Money management is not a skill everyone has, and when you are actually broke, it can feel like you're constantly playing “bill roulette". Not a good feeling.
The other side however is people who are broke all the time not because they are underpaid, but because they can't seem to get a handle on budgeting. That friend who is constantly upgrading and getting the brand new gadget but needs to borrow money to put gas in the car—this is for you.
A Redditor by the screen name of Disrupter52 wanted to hear what the common signs were that someone couldn't handle their finances. They asked:
“What's a red flag that someone is very bad with their money?"
Well here's your sign because we've got a bundle flags about to go up.
“They are involved in multi-level marketing schemes, and when asked by friends why you need to pay into such schemes, they say ‘well, you need to spend money to make money.’” GiediprimalAwkward Season 2 GIF by The OfficeGiphy
“Constantly borrows money from friends/family but never pays it back. Bonus points if they never give a reason or vague reason for the money - uses manipulation or having their friends' pressure/guilt you into giving them money."
“Also constantly buying expensive stuff or always eating out but is always behind their bills (plus doing the borrowing money thing). Pretty much prioritizing their WANTS over their or others' NEEDS when managing money or paying for things." TheoryAddict
Do you really need a BMW?
“Leasing an expensive car. Bruv, you're just about making enough to cover rent and bills, so why are you driving around in a BMW?” manawasteman
They could have saved themselves so much…
“I had a friend who I used to play Xbox with online. He would frequently not be on for weeks at a time because he'd sold his xbox to pay bills. As soon as he had money again, he'd pay $400 for a new console, then he'd run out of money and pawn it for $50-100. This happened probably 5 or 6 times a year.” irreverant_usernam3
Good food for thought.
“Asking what to buy. If you don't have anything you'd want to buy already in mind, just save the money for later instead of buying things you didn't think you needed, because you most likely don't need them” SnakeR515
“Any time you find yourself asking somebody this question, you already have your answer -- pay down some of your debt. The best way to increase your means is to live below them. Good luck!”FaceDownInTheCake
Did it all for the likes…
“They flex their sh*t on instagram/ tiktok. Why be fiscally responsible when you can spend 10k on Yeezys?" Elitus-Meatus
“I had a friend who was always complaining he was broke. His car was broken said he couldn't afford to fix the 600 dollar repair bill and was going to lose his job because he couldn't get to work. 3 days later posted on Facebook how he just got the brand new xbox (it had just come out that week). I asked if he got his car fixed and he blocked me." streetmitchSeason 2 Tom GIF by Parks and RecreationGiphy
A loan for PizzaHut?
“The combination of needing to borrow money but choosing to buy expensive things is a dead giveaway. I had a housemate at uni who once asked me if she could borrow £20 because she had no money for food until she got paid in a week.”
“At that time/area £20 would easily feed onr person for a week, and you wouldn't even have to be stingy... an hour later the delivery guy knocks on the door. She's ordered a £20 Pizza Hut meal deal. Eventually she paid me back but I never lent her money again.” MerylSquirrel
Strangest Things Seen In A Contract's Terms And Conditions | George Takei’s Oh Myyy
Couldn’t keep the lights on…
“I used to work for a utility company. We would shut people's electric off and then they'd come into the office to pay with cash to get turned back on.”
“Half of them I could tell weren't good with money because they'd have their nails done, hair dyed, coach purse and wallet, crying because ‘I only have $30 to my name. I can't pay $300 to get my electricity back on. What can you do for me?’” Mermaids_tatertots
A laundry list…
“I'll give you a subtle one: when someone has no retirement plan, and they are older. Like, past 50, and their plan is just 'I can always work more to get more money.' When people don't acknowledge the reality of sickness, emergencies outside their control (COVID-19, for instance), and infirm due to old age."
“Also, hidden addictions are usually lurking if someone seems to be making buckets of money, and has little to no savings, rents long term, etc."
“Alsoooooo there are .... Parasitic..... Types who have a pattern of seeking out more financially secure people. If they have a dating history of that, it's a big red flag."
"When people embellish their past to seem like they are ultra-successful ultra-ambitious renaissance people. Like, at age ____ started this business where I was a pilot, within ___ years it was so successful me and my partner sold it and now it's the biggest business in <city>."
"Then, after that, I got into upscale finish carpentry and made all this money working for this wealthy person and this wealthy person and I made so much... Then, I pivoted to real estate, and made all this money......."
"That's a big red flag. They'll usually have a few sob stories sprinkled in, like a spouse that took them to the cleaners.... Then a death or weather catastrophe or embezzling business partner... To explain why they're still just working-class despite all this success and ambition. Big. Red. Flags." WoodyAllenDershodick
“That friend of mine is me. Don't be me."
“A friend of mine did this with credit cards. Didn't understand the meaning of "Don't spend more than you have." and thought that meant "Don't spend more than the limit." He figured it out after he under a $20,000 mountain of credit card debt. That friend of mine is me. Don't be me.” Bangersandmash13
If you're finding some of these red flags apply to you there are free apps and budgeting info online. It's hard to save if you're struggling however, sometimes-like the instances above-some education really is all that's needed.
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In order to live a happy, healthy life, it's important to look to the future and leave your past behind you.
Even so, very few people don't find themselves laying awake in bed at night, or ferociously chopping vegetables in their kitchen feeling resentful, or holding a grudge from something in their past.
Losing a lead role in a school play, not making varsity, being excluded from a birthday party everyone else was invited to.
No matter how long ago it was, it's still hard to shake off the feeling of disappointment and anger you felt at the time.
For some, the bitterness is. like a pot of tea, and only grows stronger the longer it steeps.
Redditor xefarar565 was curious to hear the things people still can't quite get over, leading them to ask:
"What are you STILL salty about?
When The Teacher Was Wrong
"In a 5th grade science test the question was, 'are there any stars in the solar system'."
"I answered, 'yes'.
"Teacher marked it wrong."
"I went up afterwards and said, 'What about the Sun?'"
"He said, he meant that all the other stars are not in our solar system and kept it marked wrong."
"Although I am harboring this for 50 years now, he was all-around one of the best teachers I ever had and just passed away a week or so ago."
"But damn, that should have been marked 'right'."- tres_chill
"On a fourth grade math test we had to make a shape that had only four sides, one set of parallel lines, and only ONE right angle."
"There were probably more requirements but I cant remember."
"I remember almost crying at my desk and spending 20 minutes on that one question while constantly telling my teacher that it wasn't possible but according to her it was."
"And the next day we went over the answer key, and the answer had two right angles."- Gloomy_CowPlant·
"In fourth grade English class (EU) I've used the word 'gross' in a random sentence we had to write."
"The teacher argued that it isn't a real word, I said that it is, that I saw it a few times in video games and movies and she said that they aren't a reliable source."
"I said to her that I'm gonna show it in the dictionary, but she instead grabbed me by the arm and took me out of the classroom and locked the door."
"To this day I am still fuming about this."
"And then she had the nerve to be all chummy when I met her once in a supermarket."
"In both cases it was meant like 'disgusting' and I know there are even more meanings behind the word."
"I wonder if she knows by now."- kuroishi_xSeason 8 Teacher GIF by FriendsGiphy
"When I was in high school someone tagged up the school."
"They announced there would be a reward for anyone who rats anyone out."
"I get called in the office and find out I’m suspended for vandalization."
"I didn’t do it and had no idea who."
"4 days later I’m allowed to come back to school because they found who actually did it."
"I just got an apology."- Imlouwhoareyou
When Nobody Believes You
"Me and some others in primary school were saying the biggest numbers we knew of."
"Everybody was saying like 100 thousand and a million and then I'm like 'a trillion'."
"And they refused to believe it was a real number."- Jhyanisawesome
When Parents Don't Believe You
"When I was in high school, I was occasionally allowed to drive my family's third car."
"It had a slow leak in one of the tires, so we were all supposed to check the pressure and put air in it if we needed to."
"I picked up a friend to go to a movie, and when we came out one tire was completely flat."
"It wasn't the one with the leak, so I put the spare on and drove home."scolding in trouble GIF by Archie ComicsGiphy
"I got absolute hell from my parents about it."
"How irresponsible I was to not check it, I'd have to pay for the repair, why didn't I call roadside assistance, etc."
"Took it to get fixed, repeat the whole lecture as we're dropping it off, and the tech who did it called my mom and told her he'd found a nail in the tire and there was no way I could have seen it coming."
"She refused to apologize and I still had to pay for it."- EradiKate
Huge Fee For A Crappy Job
"Being charged $1000 for a battery an alternator change."
"They also destroyed my starter motor in the process and rounded a bunch of my bolts."
"They left tools in the engine bay."
"I don't even have that car anymore and I'm still salty."
"F*ck you Midas!"- funkyjiveturkey
Undervalued At Work
"3 months ago I went on maternity leave."
"The woman hired to cover for me was being paid 3 dollars more than I'm currently paid."
"She was going to be kept on as a full time accounting assistant after I returned, but she couldn't keep up with my daily tasks and completely fucked up several databases that I had to correct when I returned to work the following month."
"When I asked for a raise, they offered me .50 after telling me how crucial I am to the structure of the company."
"Needless to say, I'm looking for a new job."- chumbokoshSeason 3 Nbc GIF by The OfficeGiphy
It sometimes feels like it's impossible to get a bitter taste out of our mouth.
That's when we remember how in every recipe, you'll likely need a little bitterness to offset the sweet, salty and sour.
So, rather than stew in our anger and resentment, maybe take a minute to really think about how we somehow grew from these otherwise awful situations.
Try as I might, I just can't get into the Kardashians. I think most of us are tired of them, actually.
But their fanbase is massive and they are pretty much the American version of the royal family. They wouldn't have attained that status without a legion of loyal fans who eat up everything they do, contributing to a massive collective social media following.
But fans of the Kardashians are just the most high-profile fanbase you might know about.
There are others you might not be so keenly aware of.
People told us all about them after Redditor dominique4thewin asked the online community:
"What’s the stupidest thing that has a large fan base?"
"Convince one depressed powerful person..."
"Scientology. Convince one depressed powerful person that you have something to offer them, get them to spill some dark stuff about themselves and other powerful people, leverage that into convincing another powerful person you have something to offer them, repeat."
Their buildings are enormous. Their offices in New York in California are as imposing as you think but the number of Scientologists is on the decline.
"I find it a bit weird..."
"I find it a bit weird that politicians seem to have fans rather than supporters."
Usually it's not about the person but the ideas they hold (or say they hold).
"The Kardashians. Many celebrities in general. They shouldn't be worshipped like they are."
Celebrities need us more than we need them.
"Influencers. I feel like small time niche group influencers aren’t a problem. They’re great for backpacking, as an example, where they test out the gear and give the pros/cons. It’s when they start to sell their endorsements to the highest bidder."
Don't get me started.
Sell, sell, sell. That's what they do.
"Flat earth. How many are actual believers vs people just 'joking' though? I have only met one actual flat earther in my life."
Oh, there are a lot. And there are entire documentaries about them.
"The fan in my bedroom. The base is ridiculously big for the size of the fan and it takes up too much room and I trip on it almost every morning getting ready in the dark."
I see what you did there.
Mine has a smaller base and yet I still manage to trip over it.
"Moms exploiting their children for money and popularity."
The number of parents who have monetized their own children for social media is too damn high.
90 Day Fiance
"The 90 Day Fiancé Universe (which is a thing thanks to their billion spinoffs)."
Technically we're all living in the 90 Day Fiance universe.
"YouTube reaction videos. They're awful."
I just don’t see appeal to reaction videos. It is always fake super over the top reactions.
"I'm not talking about..."
"ASMR - I'm not talking about rain sounds or even a softly spoken story being told or something. What I'm referring to is a moderately attractive Japanese woman slurping down a bowl full of jelly an inch away from a microphone. Yuck!"
It takes all kinds I guess. Not sure how any of that is remotely appealing.
One thing is for sure: After reading all of these, you're bound to see that there is something out there for everyone.
Have observations of your own? Tell us more in the comments below!
Life is moving so fast.
Everytime we get used to something it seems like it evolves and we have to learn more.
I miss CD's. Spotify confuses me.
AOL chat rooms were simple. What the H*LL is Discourse? Or Discontent?
I miss TV just being on channels in the box.
There are so many apps I have cold sweats.
And I can just tap my credit card and pay for things?
It's too much.
But all the things I learned will soon be gone.
Like the OG Toys 'R Us.
Time to say farewell...
Redditor Substantial-Young-85 asked:
"What will die with millennials?"
Remember when cars were driven by people?
That's going the way of the horse and buggy.
"I once tried to explain the my niece that phones used to be wired to walls. She's ten (she was six at the time) cell phones are all she's ever known. Among the reasons she guessed as to why they were 'tied' to walls: To stop people from stealing them."
N_WhoPhone Call Dancing GIF by Crissy ConnerGiphy
"Memory of life without internet."
"When I was a kid, we didn't have the internet."
"I remember asking our son one time if he knew how much tablet time I git when I was a kid (he was complaining that he was t getting enough). He guessed 2 hours. I told him 0, because the internet, let alone tablets, weren't really a thing yet. He looks confused and mystified."
Looked it Up?
"Remembering someone’s phone number."
"Still have my 3 best friends numbers memorized, when I haven't needed to use that info for 15+ years, as well as most of my family. Intentionally memorized my boyfriend's in case there's an emergency and I don't have my phone."
"I know my parents' home number and a few friends from high school's telephone numbers. I do not know my wife's telephone number and when I do need it I always look it up on my phone."
"Dubbing cassettes and burning your own mix on CD."
"Ahhhh, waiting by the radio for an hour for them to play your favorite song. You push record at just the right moment. Song plays! Only for the DJ to talk over the last 30 seconds. Sigh. Memories."
"Or somewhere yells into the basement or your room. Followed by “I AM TRYING TO RECORD A TAPE!"
"3.5 inch floppy discs."
"I have a sealed 5 pack box of those in my room, wonder how much they are worth nowadays."
Floppy what? Even I barely remember those. LOL.
"Watching 'whatever was on.' Everything is always on now, you don’t stumble into an interesting (or awful) show because it’s the only thing mildly interesting on TV."
ChefJeff7777777television fashion GIF by DenyseGiphy
"that's not right surely"
"A coworker and I were talking a while ago and we started thinking/ talking about how the general population (not the ones going to school for it or people truly interested) most younger and older people don't understand a lot about computers. If it's not app, most people aren't really sure how to get to it on a computer."
"I thought, 'that's not right surely' but when trying to get a younger coworker (different dept) to add a printer he literally asked me "wheres the app I can't find it to add the printer" and I just like stared into the middle distance for a sec before just doing it for him. It was like navigating a computer wasn't something he'd done in his life."
"And he's only like 4 years younger than me. He's glued to a cell phone too so I was like yeah ok this guy should know. Nope. This is only one example though. However, when I really stop and think about it, the window from late 80s-00s were really the testing phase for home computers and most to all websites. So navigating them, learning basic code (OG, Myspace people)."
"And just figuring out computer language (not code just the terms) for normal people... really ended when cell phones became more popular. But it feels weird to have to explain stuff to someone younger than me while simultaneously doing the same thing when they are older. It's kinda frustrating tbh but mostly just mind boggling."
"Playing multi-player video games with split screens in one room."
"Eeehh split screens will probably be a thing forever I mean if Nintendo is still strong and going in the 2080s then we will still have Mario Party."
"We used to do LAN parties. You could hook up to 4 Xboxes to each other any play a couple of people on each one. It was great. Cords running everywhere, but 4 Xboxes running at once mad for some fun times. You'd constantly be yelling back and forth between rooms and mom would lose it."
"Knowledge of pre-digital life. An appreciation for sending and receiving letters in the mail. As Arcade Fire put it, we used to wait. Memory of the USA pre 9/11. Using maps and Thomas Guides for road trips. Guys, I’m so old I remember the first time my dad used MapQuest to print out directions for a cross country trip, and how novel it seemed at the time."
"Apparently using a Haynes or a Chilton’s manual to work on your car. I hate using YouTube videos for car maintenance, but it looks like that’s all I have left."
RandomGovtEmployeeconfused season 2 GIF by Blunt TalkGiphy
I'm feeling a bit nostalgic. Oh the memories...
What do we writers always say?
The truth is far stranger than fiction.
When we watch a movie there is constantly a scene where people are like... "THAT could never happen!"
Well it could and it has.
And there is more truths and facts throughout life just like fiction.
There is so much more to learn beyond science classes in school.
Wikipedia has educated us all.
Truth is truth.
So let's hear some facts that'll surprise us.
It's been so long.
Redditor Aden_Elvis77 asked:
"What is something that most people won’t believe, but is actually true?"
I am not a "knowing extra facts person," so I'm here to be schooled.
"Think of an apple as the Earth. Human beings have never dug past the skin layer."
"Think PF balloon filled with water. Just imagine the water is molten lava."
ffsudjatSilence Of The Lambs Skin GIF by Death Wish CoffeeGiphy
"Humpback whales will turn on their back and let seals jump on their stomachs to save them from orcas because they freaking hate orcas."
"Edit: Just because this got attention, here are some fun sources..."
Age is only a #
"The guy who played the villain in Karate kid 3 (Terry Silver , Thomas Ian Griffith) is actually 7 months younger than Ralph Macchio, (Daniel LaRusso). It’s weird because the karate kid was still supposed to be under 18 and the villain was supposed to have fought in Vietnam."
"Hollywood age is really weird. Sean Connery was only 12 years older than Harrison Ford, but played his noticeably older father in Indiana Jones."
"He's in the latest couple of seasons of Cobra Kai and I would not have guessed that. Good fact!"
"The average blood pressure of a giraffe is around 300/190. They need to have a high BP to get the blood all the way up the neck to profuse the brain with oxygen. I am thoroughly impressed by their cardiovascular system."
"They also have a specific mechanism to not let their brain explode from too much blood pressure when they lower their head to drink. Truly fascinating creatures."
"Komodo dragons usually reproduce sexually, but females in captivity have been known to reproduce by parthenogenesis, without the need for sperm."
Dusty_Rollerdragon spinner GIFGiphy
I really have no interest in anyone or anything's sex life but mine.
Read the label...
"There would be a lot more ancient Egyptian mummies if we didn’t grind most of them up to paint with or… eat."
"Victorians be whack. Mummy brown was a very popular paint pigment for the time, creating a rich brown color that couldn’t easily be replicated, and eating bits of mummies (mixed into other things mind you, it was considered a medicine and not a food) was thought to possibly cure diseases. Probably had 0 scientific backing behind it even back in the day but trendy rich people are trendy rich people no matter the era."
MadameCatDance Dancing GIF by Scooby-DooGiphy
"Anne Frank, Martin Luther King, and Barbara Walters were all born in the same year."
"C.S. Lewis and Aldous Huxley died on the same day, but it didn't really make the news because the day was 11/22/1963 and it was also the day JFK was shot."
"It's wild that Anne Frank or MLK might still be alive today if they hadn't been killed by oppressive right-wing regimes. Makes you wonder what we're missing out on."
"Almonds are from the peach family."
"Cashews, pistachios, and mangos are related to poison ivy. If you are extremely sensitive to poison ivy you may also react to the others. Mango skin can cause the ‘mango mouth’ rash and cashews for example can give you a terribly itchy bu**hole."
"If done right, marzipan (made from almonds) and persipan (made from peach seeds) almost taste the same."
Over the Water
"The shortest commercial flight in the world lasted 57 seconds. It was a Loganair flight between two Scottish islands, Westray and Papa Westray. It was recorded the shortest commercial flight, with the distance of 1.7 miles."
"It’s actually quite necessary. There are too few people living there to build bridges, and the seas are too rough for ferries, so the only real option is to use planes. As for the planes themselves, the ones operating the flight are tiny DHC-6 Twin Otters, which don’t use that much fuel relative to larger airliners."
Pieces of Rain
"Humans can smell some components of the smell of rain (the geosmin part of petrichor, specifically) far better than sharks can small blood in water. We are very very sensitive to it."
"Edit: thank you all for enjoying this fact I really like reading all your replies and I’m learning even more about this. Now go own people in trivia! Science is awesome! Thank you for the premium/gold whoever did that!"
Well that was entertaining. I knew I loved rain.