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Every now and then, we fork over a rather large sum of money to buy something which we think will have a positive impact on our lives. This could be anything from a new home or car, an ice cream machine, or a super big flat-screen TV.

At the end of the day, we find ourselves justifying the purchase as money well spent, no matter how much damage the price tag inflicted on our bank account.

However, not all purchases which could have a hugely positive effect on your life require a loan or a second mortgage to buy.

Sometimes, something we find on sale or a discount store might prove to be the very thing we were missing all our lives.

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