on me."
"Don't ever do this. Just make her be an adult or dump her. It's never worth it."
- Stoneluthiery
Just One More Semester
"I paid for my ex-girlfriend's college tuition for three semesters as she 'just one semester left'-ed me for all three."
"That was AFTER she got a letter stating she was no longer eligible for the Pell Grant or further loans. So, the banks said, 'No more,' but I paid for another year and a half, while also paying all the household bills and supporting her kid."
"We broke up, and she had the nerve to talk about what I supposedly OWE her."
- Suspicious-Self2067
Scammed by the Pound
"One of those Bootcamp-style gyms opened up within walking distance from our apartment. We wanted to get in shape and figured we'd check it out. It was run by a married couple who was really nice."
"Initial classes were very small but the exercise was great. The husband also did martial arts instruction so I was considering getting into that."
"They were doing a really reduced special to get a year membership so I went for it and paid half upfront. A few weeks later, I can't remember the conversation, but they asked for the remaining payment, and I said, 'Sure, why not?'"
"A little bit after that, they called and said, 'Sorry, but we opened the gym with a verbal agreement we would be getting a large number of karate students and that fell through, so we have to shut down. We will get your money back once we get settled after we move back home.'"
"I foolishly had paid for all this but never had even gotten a written contract or whatever. They just ended up ghosting me and stopped replying to everything."
- urchisilver
Buying the Wrong Home
"I bought a mobile home as a starter home. No one ever explained to me as a young adult the importance of investment and future planning."
"Mobile homes of course do not hold nor increase in value so you never build equity. It's akin to renting except you have to cover all your own repair costs too."
"Terrible financial decision. Don't buy mobile homes kids. Just don't do it."
- eatafetus632
Helping a Friend Out
"I let her move in with me and then covered all of her living expenses so she could pay off debt. It only cost me a little more money since I was already covering 100% of my living expenses. Some of my bills like water went up a little and I voluntarily covered most groceries."
"I told her upfront that there are no hard feelings if it doesn't work out in the long run (and it didn't). I would have done the same thing for any close friend."
"I suggested her first step should be to save an emergency fund to protect herself if we break up because I would expect her to get the f**k out. And if she cheats on me, her stuff will be on the curb the same day."
"I'm a practical person. We had been discussing moving into together anyway. This way we see how things work out and she ends up with less debt. But I didn't put any money directly towards her debt. That would have felt like I was being taken advantage of."
"This wasn't completely selfless on my part. It seemed like we may have been headed for marriage and in that case, I would want that debt gone. It didn't happen for us but I'm still glad she got a little further ahead in life."
- che-che-chester
While some might argue that each of these were learning experiences that were worth experiencing, there's no denying that they were expensive lessons.