People Break Down Their Craziest 'It's Expensive To Be Poor' Experiences
I have to admit. I was not fond of being poor. I was ten when I realized my family had some financial issues. My mother sat me down to explain that she needed to go to the food drive to get somethings. It had been a hard year and she wanted me to be prepared in case someone we knew saw us. It was heartbreaking.
My mother has always been a hard worker and she hates asking for help. So that's why it infuriates me when people try to say that being poor is just a mentality and the poor should just try not to be poor. My mother did make it out of several financial holes but it was always an uphill battle, because the truth is... being poor only makes you more poor. The system is designed that way.
Redditor u/26point2PipeDream wanted everyone to start realizing that the game is rigged, often by the system keeping the poor, poor. They asked everyone to explain by inquiring... In what way is it expensive to be poor?
There are so many small details from the everyday, mundane that people with out an endless well of money have to do to survive. And it all may seem like nothing, but the nothings add up. They add up to spending and debt that can be necessary to survive. Look at real estate. Paying outrageous amounts of rent is fruitless. And mortgage is cheaper. But who can afford down payment for a mortgage? Maybe if you could get a free year of rent you could save for it. Hmmm....
Clothing Transport
I saw a lady coming out of a laundromat, loading her baskets of clothes into a taxi (there is zero other public transport where I saw this happen and only a few taxis).
Not being able to put enough money together at one time to buy a car or a washing machine (she probably rented so this maybe wasn't even an option) was costing her a fortune. Just being nickeled and dimed to death.
Don't Accept
If you're ever desperate enough to take out a title/payday loan you'll discover you just stepped in financial quicksand.
About a year and a half ago I forgot to leave enough money in my bank account for a payment that needed to be done. It wasn't much, around $500 maybe, but didn't want the late payment and fees that come with it, so I decided to look into the payday loans. I needed $500 to last until Friday (when I would be paid)... I checked on it on Monday.
When I was to click "Accept", I read the entire thing... it said I had to pay back $950 IF I paid on Friday...or about $2,500 if I went with their payment plan.
I NOPED out of that bull as fast as I could, called my bank and I luckily had overdraft protection or whatever, payment went through and all I had to pay was like $15 or something for the overdraft.
Fees, fees and fees...
There are late fees for everything. Overdraft fees at the bank. Sh!tty jobs usually don't have good healthcare plans. If you're poor, you need credit cards just to survive, but interest rates are higher for those with low credit scores (see late fees above). Crappy cars are always breaking down, and that's expensive.
Death is Easier
Healthcare. That's the big one. If you don't have a healthcare plan, or have a crappy one you don't go to the doctor unless it's life or death. That means small problems that could have been caught in the beginning become hugely expensive problems later on.
Just Walk
Like parking tickets. I couldn't afford the £2 to pay to park my car so I get a £30 fine, after 2 weeks it goes up to £60 and so on. If I didn't have £2 to park in the first place I don't know how they think I can pay more.
Have you ever watched "killed by my debt"? That was about how a parking fine spiralled into severe debt and worse.
When you're poor you have to crafty. You also have to be thrifty and smart ,but crafty is often overlooked. See poor people are constantly in a fight to survive so learning how to maneuver is a key going forward. You just have to maneuver very carefully. Don't fall for the financial traps. They're always ready to get you. Case in point...
Renting is like Credit
Renting to own anything is really bad. You pay 4X the value of whatever it is you're renting to own. And if you miss a payment they repossess it and someone else might start at the beginning of attempting to pay for it again. Not only that you very well might be paying 4X the new value for a used item.
And only low quality items are sold rent to own. Ashley furniture, crappy used cars, the cheapest big screen TVs available at wholesale. Houses might be better, but rent a center, and JD Byrider are worse than loan sharks.
Skyrocketing rates
Being stuck with higher interest rates because you don't have enough credit to get low rates.
The fact that rent payments aren't added into the credit score equation is bull. Or even just into mortgage lending.
How a lender can ignore me paying upwards of $1500 a month in rent while contemplating a mortgage loan that is equivalent to $850 a month. You'd think that would be a pretty safe bet right there.
The Pre-Pay Options
You can seldom buy in bulk, so you end up paying more for thing. For example, our local butchery sells ground beef cheap if you buy 2 kg or more at a time. If you're paid weekly and can afford only 500 g per week, you end up paying more.
Buying in bulk is a huge money saver.
And it's so damn expensive.
You don't just need the money in advance to buy the groceries. You also need a freezer or cooler large enough to store it. And of course a vehicle to get it home. So many things to pre-pay before you can start saving.
Luxuries
I'll add that when you have less money the power relationship is flipped in nearly every financial interaction you have.
When you have money, banks and companies compete to get access to your reliable spending, be it with low interest rates on borrowing or better deals for early payment. They have to compete because you have the option to go to someone else who will gladly take your payment history and stable income.
You're a safe bet, so you have the luxury of choice.
When you don't have money institutions know you have nowhere else to go. So they happily gouge you knowing agreeing to horrendous loan terms is your only option.
I teach econ and always remind my kids that commercials boasting about "no credit, low credit, no problem!" know exactly who they're getting in the door. People who have nowhere else to go.
Time for Restructure
The justice system. If you can't pay a fine, the state will make things more expensive by adding fees on top of fees on top of fees, then they will incarcerate you for not paying the inflated fees. Then you have to pay the parole officer who is keeping an eye on you while you care unable to get a job that pays enough to pay him.
Keeping Clean
Not having in-home laundry is a great example.
Say it costs you $4 to do your laundry each week (which I think is very cheap). In 5 years you will have spent over $1000 on laundry.
For $1000 you can get a good washing machine that would last you through those 5 years, then another 5 years, and maybe a lot more. And that doesn't count the time saved doing laundry at home, and any transportation costs.
Transport Worries
My car has a leaky seal on the transmission. It'd be about $250 to replace the seal and flush the transmission. I don't have $250, so I keep topping up the fluid and keep driving it because I'll never get $250 if I don't get to work. But, in time, that's going to destroy the transmission, which will be about $1200 to replace.
Edit:I never thought I'd say this in my entire life, but please stop offering me money. (I know. I'm insane, right?)
I'm getting by and my world will not end if my cars dies. It will be irritating and problematic, but I have other options I can make work, if the worst happens. In the mean time, plans are in place to resolve the issue and I have every reason to think that my car will survive until I can repair it.
I cannot tell you how much these offers mean to me. It has really made my night to have so many people want to help. Please, I ask you to turn your generous offers to others who are in a much more dire situation than I am.
There are several who commented on other threads on this post (as well as at least one who commented on this thread). I would not feel comfortable taking money under these circumstances when I have other options available to me. In short, other people here need it more.
Know that your kindness has made me smile on a day when really needed some brightness. I cannot put into words my gratitude. Thank you all.
For Walking
If you're well off, you buy 1 pair of boots for $150 and they last a lifetime.
If you're poor, you buy boots for $30 and they last a winter.
You end up spending more, because you can't afford to spend more. Terry Pratchett uses it to explain poverty via Sam Vines in one of his City Watch books.
Shady Funds
If you can't maintain a minimum balance or don't have a bank in your neighborhood or were raised to be suspicious of banks and don't have a bank account, you've got to pay fees to cash your paychecks. Then there are fees to buy money orders to pay your bills-- or the cost of getting TO the utility office or car dealership or wherever to pay in cash.
Mouth Matters
So is one dental cleaning every 6 months (the reason its 6 months is because that is the time when cavities can form). Root Canals are now thousands of dollars and those dentists demand up front payment for those expensive services. Most people don't have an extra 2 grand in their bank account for a root canal.
Big Plans
Mental health. Or more specifically stress. You will always have stress about future, always making decisions based on your poverty so that it won't affect your situation in bad way.
What Really Hurts
Everything is expensive when you're poor. Jokes aside, this is true. I've been poor for most of my life and I'm still not in a great financial situation. And the biggest problem is that you not only don't have a lot of money, but all the prices stay the same, so literally ANYTHING that you buy feels like a fortune.
I walked to the grocery store do buy some stuff to make a special dinner on my daughter's birthday and I spent about R$100,00 (about 20 dollars I think, Idk), and I swear I'd win an Oscar for how I kept my poker face. The second I walked out of the store I bursted out crying. Everyone on the street could see me crying as I walked back home. Seeing my daughter's smile later that day during dinner made me feel a lot better, but those R$100 ($20) REALLY hurt.
The Assist
If you're poor you already have no or very little money to invest in yourself, so you have to take on debt to do so. If you want to get technical certifications or degrees. Sometimes there's financial assistance but a lot of the time taking on loans is necessary.
Miles and Miles and Miles...
Tires! Used tires cost 1/3 price and get about 20% of the life of a new tire. Also you are paying mount and balance every time, plus worry about blow outs. Even a new tire at $80 with a 30K mileage expectancy or a $100 tire at 65k mileage warranty. Over twice the life, little more than 20% in extra charge.
A Hole
Debt. Basically if you're poor you need to borrow some money to either get a house or buy food and after a while the debt keeps getting bigger and bigger.
In this moment the country is in the throws of cultural and financial battles. As I type, we await the Senate rulings on a financial plan for Covid. And the squabbling is endless. One of the main sticking points is raising the minimum wage to $15 and hour. Some Senators act like people are asking for a million dollars. Because God forbid we give the poor a leg up and shave a few measly dollars off the top from the super wealthy. You know, the ones rigging the whole game. Mhmmm.... Stay vigilant people and save those pennies.
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I tend to avoid public bathrooms if I can help it. They are terrible places. Few are clean and I admit I am a bit of a clean freak. My beautiful bottom will not grace a dirty toilet seat, no thank you. I have standards.
I'm being only sort of serious. I've been in a pinch before. But have you ever seen a gas station bathroom that was utterly destroyed by the patron (or patrons) before you? It's a horrible sight. 0/10: Do not recommend.
Naturally, some crazy things happen in your local public restroom. We heard some stories after Redditor RuffNBoy asked the online community,
"What is the wackiest thing you've seen in a public restroom?"
"At the theater I work at..."
"At the theater I work at I was cleaning the mens restroom and in one of the stalls was an open condom wrapper, a tiny empty bottle of the nacho cheddar seasoning we sell, and the seasoning scattered near the corner on the floor. Bethesda wishes they had environmental storytelling like that."
theshazzmaster
Do I really want to know what went on there? I honestly don't think so.
"I used to be..."
"I used to be a hotel maid. Cleaning one room I found two things in the bathroom garbage can: a used condom and a whole pickle."
[deleted]
"I was taking a dump..."
"I was taking a dump at a movie theater and a little kid climbed under the stall and grabbed my foot. I screamed and kicked that kid so hard right in the face just out of sheer instinct. He cried. His dad said, "That's what you get Gavin."
AUSpartan37
Gavin is at it again and this time he faced some consequences.
"I walked in..."
"I walked in and my eyes were immediately assaulted by a fully naked man running a stick of deodorant up and down his crack."
JscottPilgrim
Wow... what a terrible day to be able to read.
"Not only did this bathroom..."
"Gas station bathroom in the middle of nowhere. Not only did this bathroom have a bathtub (?) but there was a fully dressed and made up mannequin in the tub. Very jarring."
AlpinePinecorn
This sounds surreal... and honestly rather creepy.
"I once stopped..."
"I once stopped at a gas station on a road trip and the bathroom was full of dolls…. Staring with their little painted eyes…."
Rabbit_Mom
Noooope.
Their creepy and unsettling eyes!
"Two women..."
"Two people were having sex in the handicapped stall. I was seven."
madamwhatnot
So something tells me you learned about the birds and the bees rather early.
"A clogged urinal..."
"A clogged urinal filled to the brim, with an anaconda sized turd spiral floating in it, in hypnotic circles. How a turd that size could be buoyant I have no idea."
effy4eva
This is quite the sentence. I don't think I needed it in my eyeballs, but it's too late now.
"I was in a Berlin dive bar..."
"Olives. I was in a Berlin dive bar with some friends. In the bathroom, there was a vending machine, stocked with tinned tapas. So I came back from the bathroom with a can of olives. When asked where I got them I just replied "bathroom.""
cristicusrex
This is simultaneously hilarious and horrifying. I can only imagine the looks on your friends' faces...
Okay, so now you understand why I can't abide public restrooms. If you're smart, you'll run for the hills the next time you're in the proximity of one. Things can only go downhill from there. (Am I being serious? Maybe... maybe not.)
Have some stories of your own to share? Tell us more in the comments below!
One should never be fooled by a first impression.
Certain people might behave in a way that is less than indicative of what they are actually like, and might prove to be far more impressive, or much less friendly, once you get to know them a little better.
However, sometimes people will behave in a certain way which leaves one unable to avoid making assumptions about people.
Namely, their intelligence.
Redditor sparklingshanaya was curious to hear what behavioral traits the Reddit community took as a sign of possessing a considerable lack of intelligence, leading them to ask:
"What are some behaviors that scream unintelligence?"
An unwillingness to learn
"I feel like the classic example is being unable to change your opinion or idea when you are presented with new information."
"You don’t have to set everything you believe in stone."- Rusty_of_Shackleford
"I think a key thing that separates the intelligent from the less intelligent is curiosity and how far you actually go to learn."- TuxedoWolf07
When even they don't know what they're talking about.
"Maybe not unintelligence but ignorance."
"People getting angry when I ask them to explain what they just meant as I want to understand them and not misunderstand."- smokinstuff·
"Getting angry when someone ask them to explain their point."- SuvenPan
It's never attractive to gloat
"Obsessively telling everybody how intelligent you are."- terribleUsername18
It's ok to admit defeat every now and then...
"Playing 'last word' in an argument you've lost."- LennonMcCartney65
"Being defensive when corrected instead of just accepting it."- Marthstewart123
"Claiming they are always right but not being able to argument why or have a serious debate about it."- GReatChinook
Are you sure about that?
"Constantly saying 'facts' that are extremely false."
"Gets on my nerves."- Sharkifish
Read the instructions!!!
"I just started driving for UberXL."
"The amount of people who think they can fit 8 people with all their luggage into a midsize SUV is astonishing."
"You can see which car comes to pick you up and it says fits 5 people."
"If you have a piece of luggage each then it's more like 3 people."
"I had one group sit there and stare me down like they didn't understand."
"I swear some people just have a mental limit for figuring things out and they all find each other and never get anywhere."- predict_irrational
One should always reserve judgment, as one never knows for sure what lurks beneath the surface.
Even if more often and not, you are left with little to nothing which encourages you to see what's there.
One of my favorite horror films ever is Black Christmas (1974). It's the perfect slasher film. It's scary. It's uncompromising. It's sordid. It's eerie. It leaves you with a horrible feeling in the pit of your stomach. It features some great acting, too! There are some powerhouse talents in it, including Olivia Hussey, Keir Dullea, Margot Kidder, and Andrea Martin.
But did you know that the film has been remade? It's been remade twice, as a matter of fact. The first remake, which was released in 2006, was so ridiculous. Not even Martin, who showed up in a glorified cameo in the role of a sorority house mother, could save it.
It was remade again in 2019 — this one bore few similarities to the films that came before it. One wondered why this one even had the same name, but there you have it.
Suffice it to say that the original Black Christmas is untouchable. But it is not the only film out there that should never have been remade. Far from it.
People shared their thoughts with us after Redditor CrescendoX asked the online community,
"What movie is so perfect that if it would remade, it would be a crime against humanity?"
Misery (1990)
"Misery. I could totally see a remake of Misery that used the way social media creates parasocial relationships so prevalently."
DocBenzanone
But let's not. I mean, who could ever replace Kathy Bates? She won an Oscar for the role!
Who Framed Roger Rabbit (1988)
"Who Framed Roger Rabbit."
I've seen the animation they've done for some of these new "live action meets cartoons" things.. The work the art/animation team put into Who Framed Roger Rabbit is STILL to this day putting them to shame."
TONKHANAH
A good choice. It was a pretty groundbreaking film and it's still influencing filmmakers to this day. That cast!
Aliens (1986)
"It would be impossible to remake that perfect movie. The cast, story, and practical effects are wonderful. A remake would be full of CGI and a BS script."
[deleted]
Don't you dare suggest this! Don't you dare give those horrible Hollywood execs any ideas!
Spaceballs (1987)
"Spaceballs. I don't want any other version."
OllieAreOllio
But think about the merchandising!
Spaceballs 2: The Search for More Money
Jaws (1975)
"Jaws. I read somewhere that Spielberg won't let it be remade."
ferox965
If someone did someday remake it, I would highly suggest they remove a lot of the unnecessary subplots that are in the book!
Did we really need that affair?
The Silence of the Lambs (1991)
"The Silence of the Lambs. Remakes should only be attempted when you are sure that it can outclass the original but Silence of the Lambs cannot be outclassed."
[deleted]
Two Oscar-winning performances. It doesn't get any better than Anthony Hopkins and Jodie Foster. The film is a masterclass — the Criterion edition is especially beautiful.
Stand by Me (1986)
"Stand by Me. It would be an insult to River Phoenix and many others to remake that."
Gluonyourbosom
This film is so highly regarded that a remake just seems foolish. Why even bother attempting one? Go and read the novella instead.
Back to the Future (1985)
"Back to the Future. Please please please PLEASE don't ruin it with a remake."
Frodo_noooo
As long as Robert Zemeckis doesn't kick the bucket we're safe!
Uncle Buck (1989)
"Uncle Buck. Don't you dare touch it."
Wokonthewildside
Without John Candy that would be like trying to remake the ceiling of the Sistine Chapel in a Denny's with only ketchup and mustard. Just a tragic, ill-conceived imitation.
My Cousin Vinny (1992)
"My Cousin Vinny. Joe Pesci's performance is perfect."
[deleted]
Hey, don't forget Marisa Tomei! She stole the show. And she won an Oscar for the role!
The list of movies that should not be touched is endless and you no doubt have your opinions.
Which movies should be left the hell alone? Feel free to tell us more in the comments below!
Sex talk is still considered a taboo subject in many households. And I don't mean going into detail about your bedroom conquests at the dinner table.
Overprotective parents tend to be evasive about discussing the birds and the bees with their kids because they feel it's not up to them to have that conversation.
Remember Carrie White's religious mom who refused to talk about intimacy with her 16-year-old?
We all know how that turned out in the classic Stephen King novel.
Anyway, parents turning down an opportunity to have the uncomfortable convo or having their kids miss out on sex education can lead a child to potentially develop damaging misunderstandings about their body and puberty.
The effects of which were explored when Redditor sparklingshanaya asked:
"What’s a sexual misconception you had for way too long?"

It helps to have an earlier understanding about your body when you're younger.
Sex Education
"As a girl, I had no real idea of where/what the vagina was until I was like 11 or 12. My mom didn't give me a real sex talk, just a puberty/body book that said 'the vagina is between the woman's legs' and just had a full frontal diagram (legs closed) of a woman with an arrow pointing to her pelvic region. I also didn't know a period lasted longer than a day until I got mine at 14, and then wondered why it was still going on the next day."
"When my mom realized how abysmal my sex education was, her solution was to rent a video from the library about it and make me watch it on the big family TV in the living room at like 3pm. Granted— it was a very educational video but I won't ever forget one of the educators (a 50 year old woman) talking about how to give a satisfactory blow job."
– ash-on-fire
Hard Epiphany
"Ok so I grew up in a VERY conservative household. Was not allowed to take sex ed in middle school and they helicoptered in high school. Any internet access they had access to view so I never watched porn/looked at pics. Absolutely nothing. So for a long time I thought penises were shaped like a smaller pringles can. I thought it was just like...a straight up cylinder. Moved out at 17 and googled some things and man I had men's anatomy SO wrong."
– WholeLottaIntrovert
Wrong End Of The Stick
"Friend of mine has a similar background and I just about lost my mind when she said the balls are the END of the penis. Like she had seen those doodles and had it upside down so they just dangle off the end of the shaft lmaooo."
– xchakrumx
Let's get verbal about getting oral.
Satisfy A Woman
"Learn to go down on a woman, like become a master at it. Do this."
– ecallawsamoht
Excuse For Supper
"I second this. Been married for 20 years and it's something I'm happy to do."
"Get involved, people."
"Edit: thanks for the medals and upvotes, people! Be assured that I'll be celebrating tonight."
– AhabVanCleef
Semantics
"Friend of a friend thought it meant kissing. And they were like 19. So glad they found out through a conversation and not through a dude asking for it, or her talking about it. That would've been extremely confusing for everyone."
– SilverWaters793
Pucker Up
"My friend back in middle school thought a blowjob meant to literally blow on it. I still tease her about it to this day."
– Ashurii_desu
Failed Expectations
"Man, I thought I was gonna get so many blow jobs. That’s just not true."
– Studying_Politics
As young adolescents, these Redditors got these terminologies mixed up.
Dirty Talk
"When I was around middle school age I thought that oral sex meant talking dirty :’)"
– strawbrykat
"I used to sext with my girlfriend in high school. When we broke up, she just went crazy and told everyone in our grade that I was great at 'oral sex' (she meant sexting💀) School hasn’t been the same since then."
– Particular-Ad4356
Learning By Example
"I was kind of sheltered growing up, and like most sheltered kids, I learned a lot about sex through porn. I kept seeing 'blowjob' videos, and (i had no idea what a blowjob) assumed it was some kind of sex blooper. Like, something got messed up and the director said 'Oh darn, you blew it! Let’s take it from the top.'”
– Danny_my_boy
I had sex education in sixth grade after my parents gave the school permission for me to attend the special assembly centering on the topic.
But I remember how vague the instructor was. By the time I eventually had my first nocturnal emission, I remember being terrified, yet simultaneously elated. It was very confusing, and I didn't know what happened.
I remember reflecting back to sixth grade and thinking the school must've skipped that part in sex ed.