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People Reveal The Most Clever Ways They've Avoided Paying For Something

People Reveal The Most Clever Ways They've Avoided Paying For Something
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In a world where things are just WAY too expensive, every penny saved makes a difference. But how do you save anything when there are fees on fees on fees for seemingly everything? Loopholes, dear readers. Loopholes.


Reddit user Mackedeli asked:

What's a clever way you have avoided paying for something?

Bust out your notepads, folks. These reddit users are about to school you in the grand art of being a cheapskate - in the most clever possible ways.

A Year At The Movies

Parking permits for my university were ridiculously expensive since it was in a downtown area. I'm talking like $700 a year minimum. I only had class three days a week so it didn't make sense to pay for a semester long permit.

Right next to the university is a movie theater with it's own parking structure, parking is validated with the purchase of a movie ticket. This particular movie theater has a deal for university students on weekdays, $3 movie tickets if you show your student ID.

So instead of parking at the university lots, I would park in the theater lots, buy a $3 ticket and then just go to class. I'd get my parking ticket validated and go home. I'd estimate I spent about $250 each year doing this. After a while, I signed up for some sort of point system the theater offered that got me an insane amount of perks since as far as they knew, I was watching three movies a week at their establishment.

Essentially I saved $450 a year and got multiple free movie tickets and merch out of it.

- __justbecause

Cancellation Fees

If you try to cancel an appointment during the time in which there's a cancellation fee, ask if you can re-schedule for a later date to avoid the fee. Then once they give you the new appointment date outside of the cancellation fee required period, then ask to cancel said new appointment. Boom roasted.

- RindgeTinge17

Book Fair Brilliance

Giphy

8th grade school book fair with a buy one get one free sale. I had $20 and wanted four books. Two books cost $11 each, the other two cost $8 each. With these sales they ALWAYS make the two cheaper items free so I would've ended up spending $22 which I knew I couldn't afford. So, I took the two $11 books up and paid for them so one of them was free. Then, I pretended to "discover" the two $8 books I also wanted and paid for those. I ended up with enough left over to buy myself a cool eraser on top of it all.

- Thespinelesshorseman

The Lost Ticket

When my son was about to be born, we had to stay a while at the hospital and the parking time bill racked up really quickly. Been there for 4 to 5 days so that was about 15-20$ per day ... But you only had to pay a 20$ fine to get out if you lost your ticket.

Lets say I played the "I lost my parking ticket I'm so sorry" game.

- Astrozombie29

Salary

I pay my wife a salary from my company to avoid the tax on the earnings, and the higher rate of tax that I would have to pay if the money went to me

It's legal.

- [deleted]

Contests

Entering competitions and contests used to be like a serious hobby and little income stream of mine.

Didn't pay to see a film at the cinema in years and went regularly. The phone I'm writing this on? Won it. Trip to Sydney? Thanks MTV. Concerts, DVDs, CDs, magazine subscriptions, books - heaps of random things all for free. Even won an axe once!

- Maccas75

The Internet Provider

I've been with my internet provider for like 15 years, and I have no intention of switching. But now and then their competitor in town knocks on my door and offers me a really good deal if I switch, so I call my ISP and pretend like I'm going to cancel my service and switch. They start throwing all kinds of discounts and upgrades at me, like a bald fat loser begging his GF not to leave. By the end of the call, I'm paying half price for better service.

I don't really feel bad about this scam, though. We're paying $160 a month for service Europeans get for $20. Paying $80 a month for a six-month deal is still a rip off. But oligopoly and all that.

- Thudly

Visa Gift Card Trials

Sometimes I use those visa gift cards, I use up the money and then use the empty card for any free trial you have to use a credit card for. It lasts until payment is due and then it just cancels the account.

- LilEgg0

Chuck E. Cheese

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When my kids were young Chuck E. Cheese had a club you could join that offered coupons. The bonus coupon to sign up gave heavy discounts on tokens. It made it affordable to go on a regular basis. Just needed to keep signing up for new memberships. I would make a new throwaway email every week.

- DifferentialEquation

No Membership

Buying gift cards at Costco does not require a membership

Using gift cards at Costco allows you to shop there without a membership, even if your gift card is only for 5 $

Step 1: Buy a bunch of gift cards without membership for $5 each

Step 2: Shop at Costco without membership, but with at least 1 gift card

Step 3: Profit

- SEI_Dan

Airplane Snack Hack

You can use a cancelled credit card on airplanes for snacks. As long as the expiration date isn't passed. So say you cancel a card and report it stolen or whatever. Credit Card sends you a new card number. The old one wont work anymore.

However, on a plane, they cannot connect to check if a card is good. It automatically approves in their system. So you use the cancelled one. They give you food and shit. Then after you land and get off, they run the cards and it gets declined. Not worth it to them to go after you. Free food in flight.

- darkslayer114

JC Penny - Doin' It Right

When you sign up for JCP rewards they will occasionally send you a $10 off $25 or more coupon. Can be used multiple times until it expires. I have used the same coupon once 7x in one day to get my stuff over 50% off. When you add it to whatever sales they have when the coupon is active, you can save a lot of money.

- Mr_sweet_and_awful

Kid's Cup

Places with Free refills, ask for the smallest cup possible, get a kid's cup of you have to. I'd rather save $2-3 and get up a couple times then spend the price for a Large cup.

- reefgod

Wait It Out

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When my wife and I were looking to buy our first home and wanted to look into mortgages, my wife had a car-repo on her credit (from years earlier) that needed to be settled up on, so we went to the bank where the loan was originally from and sat down with an associate to see what we could do.

She pulled up the info, said what the outstanding balance was (something like $4,000) and that we could either set up a payment plan or....(as she looked around to make sure nobody could hear her and leaned toward us)....if we could wait 2-3 more months, it would come off her credit history automatically since enough time passed.

We stood up, shook her hand and thanked her, and went on our merry way.

- scottybass

Failure To Swipe

This isn't my story, but my friend told me this just a few hours ago.

He goes to a really high end university, and they're cafeteria food is super expensive, but the restaurants around are just as expensive. They just use refillable meal cards, and he has a few meals on there, but the magnetic strip on his card doesn't work, and the cashiers that work there are so miserable and careless that they never check it, they just swipe it and send him away. They don't even pay attention to their computer or anything, so he eats for free constantly. Only a few times has one of he cashiers typed in the numbers after trying and failing to swipe.

- Daliaveyani

Completely Non-Enforceable

Private car park company fine.

Turns out, unless it says "civil enforcement" on it, its completely non enforceable by standard law. What you receive is technically an invoice.

You'll get debt letters threatening to make the smallest contribution, and unless you're a repeat offender, very little chance you'll ever see court.

- tifauk

Soup and Sandwich 

When I was in hospital after having my son I'd choose one of everything from the menu and then I'd eat the soup and the sandwich and my husband would eat the main meal . He never had to go to the canteen and buy food and I only wanted the soup and sandwich.

- elgiesmelgie

Guerrilla Gardening

Instead of buying succulent plants, my friends and I have about twenty varieties of succulents between us that we propagate and give away. We propagated the parent plants from leaves we found on the ground at garden and hardware stores, and from healthy plants growing outside. We all already had containers and soil, too, so the only money spent on the now one hundred succulents produced from the original twenty is money spent on the water bill.

- EggeLegge

Wi-Fi Cell Phone

I don't pay for cell phone service. I downloaded an app that gives you a phone number. The catch is you have to have wifi so sometimes it can be a little bit of a problem but many places have free wifi these days so I can usually find a Starbucks or a store near by if I'm not at home.

- typewriter6986

The Hard Drive Hunch

I had an external hard drive stop working/loading, not sure what happened to it, but my whole life was on that drive. I took it to one of those places that can recover your data. They took my drive and said they would call me after testing to see whether they could recover the data on the drive or not. They called me back the next day and said it was an issue with the loading software and it was possible to get my files but I would have to pay $500.

In my mind I was thinking, "Well if they were able to see my files then they must have had to fix the loading software to see them?"

So I just said "Nah that's too much, I will come pick up my drive." and of course the drive worked perfectly when I got home and I paid nothing. To be honest I would've just paid them to fix it if it was reasonable (I used to do photo recovery when I worked in a photo lab and we charged $50 so I was expecting something in the range of $50-100), but $500 for that is just extortion in my opinion. If my hunch was wrong I was just going to take it to another place anyways.

- Marsuperstar

The Donut Vice

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Unlimited free donuts from krispe kreme.

I literally just signed up on the app 1000 times with fake accounts. They don't even require email confirmation.

For each account I make, I get 12+ donuts. One for joining, one for my birthday (which is always conveniently on the day I sign up), 7 for reccomending 'friends' to join the app (Spoiler alert, I used more fake accounts, I don't have friends lol) and 3 more for my 3 precious children, Burp, Vorlock and Stalin.

I don't even eat most of the donuts. I just like getting free stuff. It's actually become a really bad vice I need help lol.

- Apps2000

The Worst Cases Of 'Rich Kid Syndrome' People Have Ever Seen

A Redditor asked: 'What’s the worst case of “rich kid syndrome” that you’ve ever seen?'

We are now aware that the distribution of wealth is severely skewed to the top one percent of the population, and rich people have a completely different perception of how the world works and what's "hard" than middle- and lower-class people do.

But what's so disheartening is how their beliefs and limited understanding of hardship trickle down to their children, and how those children are interacting in society is honestly shocking.

Redditor WaterWire asked:

"What's the worst case of 'rich kid syndrome' that you've ever seen?"

The Jet Doesn't Count

"I used to work with someone who proclaimed to be an environmentalist. She was very preachy."

"Once I had a can of Coke on my desk. She said, 'You're going to recycle that, right?'"

"She used her father's personal jet all the time. Once, just to fly from NYC to Boston to see a baseball game."

- LiterallyOutToLunch

Disposable Cars

"A girl I went to school with crashed and totaled six cars in three years and her parents continued buying her better newer cars because every accident 'wasn’t her fault' and if she had stuff like a backup camera and sensors they 'wouldn’t have happened.'"

"She got into a fender bender in the school parking lot and her dad showed up with a wad of cash and paid the other student off."

- nosenseofpermanence

A Simple Grade Change

"When I was in college for my grad degree and I was working as a T.A. (teacher's assistant), during a specific term I was helping my professor with some admin duties for one of his post-grad courses he taught for a different field than mine, and we had this one student who was arguing that she wanted a higher final grade than the one she had gotten."

"We listened to her explanation to see if there was any merit to her request and there was something that needed to be changed, but it basically boiled down to, 'I think my grade is too low and I deserve a higher grade because I say so,' and we simply told her that after reviewing her performance we could confirm that her final grade was correct and there was nothing to be done about it."

"She completely lost it and transformed into a Super Karen and after arguing for a bit, she stormed off and started emailing me and the professor and copying everybody in the email chain: her program director, the department head, the head of our registry office, Will Hunting, the security guard, the librarian, etc., and every email she sent was progressively ruder and more entitled than its predecessor because everybody kept telling her that she was unfortunately in the wrong and there was nothing to be done about it."

"Eventually, she sent a really smug email where she said something to the effect that since everybody was a dumba** and incompetent at our jobs, we had forced her to copy her father who was really close friends with the dean to the email, so we were f**ked and we had to do as she said or daddy would get us all fired. Keep in mind, this was a grad student in her mid-twenties."

"The highest ranking person in the email chain replied, reiterating that we were all very sorry, but she was in the wrong, her grade was correct, and it would not be changed."

"Then her father replied to the email chain and just said, 'There you go, dear. I hope you learn from this.'"

"She didn't reply anymore after her daddy's email, and the matter was closed. To this day, I like to imagine that dear old dad tore her a new one for dragging him into her bulls**t and making him look bad in front of a bunch of professors from a well-known university where his BFF was the dean because she, his grown-a** daughter, chose to behave like a spoiled brat."

- Tough_Stretch

First. World. Problems.

"I'll never forget a former friend stamping her foot and crying because 'Dad sold the jet and I have to take a commercial flight to our raaaaanch.'"

- tnrivergirl

The Cost of Priorities

"An 'Influencer' wondering why other people in their home country don't spend their life traveling like them."

- OrderIntegration

"I love the 'I’d rather have a passport full of stamps than a house full of expensive things!' schtick."

"Most of my furniture is from the free section of Craigslist and I would be thrilled if I ever get to a point where I can afford an international trip every few years."

- TogarSucks

No Help At All

​"Not me, but a friend of mine was an assistant trainer at a Panera store. They hired a teenager who was only working there to meet people, and one day had a group leave a huge mess in the dining room."

"Apparently the teen turned to my friend and said, 'Should we get the help to clean that?'"

"My friend had to explain that they were the help. He quit not long after."

- SailorVenus23

Garage Entitlement

"I was complaining about having to clear off my car from the foot of snow we'd gotten. A guy at work told me there was no way I had to clean off my car. I definitely did and it took a long time."

"Him: Well then, it's your own fault for not parking in the garage."

"Me: I don't have a garage."

"Him: Everyone has a garage."

"I'm like, look out the window next time you are driving?"

- Okay-Cheetah-9125

The Intrusive Thoughts Won

"A senior rich kid in my HS was driving his dad's Jaguar when his buddy asked him what would happen if he threw into reverse at 60 miles per hour. So they tried it and essentially blew the transmission and the motor up."

"A few months later, he got a Porsche for Christmas."

- New_Section_9374

Humbling Experiences

"I had a guy work for me in the military. He thought he didn’t have to do anything because his parents would just 'call their friends.' He ended up getting kicked out for LSD and cocaine use."

- ElfLordSpoon

"I did my mandatory military service when I turned 18, seven years ago. I cleaned s**t more than once, and my father had prepared me for it by saying, 'In the military, it doesn’t matter who you are, you’re still going to clean toilets.'"

"Only a few of my mates from back then knew who my family was and that was after a lengthy, alcohol involving, conversation/interrogation, lol (laughing out loud). You don’t wanna be standing out."

- RolexWearInGray

Unrealistic Shopping

"A therapist once asked me how much money I spent on clothes each year."

"I told her about 100 to 200 dollars, depending on the year and what was needed."

"Her response was, 'You can’t even get one dress for 100 dollars' and then proceeded to tell me that maybe I didn’t value myself enough."

"All I was thinking was, 'This b***h has never been to TJ Maxx?!'"

- FortunaLady

Very Different Backyards

"When I was in elementary school, this kid lived in the only gated community in the area, and the houses were all mansions. He was telling me a story about his tennis court in his courtyard."

"I said, 'Wait, you have a tennis court at your house?'"

"He looked genuinely shocked, and responded with, '…you don’t?'"

"It blew my mind as a little kid who had to share a room with my single mom, lol (laughing out loud)."

- Spare_Invite_8191

College Tuition

"Some girl in my college classes was genuinely shocked there were students who had to take out loans because their parents couldn’t afford to pay the 65 thousand dollars a year for tuition."

"I have a lot of extended family out in California who I’ve never met, but I sometimes hear stories from my parents who keep in touch with a few relatives out there."

"One of my distant cousins, who was like 17 at the time, intentionally totaled the new BMW his parents bought him because he wanted a Mercedes instead. Can’t remember if they ended up buying him that Mercedes or not, but they probably did. Sadly."

- Scortor

Exam Buyouts

"Rich Dude in my high school chemistry class flat out asked how big of a check his dad could write to get him out of taking a major test. He was serious. Nothing happened to him."

- GrayBox1313

Poor Packing Skills

"I had a friend who worked as a counselor at an American summer camp somewhere in Pennsylvania. He said that these kids would leave so much of their belongings because they couldn’t be bothered packing them up and they would just expect their parents to replace what they had left."

"He came away with Beats headphones, brand new shoes (although a few sizes too small), and gaming equipment."

"He also said that one day they were playing a game of flag football and one of the kids fell and grazed his cheek. This kid was some child model, so his parents had him HELICOPTERED OUT OF THE CAMP so he could get plastic surgery over the injury."

- amerika0210

Messy Kitchen Dilemma

"I had a roommate who would cook huge meals and destroy the kitchen. She would eat her meal and head to her room."

"A couple of hours later, she’d come out and be fully p**sed off that the kitchen was still a mess."

"She’d had servants most of her life and was now on her own."

- msjammies73

Though we know that the rich are often incredibly out-of-touch, these examples were still really surprising. Not only is their perception of money so different, but the disposable nature of big purchases, like vehicles, is just wild to think about.

It's easy to take our lives for granted and to forget how lucky we are in our own scenarios, but perhaps the rich experience this even more so.

Pair of scissors
Markus Winkler/Unsplash

According to the Cleveland Clinic, over 50 million men have had a vasectomy.

Although avoiding sexual intercourse is the only effective way to avoid pregnancy, the male birth control procedure still has a low failure rate.

Those who are apprehensive about having a vasectomy fear the following: pain, impact on sex life, effectiveness, and side effects like cancer. (The National Cancer Institute and the American Urological Association have found that the procedure does not increase the risk of prostate cancer).

To seek some reassurance, Redditor GaleNotTheWind asked:

"Men of Reddit who have gotten a vasectomy, what was your experience?"

Guys discuss what happened after the snipping.

Making Sure

"For the love of God, do the follow-up appointment. The last thing you want is to be accidentally playing with a loaded gun."

– sleepypanda59

Wise To Wait

"The paper work I got for mine which was done less than 2 weeks ago said that you could have sex 2-3 days after but... definitely said to wait another few days."

– SisterPhister666

Follow Post-Surgical Procedures Or Else

"Had it done twice while living in Japan no less. Why twice? The first one failed."

"... apparently, so did the second (says my now 6 year old daughter)."

– shoelessmarcelshell

These men found that the procedure itself wasn't a big deal.

Assurance

"I was super anxious, but I had a great procedure. I was more freaked out about the shot of numbing agent to the balls, but it was legit nothing to worry about."

– Reddit

Normal In No Time

"Little operation, blue balls and no wanking for a week, then back to normal but without getting anyone pregnant."

– Bright_Composer_3901

"Made the mistake of having a pop after a couple of days. Jesus, the regret."

– Alante

Best Money Ever Spent

"When I woke up after the anesthesia - yes I asked to be put under, best $55 (after insurance) I ever spent - the caffeine headache I had upon waking was the most painful part. The preoperative instructions were nothing but water the evening before, no water for 4 hours before going under. The Safeway brand cola that the angel aftercare nurse brought me was pure refreshment."

– HarrumphingDuck

Cherry On Top

"Local anesthesia stings for a second or two then all you can feel is tugging after all is done the pain I would describe is like blue balls for like 2 days tops. I took a week off work recommend by doctor since I’m a construction worker and the heavy lifting but I felt like after day 3 I was good to go. Cons: minor pain discomfort, no hanky panky until last semen sample came out clear. Pros: , no unplanned pregnancies(it’s still possible very rarely)."

– Secure_Requirement84

Some final thoughts.

Only Pros

"To me, the only bad part was the smell of the cauterization of my vas deferens.. the procedure was fine. Local anesthesia before and during just felt slight tugging no pain. Recovery was easy. No pain. No cons. Only pros. And if absolutely need be it’s reversible. Much easier and less invasive than a woman getting her tubes tied and significantly less harmful than birth control. I’m an advocate. Get it done!"

– PunchARacist

One Unsettling Thing

"For me, it wasn’t the smell but watching the little puffs of smoke during the cauterization. That was truly and deeply unsettling."

"Otherwise, yeah, nothing major to report. Stayed in bed for a day watching old horror movies and assembling a Lego plant. Pretty much business as usual after that."

– GuestCartographer

The One Constant

"Got a vasectomy, it worked. Got it reversed, that worked.... twice Got another vasectomy...17 years later, all good. Just go to a legit great Dr. I mean top of the field Dr. For ANY messsin around down there. Vasectomy is WAY easier now than 25-30 years ago. In/out in an hour... The only thing that hasn't changed? ... The bag of frozen peas ..😂"

– richwat00

Vasectomies are performed via two methods, the incision vasectomy or a no-scalpel vasectomy, and both use local anesthesia to numb the scrotum.

Always consult a healthcare provider before undergoing the procedure and–most importantly–make sure you don't want to have children or that you and your spouse don't want to add additional family members.

Based on the anecdotes above, there's nothing to fear, so feel free to man up and get to snipping.

gray conveyor between glass frames at nighttime
Tomasz Frankowski on Unsplash

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Slashers and sci-fi frights were good, but to me the most effective scares involved nightmarish scenarios that might easily happen in the not so distant future.

For me, growing up Roman Catholic meant demonic possession and the AntiChrist were on the list of plausible fears.

But what films offered possible Hellscapes for others?

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Still, 16% of married couples in the United States admitted to being unfaithful at some point in their marriage.

And 57% of divorces were due to cheating.

In marriages where infidelity occurs, but doesn't result in divorce, the loss of trust is still a problem. It can make emotional and physical intimacy challenging.

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