In a world where things are just WAY too expensive, every penny saved makes a difference. But how do you save anything when there are fees on fees on fees for seemingly everything? Loopholes, dear readers. Loopholes.
Reddit user Mackedeli asked:
What's a clever way you have avoided paying for something?
Bust out your notepads, folks. These reddit users are about to school you in the grand art of being a cheapskate - in the most clever possible ways.
A Year At The Movies
Parking permits for my university were ridiculously expensive since it was in a downtown area. I'm talking like $700 a year minimum. I only had class three days a week so it didn't make sense to pay for a semester long permit.
Right next to the university is a movie theater with it's own parking structure, parking is validated with the purchase of a movie ticket. This particular movie theater has a deal for university students on weekdays, $3 movie tickets if you show your student ID.
So instead of parking at the university lots, I would park in the theater lots, buy a $3 ticket and then just go to class. I'd get my parking ticket validated and go home. I'd estimate I spent about $250 each year doing this. After a while, I signed up for some sort of point system the theater offered that got me an insane amount of perks since as far as they knew, I was watching three movies a week at their establishment.
Essentially I saved $450 a year and got multiple free movie tickets and merch out of it.
Cancellation Fees
If you try to cancel an appointment during the time in which there's a cancellation fee, ask if you can re-schedule for a later date to avoid the fee. Then once they give you the new appointment date outside of the cancellation fee required period, then ask to cancel said new appointment. Boom roasted.
Book Fair Brilliance
Giphy
8th grade school book fair with a buy one get one free sale. I had $20 and wanted four books. Two books cost $11 each, the other two cost $8 each. With these sales they ALWAYS make the two cheaper items free so I would've ended up spending $22 which I knew I couldn't afford. So, I took the two $11 books up and paid for them so one of them was free. Then, I pretended to "discover" the two $8 books I also wanted and paid for those. I ended up with enough left over to buy myself a cool eraser on top of it all.
The Lost Ticket
When my son was about to be born, we had to stay a while at the hospital and the parking time bill racked up really quickly. Been there for 4 to 5 days so that was about 15-20$ per day ... But you only had to pay a 20$ fine to get out if you lost your ticket.
Lets say I played the "I lost my parking ticket I'm so sorry" game.
Salary
I pay my wife a salary from my company to avoid the tax on the earnings, and the higher rate of tax that I would have to pay if the money went to me
It's legal.
Contests
Entering competitions and contests used to be like a serious hobby and little income stream of mine.
Didn't pay to see a film at the cinema in years and went regularly. The phone I'm writing this on? Won it. Trip to Sydney? Thanks MTV. Concerts, DVDs, CDs, magazine subscriptions, books - heaps of random things all for free. Even won an axe once!
- Maccas75
The Internet Provider
I've been with my internet provider for like 15 years, and I have no intention of switching. But now and then their competitor in town knocks on my door and offers me a really good deal if I switch, so I call my ISP and pretend like I'm going to cancel my service and switch. They start throwing all kinds of discounts and upgrades at me, like a bald fat loser begging his GF not to leave. By the end of the call, I'm paying half price for better service.
I don't really feel bad about this scam, though. We're paying $160 a month for service Europeans get for $20. Paying $80 a month for a six-month deal is still a rip off. But oligopoly and all that.
- Thudly
Visa Gift Card Trials
Sometimes I use those visa gift cards, I use up the money and then use the empty card for any free trial you have to use a credit card for. It lasts until payment is due and then it just cancels the account.
- LilEgg0
Chuck E. Cheese
Giphy
When my kids were young Chuck E. Cheese had a club you could join that offered coupons. The bonus coupon to sign up gave heavy discounts on tokens. It made it affordable to go on a regular basis. Just needed to keep signing up for new memberships. I would make a new throwaway email every week.
No Membership
Buying gift cards at Costco does not require a membership
Using gift cards at Costco allows you to shop there without a membership, even if your gift card is only for 5 $
Step 1: Buy a bunch of gift cards without membership for $5 each
Step 2: Shop at Costco without membership, but with at least 1 gift card
Step 3: Profit
- SEI_Dan
Airplane Snack Hack
You can use a cancelled credit card on airplanes for snacks. As long as the expiration date isn't passed. So say you cancel a card and report it stolen or whatever. Credit Card sends you a new card number. The old one wont work anymore.
However, on a plane, they cannot connect to check if a card is good. It automatically approves in their system. So you use the cancelled one. They give you food and shit. Then after you land and get off, they run the cards and it gets declined. Not worth it to them to go after you. Free food in flight.
JC Penny - Doin' It Right
When you sign up for JCP rewards they will occasionally send you a $10 off $25 or more coupon. Can be used multiple times until it expires. I have used the same coupon once 7x in one day to get my stuff over 50% off. When you add it to whatever sales they have when the coupon is active, you can save a lot of money.
Kid's Cup
Places with Free refills, ask for the smallest cup possible, get a kid's cup of you have to. I'd rather save $2-3 and get up a couple times then spend the price for a Large cup.
- reefgod
Wait It Out
Giphy
When my wife and I were looking to buy our first home and wanted to look into mortgages, my wife had a car-repo on her credit (from years earlier) that needed to be settled up on, so we went to the bank where the loan was originally from and sat down with an associate to see what we could do.
She pulled up the info, said what the outstanding balance was (something like $4,000) and that we could either set up a payment plan or....(as she looked around to make sure nobody could hear her and leaned toward us)....if we could wait 2-3 more months, it would come off her credit history automatically since enough time passed.
We stood up, shook her hand and thanked her, and went on our merry way.
Failure To Swipe
This isn't my story, but my friend told me this just a few hours ago.
He goes to a really high end university, and they're cafeteria food is super expensive, but the restaurants around are just as expensive. They just use refillable meal cards, and he has a few meals on there, but the magnetic strip on his card doesn't work, and the cashiers that work there are so miserable and careless that they never check it, they just swipe it and send him away. They don't even pay attention to their computer or anything, so he eats for free constantly. Only a few times has one of he cashiers typed in the numbers after trying and failing to swipe.
Completely Non-Enforceable
Private car park company fine.
Turns out, unless it says "civil enforcement" on it, its completely non enforceable by standard law. What you receive is technically an invoice.
You'll get debt letters threatening to make the smallest contribution, and unless you're a repeat offender, very little chance you'll ever see court.
- tifauk
Soup and Sandwich
When I was in hospital after having my son I'd choose one of everything from the menu and then I'd eat the soup and the sandwich and my husband would eat the main meal . He never had to go to the canteen and buy food and I only wanted the soup and sandwich.
Guerrilla Gardening
Instead of buying succulent plants, my friends and I have about twenty varieties of succulents between us that we propagate and give away. We propagated the parent plants from leaves we found on the ground at garden and hardware stores, and from healthy plants growing outside. We all already had containers and soil, too, so the only money spent on the now one hundred succulents produced from the original twenty is money spent on the water bill.
Wi-Fi Cell Phone
I don't pay for cell phone service. I downloaded an app that gives you a phone number. The catch is you have to have wifi so sometimes it can be a little bit of a problem but many places have free wifi these days so I can usually find a Starbucks or a store near by if I'm not at home.
The Hard Drive Hunch
I had an external hard drive stop working/loading, not sure what happened to it, but my whole life was on that drive. I took it to one of those places that can recover your data. They took my drive and said they would call me after testing to see whether they could recover the data on the drive or not. They called me back the next day and said it was an issue with the loading software and it was possible to get my files but I would have to pay $500.
In my mind I was thinking, "Well if they were able to see my files then they must have had to fix the loading software to see them?"
So I just said "Nah that's too much, I will come pick up my drive." and of course the drive worked perfectly when I got home and I paid nothing. To be honest I would've just paid them to fix it if it was reasonable (I used to do photo recovery when I worked in a photo lab and we charged $50 so I was expecting something in the range of $50-100), but $500 for that is just extortion in my opinion. If my hunch was wrong I was just going to take it to another place anyways.
The Donut Vice
Giphy
Unlimited free donuts from krispe kreme.
I literally just signed up on the app 1000 times with fake accounts. They don't even require email confirmation.
For each account I make, I get 12+ donuts. One for joining, one for my birthday (which is always conveniently on the day I sign up), 7 for reccomending 'friends' to join the app (Spoiler alert, I used more fake accounts, I don't have friends lol) and 3 more for my 3 precious children, Burp, Vorlock and Stalin.
I don't even eat most of the donuts. I just like getting free stuff. It's actually become a really bad vice I need help lol.
- Apps2000
Oasis in the desert? No thank you.
"Dubai."
"Why and whats special about it?"
"Its a modern city in a desert."- Maximum_Calendar_791.
"Dubai."
"A fake city with fake people, no human rights, where the world's tallest buildings hide corruption and slavery in their shadows."
"It's like someone decided to take every problem of mankind and concentrate it in one spot."- PayNoNoticeOfMe.
"Dubai one i think it is ugly two I would die in two minutes of me being there I can't stand anything above 40 c°."- BookWormPerson.
One of the seven wonders is one too many for me.
"The pyramids. "
"Too many horror stories of Egypt."- Aemiom.
Landlocked.
"Not really a destination, but taking a cruise."- Shortbus_Playboy.
cruise ship vacation GIF by Hallmark ChannelGiphyMountains aren't really my thing.
"Everest."
"Just why."
"You use a bunch of money to get in there them come down."
"And trash your whole way there. It's literally a corner in the Earth insufferable for humans and we still made a way to go there to trash it."- ACLullaby.
It's in my own backyard... but still not interested.
"I have lived about 15km away from the Burj Khalifa ever since it was made."
"I could not care any less besides the occasional pointing out the 'shiny tall building' to my nieces.- legolosss.
The pictures are enough for me.
"Mount Rushmore."
"Friends who've made the journey to Mount Rushmore mostly say it was no big deal and not worth the effort or expense to travel there."- Back2Bach.
States Selfie GIF by Ethan BarnowskyGiphyHustle and Bustle? No thanks.
"Anything busy.'
"Whether it's cities, structures, I don't care."
"I'd rather go to a boring empty quiet place than a place full of people."- TheSmeep.
They're watching us.
"That creepy a** place in Japan with all the realistic dolls."
"No thank you."
dolly dearest horror GIF by absurdnoiseGiphySome dream of paying a visit to these places.
Others hope they never have to set foot there, and will choose to leave it to the other millions of tourists.
To each, their own.
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And while a candidate is fit to lead remains to be seen, we rely on our instinct to choose someone with whom we can relate.
But sometimes, our options are limited and we inevitably go with someone who is the lesser of two evils.
Curious to hear from strangers online about a hypothetical, Redditor Cashmeresquid2309 asked:
"Americans of Reddit, would you vote for an openly Atheist presidential candidate? Why or why not?"
Redditors were quick to point out the answer was a no-brainer.
We Already Know The Answer
"Asking Reddit if they'd vote for an atheist..."
"I feel like the answer would be obvious."
– sarahmagoo
Sci-Fi Analogy
"Americans of Reddit, would you vote for a Star Wars fan who heckin loves doggos?"
– WitnessChemical
For The Atheists In The Crowd
"Atheists of atheistville, would you vote for an open atheist?"
– nixcamic
Others weighed in with a range of opinions.
About 45
"What's funny is how many of them would probably say no, even though they voted for Trump and would do so again. Say whatever else you want about him, but I seriously can't understand how anyone could genuinely believe Trump is a Christian. He's so obviously faking it and is undoubtedly the most atheistic president we've ever had or are likely to have for a long time."
"This is a guy who's never even so much as read the Bible or attended church, who told a conservative radio host his favorite Bible verse was 'an eye for an eye', who told evangelical interviewers that he's never asked God for forgiveness because he's never done anything wrong, and who routinely commits all 7 deadly sins (pride, greed, wrath, envy, lust, gluttony and sloth) without remorse."
– empfindsamkeit
From A Different Perspective
"Not an american but interestingly according to this survey on 1006 people from 2007, being atheist was the worst thing you could be as a candidate (of the things asked) with only 45 % of people saying they'd vote for one."
– ilovecatfish
An atheist candidate isn't necessarily a big strike.
Double Negative
"I wouldn’t not vote for someone just because they were atheist."
– HabitualEnthusiast
Credibility First
"This is it. If they’re running on platforms I support with a history to back up those campaign promises, I don’t care if they belong to the church of the flying spaghetti monster. They could literally be a member of the satanic temple and I, an actual practicing Christian, would give less shi*s than a constipated sloth."
"Edit: yes, I realize the Satanic Temple does not actually worship satan. I used it for that purpose. The Church of Satan has some…problematic views and I probably would not vote for someone who literally holds a platform of eugenics."
– Phoenix_of_Asclepius
Some view the role of religion in politics as important.
It Depends
"Religion can be relevant: I would have strong reservations about voting for a Scientologist, even if I agreed with the policies they proposed. I would have strong reservations voting for a member of an apocalyptic cult or, possibly worse, a follower of the (highly heretical) 'prosperity gospel,' which unfortunately includes more and more so-called 'evangelicals' — I didn't vote for George W. Bush, but it's not because he was an evangelical."
"It depends on the role: I'd probably be more flexible with a legislator than an executive (mayor, governor, president), as their character is IMO more important than for a legislator and their policy stances somewhat less important relative to a legislator."
"Satanic temple — well, that's just an organized group of atheists and humanists with an intentionally inflammatory choice of name. They're generally fine people."
– alyssasaccount
A Bad Rap
"The Satanic Temple is an excellent organization that every decent person should be able to respect. A Church of Satan member, not so much."
"There's a huge difference between them!"
– StarsEatArtBooks
And Redditor boganvegan said it best.
"Better an open atheist than a fake Christian."
It all boils down to trustworthiness. Without full transparency, how could anyone put their faith in a candidate who spews nothing but lies?
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I'm always freaked out when I'm home alone. Lights on. Yeah, my electric bill is high.
Dorothy?
Wind Conan Obrien GIF by Team CocoGiphy"I dreamed the front door blew open at the exact time the house alarm went off... I hopped up and sure enough, the front door was open. No intruder."
fatowl
I See You
"Not home alone but only one in right side of the house. Went to my mom's bathroom to wash my hands and saw a pair of feet behind the half open door. Laughed and said 'very funny Ma, I see you.' then finished up and left. Bumped into my mother in the kitchen unpacking, nobody else was in the house. I'm glad whatever was behind the door didn't peek out."
SatanWithFur
“It’s Doug!”
"One night I had forgotten to lock my apartment door and woke up in the middle of the night. My bedroom door was about 2 feet from my front door, as you walked into the apartment. First a big dog ran by, then a person. Holy crap I was so scared and I screeched 'Who is it?!?!!'"
"A man said 'It’s Doug!' As I was thinking to myself, who the f**k is Doug, he said 'oh, crap.' He turned around to go back out the front door saying 'Sorry.' I asked 'Didn’t you have a dog with you?' He said 'Oh, yeah. Hey, c’mon!.' He left, his dog ran out after him and I locked my front door."
"Edit: glad you all thought this was funny, because I did too, once my heart quit trying to beat right out of my chest! The next day the girls at work thought I was crazy for not being upset, but eh, done is done. Peace!"
scarletohairy
Confused...
"My sister and I were home alone and we heard someone big running up the stairs. The stairs make lots of noise with slight pressure so when there’s someone big on them you can tell. I went out of my room to check but saw no one anywhere and my sister also came out of her room and she asked if that was me I said no and we both looked around to see if there was anyone but found no one in the whole house. We were confused and called our parents and just waited until they got back and that was that."
JtSudbury04
I See You
Staring I See You GIF by QuikTripGiphy"I very clearly saw a guy walk into my room. But when I went after him there was nobody there. I checked in the closet, under my bed, everywhere one could hide in my room."
HighlyOffensive10
This is why home video surveillance is key.
"NO"
Season 5 No GIF by The OfficeGiphy"My parents were on a road trip, just left, and I sat down at my desk. I thought 'Weekend alone by myself' and a voice yelled into my right ear 'NO' so loud it hurt."
Th4ab
Wild
"I managed to lock myself out of my house on my birthday during a tornado while trying to bring my cats to the basement for safety. I later found out that the tornado was approximately a couple miles or less from me at that exact time. The sky was green and it got weirdly calm and then I could hear what sounded like a train coming before I found an unlocked window to climb through. Wild times."
SilverGnarwhal
Saturday morning in the 80s...
"I wasn't home alone but I was awake by myself one Saturday morning in the 80s when I was around 7 or so. I believe my mom was the only one home because my dad went to the lake to go fishing that weekend, and I'm not sure where my older brothers were, maybe they went with him, idk."
"Anyways, my mom's sleeping in, and I'm in the living room by myself, watching Saturday morning cartoons and making a fort out of sheets and cushions. Something made me turn around and I saw my dad in his pajamas standing in the hallway entrance with his hands on his hips, looking the mess I was making and shaking his head."
"He then turned around and walked into my room, which was just off the hallway entrance. Dude. I didn't even look, I just booked it to my parents room and woke my mom up. I don't remember what happened after that, this was around 35 years ago. And yes, my dad was fine, nothing had happened to him."
smriversong
Get the Bat...
"I was at home by myself on a call with some friends when all of a sudden my dog begins to bark like crazy, which was odd since it was the middle of the night and he's usually sleep. I go downstairs to check on him and find him barking at our hall closet, terrified I grabbed my bat that I keep in my room just in case and open the door. There was nothing out of usual at first at then I look down and notice a familiar looking object at the bottom of the closet."
"It was my mom's necklace she had lost when I was 9, (i'm 15 now just to put in perspective how long it's been). I showed it to my mom at breakfast and she was just as shocked as I was. I still have no clue how it got there or how my dog knew it was in there, definitely one of the oddest occurrences of my life."
SomeRandomIdiot14
Meow
Happy Cat GIF by ChubbiverseGiphy"Many years ago, I was 14 or so, my first night alone in the house when my parents were out. Lying on the living room floor reading, my cat sleeping next to me."
"Suddenly, cat wakes up, stares intently into the dark corner of the room behind me, hair on end, growls and then bolts out of the room and upstairs. I look behind me and see nothing, but follow cat upstairs and hide under the covers. Freaked me out."
LairdofWingHaven
Thank God for alarms. I hate being home alone.
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The body freaks me out. But it's all I've got. So teach me some things.
Minutes...
death GIFGiphy"The fastest killing virus takes around 4 days to kill you. That would be Ebola. Your immune system can kill you in 15 minutes."
will477
'locked-in'
"If your brainstem (the part of the brain that mediates most motor control for all of the body) is damaged, you can get 'locked-in' syndrome. That means you're fully conscious and aware of your surroundings but unable to move or speak. The only muscles that remain unaffected in most people are the muscles that move they eyes and the eyelids."
"You're essentially trapped within your own body with your only way of communication being blinking or moving your eyes It can be caused by toxins, blockage of the basilar artery which is the main artery of the brainstem, or other brainstem damage."
4oodler
Explosions
"Some people suffer from Exploding Head Syndrome, which causes them to hear a loud bang when they wake up."
ToraMix19
"When I was younger I believe I experienced this a few times. Sounds I heard were: about a million people talking and laughing all at once, a train that irl would've been about a foot away from me based on the volume of the sound, and a door slamming loudly."
aliaisacreature
Pain
"Not sure if this is by design, but I totaled my car once, almost completely uninjured somehow. Then I looked down to my right hand which I remember jabbing into my dashboard at 55mph. Luckily (unluckily?) only my pinky took the blow. But instead of a floppy-udder full of bone-sand, my pinky was 0.5 inches long."
"Broke no bones, but instead perfectly stacked my phalanges, or finger bones, INTO my hand. This is fixed by a muscular Russian murse grabbing your pinky with both hands and pulling very hard. God I wish they gave me more lidocaine."
TelevisionOlympics
Functions
animation art GIFGiphy"If you have a surgery where they need to move your organs around they might not function for a day as the body assumes that they are dead."
tonythebutcher13
Move things around? You mean that's not fake when it happens on "Grey's Anatomy?"
Basketball Wives Ugh GIF by VH1"The only reason you are not aware of it is because the ambient noise kind of drowns it out because your ears focus on it. If you go to one of those super-silent rooms that absorb all sorts of sounds, it is a really weird way to reacquaint yourself with your body."
Black_Handkerchief
The Mouth
"Idk about the most disturbing but how bad human teeth are. We’d think it’s our sugary and processed diets these days that cause it, but even Otzi the iceman discovered in Italy was found to have terrible teeth, mouth diseases and cavities. It’s odd that even with the most basic of diets our teeth are so bad."
Dorianisconfused
In the bowels...
"I noticed this after my abdominal surgery. When I turned over in bed my guts seemed to fall from one side to the other. Mentioned to my doc and she confirmed it was my bowels rearranging themselves."
squatter_
"Apparently the doctor just throws your intestines back in there higgeldy-piggeldy because there isn't a correct way to pack them neatly."
LostDesigner9
A Quick Burst
"There are a vast number of ways that your body can malfunction and kill you with little or no warning. An aneurysm can go undetected until it bursts and kills you. Getting hit in the chest just the right way can stop your heart. You can encounter an allergen that never previously provoked an immune response that freaks out your body so badly that you die. You literally just never know if your body will just... die."
Unsolicited_Spiders
The body is such a conundrum. Sexy and gross all at once.
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