When we think of teenagers one of the first things that comes to mind is the idea that they have a total know-it-all thing going on. I'll be honest, as a teen I was convinced I had things at least mostly figured out. Oh god, so wrong. So very, very wrong.
So now that I'm an adult, there are tons of things I try to explain to the kids and teens in my life, but I know they just sit and stare at me blankly the way I did to my family members who tried to guide me. It's a cycle, I've just come to accept it.
But that doesn't mean teenagers aren't willing to listen to any adults - just typically not the ones close to them. So to help out the teens in your life who just roll their eyes apathetically at you when you talk, we dove into this thread.
Reddit user spaliusreal asked:
So here you go, advice and wisdom from their oh-so-very-elders to help them evolve into adults while (hopefully) skipping a few of the major missteps that we made. Get off our lawn, teenagers. Go make your own mistakes!
You don't have five dollars until you have ten dollars. If you have a period where you're suddenly rich (like right after getting your first loan) then save as much as possible. Keep a months rent at hand if you can. Honestly, between all the confusing parts of being adult, what has saved my butt more times than anything else is just having a little bit of financial cushioning.
Also buy things on sale. Thrift shops are your friend. Learning to sew is going to save you some day. Always buy a plunger before you need it.
Don't Stop Playing
You don't have to stop enjoying things just because you're an adult. Don't stop playing just because people say it's childish. Splash in puddles when the mood takes you. Sit on a swing and just be alive for a little while. Watch cartoons, play DnD with friends, build a fort with your partner in your living room. Being an adult doesn't mean you have to give up things that make you feel joyful or playful and you don't need to prove to anyone that you are an adult by way of letting go of the little things in life that make you smile.
Saving up is better than credit. If you have credit don't go past 30% of your total limit and pay it off in full every month. Bankruptcy is easy but stays with you for years. Keep cash on hand for emergencies. Water is your friend, drink lots.
Also, never lend money and never co-sign for anyone. Oh and never use "rent to buy " stores!! You'll end up paying at least twice what the item is worth.
Get yourself a good support network of people you can actually trust and who will help you out in a time of genuine emergency.
I ended up in A&E (the ER) the other day and was so grateful to have someone I trust who called an ambulance for me, as I was unresponsive.
Also, if I'm not doing too great, I have some friends I can go and talk to. I can literally pull up in their driveway, tell them I'm there and they will let me in and listen to me, no questions asked. I make sure I reciprocate that as well.
Being an adult can be scary and lonely at times and there WILL come a time when you really need someone. Make sure you have at least one person to turn to.
Nothing Is Truly Private
That what you post on social media has consequences. Be smart about it, don't post things you wouldn't want an employer or your mom to see.
Remember kids, NOTHING is truly "private" online.
I'm a recruiter. If I could count the amount of times I have rejected a candidate because of something on their social media...
Honestly it's seldom a picture that turns me off. It's usually a ton of vaguebook posts or something along those lines.
I have a 50yo client who's a very highly qualified, but now unemployed professional.
I had to send him an email that MAYBE commenting "👅👅👅 beautiful tats" on an 18 year old girls Instagram picture just isn't a good idea. The fact I had to send THAT email...
Make sure you know how to cook a few decent meals. I recommend getting a slow cooker. Throw ingredients in, walk away for several hours, boom, food magically appears. And, if you live alone, you pretty much have at least one meal a day set for the rest of the week.
Trade It In
It's 100% okay to go into a trade instead of going to college. Honestly, you will probably make more coming out of a trade school in 2 years than most people make after going to a 4 year university.
Who You Know
Your peers care about what you do, no matter what Reddit says to the contrary. The way to get ahead is through loose connections.
"Hey, we got an opening at my firm. I'll put in a good word for you."
If you're an introvert who keeps the nose to the grindstone and doesn't interact, your life will be immeasurably more difficult.
This is very good advice. A lot of folks have the mindset of "Just do good work and the rewards follow" but reality is that there's a lot of people who do good work, and not a lot of people who do good networking. It's the ones who are personable and easy to work alongside with who get promoted and hired, not the ones who just simply turn in their assignments on time.
Learn to take criticism. You will need to be able to hear things you don't want to be told, in a manner that you find irksome, from people you don't particularly like, in order to improve.
This is super important. As a teenager it's often very easy to cut out people who day things you don't like. Just stop being friends with them right?
It doesn't swing at work. These people aren't going anywhere and you'll need to find a way to work alongside them.
Further to that, whether you like them or not some of them will have valuable knowledge you NEED. They may not be someone you like. They may not give you the information in a way you like. But that doesn't change the fact their knowledge and experience is valuable and you should use that resource.
Others may point our your errors. They may even point out your errors in ways you find patronizing and mean. No one really cares about your feelings and your errors are likely causing them a headache further down the line.
This job might not mean much to you and you might think they're totally lame for caring so much about work but this IS important to them and most of the time pointing out your mistakes is a genuine effort to help you and prevent formal escalation with management.
Eventually you will be one of these people who cares about work and the 17 year old newbie thinks your lame.
Because if you go through life half assing your job and not caring you're going to spend your life in awful low levels positions.
Make Good ChoicesGiphy
Regardless of what people complain about, it is NOT that hard.
All it takes is making good choices. Making good choices can be a hard pill to swallow sometimes, but its not like its actually difficult. Don't take out that 100K loan for a dumb degree, your first house doesn't need to cost a quarter million dollars, you don't need a brand new car as a "reward" for whatever stupid adulting milestone you think you just passed. Started a big-boy job? Max out that 401K. No, you don't need the money for anything else. Put it in your goddamn 401K.
Your future doesn't stop when you're an adult. Keep making good choices.
It's Up To You
No one is going to make sure you are taking care of your health. It's up to you to eat well, get exercise, take care of your teeth (seriously do it now and spare yourself money and pain in the future), take all your meds if necessary, wear sunscreen, stay hydrated, and so on. What you do now will seriously affect you in the future so get into good habits when you're younger.
Making It Up
When I was younger I always looked up to adults as having it all together. As I've gotten older and am now in my 30's I fully realize that most of us don't have it all together, and at times we're just making it up as we go along.
Tips From A 42 Year Old
Tips from a 42 year old who didn't do many of these things and wish I would have... in no particular order.:
Always have a $1,000 emergency fund and do not dip in for anything but real emergencies (car broke down, etc). Replenish it as soon as you can after you have to make us of some of it.
Always put a percentage of your paycheck into a savings account that is in a different bank than your normal bank. It helps keep it out of sight and less likely to be used.
Stay active. Exercise regularly. Even when you get into a relationship, stay active.
Eat right. Do not eat McDonald's every day because it's cheap.
Learn how to cook. Take a class if you can, but learn how to make more than Mac and cheese, spaghetti, noodles, or BBQ stuff.
Study in school and get a good paying job that you enjoy. You spend 8+ hours a day with your coworkers doing your assigned tasks and potentially helping them with theirs; make sure you like it/them.
Be kind. Be forgiving. Be smart. Be on guard. Be thoughtful. Be loving. Be humble.
Struggle V. Relief
I say this as an 18 year old who moved out on her own about a year ago from a very abusive childhood. Yes, the responsibilities are hard. Yes, there are lots of confusing things that nobody can prepare you for. Yes, cheese is expensive. But there is no struggle that trumps the feeling of relief you feel when you come home to a living environment that isn't seeping with toxicity from an abusive situation. I struggle to make ends meet, and it's a thousand times better than living with my parents.
Fight The Rut
Don't let yourself get stuck in a rut. I felt really depressed as my days became work, home, gym, repeat. Eventually, my sister and her boyfriend at the time introduced me to swing dancing. It got me out socializing and learning a new skill that I loved, and I met my fiancee after a few years of going.
Uber Over AmbulanceGiphy
Take an Uber to the hospital if you aren't absolutely near death. Ambulance rides are really pricey. They often have to charge you just to come check you out. So if you can, avoid calling on them.
Until You Make A Mistake
There are more responsibilities, chores and more consequences for things that you do, but it doesn't feel any different until you make a mistake. At first it can be great but if you spend all your money without saving any you can get stuck paying your bills, calling in sick for work like you would for school one too many times can cost your job and make it harder obtaining another job. Though if you manage everything correctly it really is awesome.
Confidence Is Key
Believe in yourself. Don't get the mindset of telling yourself "Oh, well I doubt that could happen" or, "I don't think i could do that"
A lot of what stops you from doing things is you. Persevere push forward happy, enjoy life. Enjoy the little moments, because in the end they're the biggest moments you'll remember. Don't be hesitant to live, and love, and don't forget to treat yourself sometimes. Being mature, and financially secure is extremely important, but so is your mental health. What is the point of life if you have money, but, you're depressed, hate your job and become sour?
Never A Moment
That there's never a moment where it all makes sense and you know what to do. There's no manual, no classes, no one to give you instruction...You're just winging it. So, if you think for one second your parents have any clue what they're doing, you're so very wrong.
And, financially, if you can't afford to buy something twice -- especially big things -- then you can't afford it.
If school is a nightmare for you, it's not going to last forever. If school is an amazing place for you, it's not going to last forever.
Cooking Is Cost Effective
If you haven't yet, learn how to cook. You dont have to memorize how to do xyz recipe, or be able to make Gordon Ramsay jealous, but knowing a little bit of the basics can help you build up to the more complex stuff.
It will also give you the ability to feed yourself a meal a day for a week on like $10, depending on what you bought from where. Like a spaghetti with red sauce and ground meat was my go-to when there wasn't anything good on sale. Store brands can get you far.
I like to use veggie noodles for nutrition reasons, and ground turkey (that i season with salt, pepper and garlic powder) for cost reasons.
You know how teenagers complain about how school doesn't prepare them for real life? It doesn't teach you how to adult in that it doesn't teach you how to do taxes, balance a budget, etc?
Adulthood isn't knowing these things.
Adulthood is finding out how to find them out, and teaching yourself.
Not every action needs a reaction. Especially the people who hurt you. Forget 'em and never talk to them again. Don't try to get closure because you'll never get what you want out of it. None of us are owed closure and, for the most part, it doesn't exist in the real world.
You're wrong about a bunch of stuff. But when you realize it, it's going to be super frustrating when you try to tell the next batch of idiot teenagers and they ignore you.
Be prepared for a very, very low moment in your life. This will test how strong you are and you (I promise) will feel how much stronger you are becoming after going through it. Giving up will always be in your head, its human nature, we want to avoid resistance and take easier path, but you will overcome.
People will fail you many times over.
Loyalty means very little to businesses.
The more you think about the reality of this planet and how society works the more you feel out of place.
The lonelier you are, the more you judge yourself - and you can be your hardest critic. Having people around you to remind you that you are doing ok is important.
Make sure you don't go days without getting a hug, or laughing, or exercising, or having sex... the soul needs this.
Overall be present. Don't think too far ahead and don't live in the past. Good luck, you'll need it.
You don't need to be in a relationship to be validated.
Most people are like, "You're how old and you're single!?!?" Ignore them..
Take any time in between to focus on growing yourself, for you, and anyone who may come along.
Quality Of Life
When you move out on your own you won't have the quality of life you're used to from living with your parents. It took them 20+ years of hard work to get to the point they're at. You'll get there eventually, but in the meantime you're probably going to live in some crappy places with cheap furniture, appliances, etc.
You might not be able to afford to heat and cool your house to the ideal temperature year round. You won't be able to eat as well as they do on a daily basis. Your washing machine might not get your clothes quite as clean as your used to and the dryer might leave things damp no matter what you do.
I'm going to through that now, though I'm somewhere closer to the end. When you first move out you need to get so much at once (couch, table, chairs, desk, bed, cutlery, linens, dishes, pots, pans, small appliances, the list goes on and on) that no one could afford to buy nice versions of it all so you end up with cheap versions of everything.
Over time you start replacing things. That first couch gets thrown away, the Walmart pans become something brand name, the cheapest toaster you could find becomes one that has settings other than "still bread" and "charcoal". It takes time, but as long as you work at it you'll slowly improve your quality of life. As you're making that transition don't shop exclusively at Ikea or any other retailer. You don't want to end up with a place that looks like a show room floor.
The first thing you should buy when you move out is a plunger that's designed for toilets.
Being friends with someone "for forever" isn't a good reason to remain friends if you have absolutely nothing in common. Save yourself the headache and remember that most people in your life will come and go. Stop chaining down people just because you're incapable of letting go when it's time to do so.
Surround yourself with quality people versus quantity.
Learn to be independent and do things alone. It can actually be pretty enjoyable.
Your metabolism dies when you hit 30.
Just because your friends are in relationships, getting married, having babies doesn't mean you need to at the same time.
SPF and moisturizer. Seriously. Pale is better than skin cancer or looking like a saddle at 30
MLMs are bad. You will not get rich, you will alienate everyone and you will be a laughing stock.
Not all television and movies are loved by all.
A story and its characters have to appeal to you in order for you to be engaged.
It can take next to nothing for us to lose interest and let the screen go black.
Redditor BarooTangClan wanted to compare notes on all the entertainment we've said "that's enough" to.
"What will make you instantly stop watching a movie or show and why?"
I hate bad acting, writing, storytelling... I hate bad anything.
Stop JumpingFight Scene GIF by Operation FortuneGiphy
"Fight scenes with a million visual cuts. Gives me motion sickness. Contrast the absolutely masterful work in John Wick. long cuts, realistic use of weapons (mostly), 100% skill."
"When the actors whisper the whole movie and you have to crank the volume to hear what's being said - but the soundtrack or some other misc noise starts blaring at a higher volume directly after."
"I basically had to watch Stranger Things up in my attic with the windows and doors closed. I was worried the neighbors would think something was wrong or be annoyed if I watched it downstairs in my single family home. It was ridiculous."
"spice things up"
"Love triangles out of no where in a second or third season to 'spice things up' because studio writers are hacks and their idea of relationship drama is 'potential infidelity' at all times. It's the most tired trope on the go**amn planet and the second I see it rear its head I dip right the hell out."
"The whole concept of a love triangle to begin with an incredibly juvenile. Any healthy functioning adult who found themselves in a love triangle would soon choose to find themselves single."
Save your lips...
"When couples in a movie/show have a fight and one of them instantly goes to a friend and end up kissing her/him after talking for 5 minutes. I cringe so hard i turn it off and never watch it again."
"This pissed me off so much in Manifest. Girl is desperate to get back her ex-fiancé, he finally breaks up with his wife to get back with her and she's like 'nah, it's not fair to your wife, let me do this other dude I just met through a calling and be pissed at you for being jealous.' Michaela was the worst and everyone acted as if she were a saint the entire time."
Talk to MeIn Love Flirt GIF by OriginalsGiphy
"Shows where a single polite conversation could fix everything."
We are going overboard with the witty repartee. Talk normal...
Shut UpScared Home Alone GIF by FreeformGiphy
"Annoying main character, especially if it's a kid."
"Kids who have a quippy, sassy retort to everything, and everyone just kind of crumbles before their wit."
"Shows where kids in high school talk like they are 30 years olds who have done everything, been everywhere, know it all and use a ridiculously flowery and extensive vocabulary in every conversation. Like, have any of these writers ever been to high school? Literally no one talks like that. Even worse is when, in addition to this, all the adults talk normal or are just plain stupid, like so weird parallel universe."
"If the movie is too dark. Not graphic, just literally dark. I lose all sense of intensity in dark scenes and I'm not straining my damn eyes trying to figure out what the hell is going on."
"I've seen about 10 percent of all DC movies recently. I've seen all of the individual films in full, just actually saw 10% of each of them."
"Movies in the late 80s had a lot of dark but you could see the depth because of different shooting techniques. Now you cant see crap because its a CGI fest drowned in black color so you can't see crap because you have no depth in a scene. Compare night scenes in dark alleys in 80's movies and movies now. Utter crap show in the new ones."
Pay Attention Storytellers
"Bad editing would be a big one. A lot of modern horror movies can't help but edit the movies like they're trailers, with added noises to scare the audience because they are afraid the script alone isn't enough to keep people watching."
"I remember this is where the first transformers movie lost me. When the transformers are fighting at the end, it's all a big, jumbled mess of metal and I can barely tell what's going on or who is who."
Dramawill devry soap opera GIF by General HospitalGiphy
"When they go straight to relationship drama right away when it wasn't the selling point of the show."
Do better, Hollywood. It's not that hard.
I fear death.
I wake up in cold sweats dreaming about it.
I think about it in my waking hours.
It's an obsession and clearly, I'm not alone.
But there are more preferred ways to exit.
All we can do is hope to be lucky enough to skip the mercilessly awful.
Please just let me go quick and in my sleep.
RedditorCallMehRiverwanted to hear about all the ways none of us what to leave this life.
"What Do You Think Would Be The Worst Death Imaginable?"
My list of the worst deaths is long. My imagination runs amok.
Trappedseason 6 friends GIFGiphy
"For me? Being trapped in a small tube or cave (like the ones you have to wiggle through) and getting stuck to where you can’t move your arms. And all you can do is wait to die. I’m getting chills just thinking about it."
"The more I hear about cavers that get stuck, the more I think that's a crap way to go."
"There’s a great YouTube channel called Ask a Mortician and this was her #1 worse way to die. I can’t remember the exact details or their names, but two well-known divers went into an underwater cave."
"One of them became entangled and died. Years later, his friend dives back down there to try and retrieve his body, the body itself is rotten and his head comes off and the other guy also becomes tangled and dies. Really sad."
A Long Process
"Believed to be in a coma but coherent through the whole 20 year process until they pull the plug."
"Oh man this just reminded me of a story I read on here about a guy who lost the ability to move and speak but was completely conscious. Had to just lay there and be awake but trapped in a useless body. His family thought he was brain dead or something and he couldn’t communicate to them that he was 'all there.' Crazy"
Slow & Steady
"Being slowly impaled by a growing bamboo. It was a form of torture probably used by the japanese during WW2 against Allied prisoners."
"The scariest part is that once you have symptoms, you 100% will die. A 100% mortality rate has to be a psychological torture in itself."
"Not only that, you feel irrational fear. Your brain is literally being eaten apart by the virus and it fu*ks up everything on it. You can't drink water because it hurts you. You feel dizzy, present a fever, excessively salivate, everything hurts and it only gets worse. I'd rather take a bullet and die when the symptoms are still tolerable."
Why can't we all just go engulfed in calm and quiet?
"Some pulpy sci-fi book I read a while back had one of the best deaths of this real piece of crap bad guy. Left to die in a drowning sea lab under the Antarctic ice, he freezes himself in a state of the art suspended animation pod with some kind cold fusion power source that would keep it running for millions of years."
"But he forgot to inject himself with the drug that would put him to sleep. So basically he is in suspended animation at the bottom of the Antarctic ocean while his mind is perfectly awake and conscious in a near unbreakable machine that won't run out of power for millions of years and nobody knows about it."
"As an RN I have always thought that the worst way to die (natural process) is ALS. Lou Gehrig's Disease."
"My mom and grandmother have Huntington's disease, which is essentially ALS, Alzheimer's, and Dementia combined into one really messed up genetic disease. I have a 50% chance of inheriting it and if I hit 40 and there's still no cure I can't promise I'll feel like continuing on with my life because that disease is absolutely freaking miserable."
"The fact your chromosomes can be so destroyed your body basically lost it's genetic code and with it the ability to make any new cells. It's literally a 'dead man walking' and you slowly rot away in agony. Stuff is so unimaginably f**ked up."
"What's also bad about radiation is that it affects your nerves and brain cells last, so you have everything in place to feel all the pain of the rest of your cells being destroyed."
GooNot Listening Season 2 GIF by The Fresh Prince of Bel-AirGiphy
"I want to believe anything that slowly kills you painfully to be the worst. Such as slowly being crushed or something where the pain is beyond compare and yet not enough to throw you into shock or unconsciousness."
"Alternatively, being rapidly crushed into goo would probably be the least painful. I'm talking one of those massive industrial hammers they use for large steel work. Basically smooshed before the nerve signals make it to the brain."
Now I'll never sleep again without nightmares of death.
If you or someone you know is struggling, you can contact the National Suicide Prevention Lifeline at 1-800-273-TALK (8255).
To find help outside the United States, the International Association for Suicide Prevention has resources available at https://www.iasp.info/resources/Crisis_Centres/
Most Americans think nothing of their humdrum daily activities or amenities available to them.
However, others with a different perspective might romanticize the things that are otherwise commonplace ideas and concepts for US citizens, like going to a diner or riding the school bus.
One Redditor looked to foreigners to hear of their American desires to respond to the following:
"Non-Americans of Reddit: what is an American thing you have always wanted to try?"
The things depicted in film really captivated foreign audiences.
"To visit a diner like in the movies. In the middle of the night, it’s raining and just a few people there with great music from a jukebox."
Iconic Student Transport
"Ride a yellow school bus even if I'm too old. Growing up I always loved seeing them on TV."
Just Like The Ones We Used To Know
"A white Christmas."
"Living in an Australian state where I've never even seen snow in our winter, let alone experiencing that classic Hallmark movie moment of waking up to a street full of it and sitting around a fireplace while opening gifts/preparing a feast."
"Guess it's not strictly American, but the imagery and trope is something I've only really seen from American Films."
They may be ubiquitous for us, but they sure seem to be novel ideas to foreigners.
Let's Be Frank
"One of the hotdogs from those little street cart things."
"A friend of mine from Indonesia said, 'the food chewer in the sink.'"
"Apple Pie made by white-haired grandma, placed near window, who says 'oh dear...' as I levitate towards it."
"Proper tailgating before a ball game, the kind where there's ribs and stuff."
"Deep fried foods at a state fair. I'm from Scotland and we love to deep fry everything and I wanna know if it's just as good or better."
There are places to see!
Places To See
"America’s greatest invention!"
Backpacking In Nature
"I always wanted to hike The Appalachian Trail if that counts. Or see Yellowstone."
"Being able to start a whole new life 'elsewhere' without having to leave my country and going through an arduous immigration process."
My cousin told me she looks forward to visiting a Trader Joe's someday when she visits America for the first time.
Her bucket list option was hardly surprising. My parents used to bring treats from TJs as a novelty souvenir gift item, and my relatives ate it up. Literally.
Let's face it. The snacks at TJs rocks.
Even store locations in New York City would have ridiculously long lines during busy hours because the West-coast-based grocer was a novelty on the East Coast.
Many people work hard from the moment they are on the clock until their respective shifts are over at the end of a long day.
For many of those in the workforce, the wages barely sustain a comfortable living, especially for those who are raising a family.
Yet, there are jobs that are known to pay a higher salary without requiring extreme physical labor, or the requirement of higher education.
Curious to hear what those jobs might be, Redditor ImAMasterBayter asked:
"People Break Down Which Professions Are Completely Overpaid"
Extensive training requirements are not a thing, apparently, with these professions.
Daily Dairy Duty
"I watch milk powder go into a bag and out on a conveyor and get paid $37 an hour."
Eyeing Dirt In Motion
"Mine? I get paid $20.50 a hr to watch dirt go by on a belt all day."
The Handy Man Is Happy To Help
"I am a handy man that charges $50/hr with a 3hr minimum, a couple months ago I got a call for service that consisted of changing 9 smoke detector batteries, 2 light bulbs, and rehanging a picture. I felt bad taking the money but the guy couldn’t have been happier to have that stuff finally done. He asked for my card and is now a very good client."
Words From An Appraiser
"I make about 40 an hour after tax in the US as a real estate appraiser. You just need a college degree and a year of training and there is a huge shortage of appraisers right now."
"Edit because this post blew up: I only perceive this job as being overpaid because I used spent most of my 20's making pizza for minimum wage and imposter syndrome is a thing. Also, OP said he was looking for a possible career, and I felt like my job post was better than a troll post."
"Appraisers are not real estate agents or brokers. I do not buy or sell property."
"I do not, 'look at zillow and copy the number' and I don't just, 'make the number' in valuation. While I agree there are some appraisers who may lie or exaggerate, the same could be said of nearly any job. However, if I were to intentionally try hit some goal and got caught fudging the numbers, I'm looking at permanently losing my license and possible jail time depending on the severity. It's actually pretty common for me to, 'tank a deal' if someone is paying too much. This isn't the wild west of valuation anymore; FIRREA is a thing now. Appraisal reports aren't just 3 pages of photos with a cover page anymore; my typical appraisal is 30-50 pages with long boring typed pages of market data that I type and research myself."
"Let's talk about the appraisal gap. In most of the US, we are experiencing a, 'sellers market' meaning houses are selling for higher than what they normally sell for. A lot of people at this thread are blaming appraisers for driving housing prices up. Let me be perfectly clear about this: appraiser's valuations are based off of past data. That is it; we look at closed sales from the past. Realtors and brokers speculate on future markets, because they are motivated by profit. If anyone is driving this current market trend, it is the people buying properties over listing price, local government/laws willingness to allow foreign investors, the people who are raising rents, and the people who are making big risky developments. The appraisers have little to nothing to do with market perception of value; in my area at least many market participants are paying over 30% of listing price. Trust me when I say these people are not satisfied when my appraised value comes in less than that."
"The hardest part of the job is definitely the occasional angry phone call. Let's look at an example. Say someone lists their house at 100k, and they accept an offer for 150k, or 50% over listing. Well the appraisal is based off of past closed sales. The bank will only finance up to the appraised value. So if the appraisal comes in at 110k, meaning the subject in relation to comparable sales from the past year in the subject neighborhood equate to roughly 110k, they will either need to renegotiate the price, or be willing to put up 40k of their own money."
"In a sellers market, it's often better to accept a deal with better financing than a higher price. Let's say in this situation instead of taking the 150k offer with a mortgage, you take a smaller offer for 140k that is all cash, no financing. Well if there is no financing involved, meaning no bank, than no appraisal is needed."
Landing work in software seems to be like hitting the jackpot of success.
"I’m in software sales, software sales. Coworker got 100k commission on a deal."
"There are an incredible amount of 'analysts' who just 'own' automated excel sheets they received from developer teams."
"Low to mid six figures is common in HCOL areas."
The Successful Client
"I do the tax returns for a guy who paid 20k for demographic research software and made something like 40M over the last 3 years. His costs are almost nothing and admitted he does like 5 hours of work a week on it."
"I got more likes and comments than I thought I would, and wanted to add some more detail. The guy himself is super nice and easy to work with. It's hard not to feel jealous even though I make good money myself. His business and personal returns are super simple so we don't even charge him that much for them."
"The software is something proprietary he paid a third party for, and I don't know the name of that developer. The data output is sold to political campaigns and he's compensated more if the campaign wins. He did have some clients on both sides but now exclusively works on one side of the aisle."
Salaries in the world of academics got a closer inspection.
"University administrators and board members."
A Stark Contrast
"I'm a professor. I love it. But the 'president's office' contains a staff of 5 people with a total payroll of just under $500k/year. Meanwhile, all the PhDs, MFAs, and DMAs who teach all the classes, advise all the students, and serve on all the committees bring home a whopping $50k-$65k/year, dependent on rank, tenure, etc. It's real fun...
"The president of my institution makes a approximately $500k/year and is provided a house on campus alongside reserved parking if he so chooses to use it. He also gets a country club membership. Meanwhile I have to pay $200 to park at the school where I TA and do research, and I get paid maybe 1/20th of what he does. I genuinely do not understand why the f'k the dude who makes six figures doesn't pay for parking, but I do."
"Edit: that should be half a million."
Some of the cushiest jobs that require less time actively toiling away seem to be paying significantly more than the average livable wage offered in the US.
Perhaps the biggest indicator of what that might be was summed up best by Redditor iadasr, who said:
"Whatever you guys are all doing that lets you browse Reddit all day..."