I have to admit. I was not fond of being poor. I was ten when I realized my family had some financial issues. My mother sat me down to explain that she needed to go to the food drive to get somethings. It had been a hard year and she wanted me to be prepared in case someone we knew saw us. It was heartbreaking.
My mother has always been a hard worker and she hates asking for help. So that's why it infuriates me when people try to say that being poor is just a mentality and the poor should just try not to be poor. My mother did make it out of several financial holes but it was always an uphill battle, because the truth is... being poor only makes you more poor. The system is designed that way.
Redditor u/26point2PipeDream wanted everyone to start realizing that the game is rigged, often by the system keeping the poor, poor. They asked everyone to explain by inquiring... In what way is it expensive to be poor?
There are so many small details from the everyday, mundane that people with out an endless well of money have to do to survive. And it all may seem like nothing, but the nothings add up. They add up to spending and debt that can be necessary to survive. Look at real estate. Paying outrageous amounts of rent is fruitless. And mortgage is cheaper. But who can afford down payment for a mortgage? Maybe if you could get a free year of rent you could save for it. Hmmm....
Clothing Transport
cats laundry GIFGiphyI saw a lady coming out of a laundromat, loading her baskets of clothes into a taxi (there is zero other public transport where I saw this happen and only a few taxis).
Not being able to put enough money together at one time to buy a car or a washing machine (she probably rented so this maybe wasn't even an option) was costing her a fortune. Just being nickeled and dimed to death.
Don't Accept
If you're ever desperate enough to take out a title/payday loan you'll discover you just stepped in financial quicksand.
About a year and a half ago I forgot to leave enough money in my bank account for a payment that needed to be done. It wasn't much, around $500 maybe, but didn't want the late payment and fees that come with it, so I decided to look into the payday loans. I needed $500 to last until Friday (when I would be paid)... I checked on it on Monday.
When I was to click "Accept", I read the entire thing... it said I had to pay back $950 IF I paid on Friday...or about $2,500 if I went with their payment plan.
I NOPED out of that bull as fast as I could, called my bank and I luckily had overdraft protection or whatever, payment went through and all I had to pay was like $15 or something for the overdraft.
Fees, fees and fees...
There are late fees for everything. Overdraft fees at the bank. Sh!tty jobs usually don't have good healthcare plans. If you're poor, you need credit cards just to survive, but interest rates are higher for those with low credit scores (see late fees above). Crappy cars are always breaking down, and that's expensive.
Death is Easier
Healthcare. That's the big one. If you don't have a healthcare plan, or have a crappy one you don't go to the doctor unless it's life or death. That means small problems that could have been caught in the beginning become hugely expensive problems later on.
Just Walk
Like parking tickets. I couldn't afford the £2 to pay to park my car so I get a £30 fine, after 2 weeks it goes up to £60 and so on. If I didn't have £2 to park in the first place I don't know how they think I can pay more.
Have you ever watched "killed by my debt"? That was about how a parking fine spiralled into severe debt and worse.
When you're poor you have to crafty. You also have to be thrifty and smart ,but crafty is often overlooked. See poor people are constantly in a fight to survive so learning how to maneuver is a key going forward. You just have to maneuver very carefully. Don't fall for the financial traps. They're always ready to get you. Case in point...
Renting is like Credit
Credit Card Money GIF by HustlersGiphyRenting to own anything is really bad. You pay 4X the value of whatever it is you're renting to own. And if you miss a payment they repossess it and someone else might start at the beginning of attempting to pay for it again. Not only that you very well might be paying 4X the new value for a used item.
And only low quality items are sold rent to own. Ashley furniture, crappy used cars, the cheapest big screen TVs available at wholesale. Houses might be better, but rent a center, and JD Byrider are worse than loan sharks.
Skyrocketing rates
Being stuck with higher interest rates because you don't have enough credit to get low rates.
The fact that rent payments aren't added into the credit score equation is bull. Or even just into mortgage lending.
How a lender can ignore me paying upwards of $1500 a month in rent while contemplating a mortgage loan that is equivalent to $850 a month. You'd think that would be a pretty safe bet right there.
The Pre-Pay Options
You can seldom buy in bulk, so you end up paying more for thing. For example, our local butchery sells ground beef cheap if you buy 2 kg or more at a time. If you're paid weekly and can afford only 500 g per week, you end up paying more.
Buying in bulk is a huge money saver.
And it's so damn expensive.
You don't just need the money in advance to buy the groceries. You also need a freezer or cooler large enough to store it. And of course a vehicle to get it home. So many things to pre-pay before you can start saving.
Luxuries
I'll add that when you have less money the power relationship is flipped in nearly every financial interaction you have.
When you have money, banks and companies compete to get access to your reliable spending, be it with low interest rates on borrowing or better deals for early payment. They have to compete because you have the option to go to someone else who will gladly take your payment history and stable income.
You're a safe bet, so you have the luxury of choice.
When you don't have money institutions know you have nowhere else to go. So they happily gouge you knowing agreeing to horrendous loan terms is your only option.
I teach econ and always remind my kids that commercials boasting about "no credit, low credit, no problem!" know exactly who they're getting in the door. People who have nowhere else to go.
Time for Restructure
story justice GIF by PrimerGiphyThe justice system. If you can't pay a fine, the state will make things more expensive by adding fees on top of fees on top of fees, then they will incarcerate you for not paying the inflated fees. Then you have to pay the parole officer who is keeping an eye on you while you care unable to get a job that pays enough to pay him.
Keeping Clean
Not having in-home laundry is a great example.
Say it costs you $4 to do your laundry each week (which I think is very cheap). In 5 years you will have spent over $1000 on laundry.
For $1000 you can get a good washing machine that would last you through those 5 years, then another 5 years, and maybe a lot more. And that doesn't count the time saved doing laundry at home, and any transportation costs.
Transport Worries
My car has a leaky seal on the transmission. It'd be about $250 to replace the seal and flush the transmission. I don't have $250, so I keep topping up the fluid and keep driving it because I'll never get $250 if I don't get to work. But, in time, that's going to destroy the transmission, which will be about $1200 to replace.
Edit:I never thought I'd say this in my entire life, but please stop offering me money. (I know. I'm insane, right?)
I'm getting by and my world will not end if my cars dies. It will be irritating and problematic, but I have other options I can make work, if the worst happens. In the mean time, plans are in place to resolve the issue and I have every reason to think that my car will survive until I can repair it.
I cannot tell you how much these offers mean to me. It has really made my night to have so many people want to help. Please, I ask you to turn your generous offers to others who are in a much more dire situation than I am.
There are several who commented on other threads on this post (as well as at least one who commented on this thread). I would not feel comfortable taking money under these circumstances when I have other options available to me. In short, other people here need it more.
Know that your kindness has made me smile on a day when really needed some brightness. I cannot put into words my gratitude. Thank you all.
For Walking
happy reno 911 GIF by Comedy CentralGiphyIf you're well off, you buy 1 pair of boots for $150 and they last a lifetime.
If you're poor, you buy boots for $30 and they last a winter.
You end up spending more, because you can't afford to spend more. Terry Pratchett uses it to explain poverty via Sam Vines in one of his City Watch books.
Shady Funds
If you can't maintain a minimum balance or don't have a bank in your neighborhood or were raised to be suspicious of banks and don't have a bank account, you've got to pay fees to cash your paychecks. Then there are fees to buy money orders to pay your bills-- or the cost of getting TO the utility office or car dealership or wherever to pay in cash.
Mouth Matters
So is one dental cleaning every 6 months (the reason its 6 months is because that is the time when cavities can form). Root Canals are now thousands of dollars and those dentists demand up front payment for those expensive services. Most people don't have an extra 2 grand in their bank account for a root canal.
Big Plans
scared homer simpson GIFGiphyMental health. Or more specifically stress. You will always have stress about future, always making decisions based on your poverty so that it won't affect your situation in bad way.
What Really Hurts
Everything is expensive when you're poor. Jokes aside, this is true. I've been poor for most of my life and I'm still not in a great financial situation. And the biggest problem is that you not only don't have a lot of money, but all the prices stay the same, so literally ANYTHING that you buy feels like a fortune.
I walked to the grocery store do buy some stuff to make a special dinner on my daughter's birthday and I spent about R$100,00 (about 20 dollars I think, Idk), and I swear I'd win an Oscar for how I kept my poker face. The second I walked out of the store I bursted out crying. Everyone on the street could see me crying as I walked back home. Seeing my daughter's smile later that day during dinner made me feel a lot better, but those R$100 ($20) REALLY hurt.
The Assist
If you're poor you already have no or very little money to invest in yourself, so you have to take on debt to do so. If you want to get technical certifications or degrees. Sometimes there's financial assistance but a lot of the time taking on loans is necessary.
Miles and Miles and Miles...
Tires! Used tires cost 1/3 price and get about 20% of the life of a new tire. Also you are paying mount and balance every time, plus worry about blow outs. Even a new tire at $80 with a 30K mileage expectancy or a $100 tire at 65k mileage warranty. Over twice the life, little more than 20% in extra charge.
A Hole
donald duck disney GIFGiphyDebt. Basically if you're poor you need to borrow some money to either get a house or buy food and after a while the debt keeps getting bigger and bigger.
In this moment the country is in the throws of cultural and financial battles. As I type, we await the Senate rulings on a financial plan for Covid. And the squabbling is endless. One of the main sticking points is raising the minimum wage to $15 and hour. Some Senators act like people are asking for a million dollars. Because God forbid we give the poor a leg up and shave a few measly dollars off the top from the super wealthy. You know, the ones rigging the whole game. Mhmmm.... Stay vigilant people and save those pennies.
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Reddit user GCanuck asked:
"Which historically famous person do you think would be most surprised to learn they are famous?"
If your mind immediately went to that Vincent Van Gogh scene from Dr. Who then 1. you're a nerd (me too!) and 2. you're not alone.
Here's what Reddit had to say.
The Little Painter Fellow
Van Gogh Reaction GIF by GIF IT UPGiphy"Vincent van Gogh."
"His paintings made billions of dollars for rich people, but couldn't trade a painting for a meal during his lifetime. Had to be supported by his brother."
- strangedigital
"It’s amazing how many pieces he created in such a short time considering how unsuccessful he was in selling them while alive. He kept banging them out despite his 'failure'.”
- Fthewigg
"He was encouraged to paint as part of his therapy/rehabilitation. He was a pretty disturbed guy, and not in a romantic way."
- redkat85
"Have you ever seen the Doctor Who episode about him?"
- LucyVialli
"This is what actually prompted this question for me."
- GCanuck
A Diary
"Anne Frank"
- 222sick
"Most of the world has read your diary."
"Wait...All of my diary?"
- SuperstitiousPigeon5
"Her Father censored some of it because she talks about her body and other things, I can't really blame him for that. Modern prints are uncensored."
- zerbey
"She’d have been thrilled, but I don’t think surprised is the right word. She dreamed of being a published author. She knew that she was creating something valuable and important with her diary, and she wanted it to be published."
- shhhhquiet
"I wonder what she'd think of her diary being turned into a stage play including a Broadway run and thousands of young girls doing their best to recreate all the different facets both good and bad of how she acted during her time in the Annex."
- Lil_Jazzy
Herman The Whale
bart simpson episode 3 GIFGiphy"Herman Melville."
"He had a few early successes with seafaring books, but Moby-Dick was a total flop that got bad reviews, and he spent the final decades of his life working in the customs department."
"He would be shocked to hear he wrote the Great American Novel."
- centaurquestions
"My boyfriend is from New Bedford, MA. Apparently the local high schools there had big murals depicting scenes from Moby Dick." "
*That* would have amazed Melville."
- DoctorWatchamacallit
"Dude, that's the best part. You never know what's coming next. It's like:"
"45 pages of unintentionally hilarious interactions between Ishmael and Queequeg."
"30 pages of incredible, brooding drama written in stage play format for some reason."
"100 page essay about some minor technical details about whaling and how some village built their chieftain's hall out of a whale's ribcage."
"Another 20 pages of Ahab chewing the scenery and embodying mankind's self-destructive obsessions"
"Then Queequeg speaking his last words but then deciding he doesn't want to die yet and miraculously springing back to life."
"Like the ocean itself, you have to accept that Moby Dick moves at its own pace lol"
- jesushitlerchrist
We, In Fact, Did Not Forget
"Hegelochus, an actor who mispronounced a word in a play in the year 408 BC and was mocked so thoroughly for it, his mistake has made it into the collective ledger of things historians know about and generally agree upon having happened… and we're still aware of it over 2,400 years later."
"Imagine making a meme today with a word misspelled, and others found that misspelling so egregiously mockable that you are still known for it in the year 4422."
- film_composer
" 'Oh come on get over it. No one will remember about that by tomorrow' -Hehelochus’ mom probably"
- Kehl21
"He must have went to sleep running the moment in his head over and over again, but he probably tried to comfort himself by thinking, 'well, at least it's not like some space-age hyper-futuristic society is going to be discussing this thousands of years from now on their magic boxes powered by lightning in some language that doesn't even exist yet'."
- film_composer
"This is the worst nightmare of everyone that has been told to stop worrying because no one will pay as much attention to what you're doing as you."
"Counter point: Hegelochus."
- LectureAfter8638
Kafkaesque
"Kafka. Rarely published in his lifetime, and when he did it was in obscure magazines which nobody read."
"Explicitly asked that his works be destroyed after his death. It's only because his executor disregarded his wishes and published his unfinished works (which comprise the majority of his oeuvre) that he is famous today."
- IllustriousSquirrel9
"Kafka is a good example of how much can anxiety ruin a person's life"
- Sergey32321
"Kafka wrote his stories to be shared with a group of friends like story-telling at a campfire"
- Responsible_Put_2960
Gospel Legend
"Blind Willie Johnson."
"He passed away blind, poor and sick, lying in the ruins of his house after it was burnt down."
"And his song 'Dark was the Night, Cold was the Ground' left our solar system not too long ago aboard the Voyager to be listened to by life among the stars."
- dntExit
"I really like to think one day-thousands and thousands of years in the future, an alien race will find that golden disk and hear his voice."
"I think the fact he had such a poor life but could one day live eternally amongst the stars is so beautiful."
- gonzomullz
"Found out about him through a VSauce video."
"I listened to a couple songs and really liked them, he had a great voice and had a great talent for playing guitar despite being blind. Such a humbling and inspiring story he had"
- HRPr03
"I remember learning about this in a Vsauce video and crying profusely afterwards, but not only from sadness, also from hope, and some other emotions I can’t possibly describe."
"The fact that he died at the lowest of lows, blind, sick, poor, and alone, yet he very well could be the man that teaches the stars about the very essence of humanity… there’s just something so intrinsically beautiful about that."
"Humanity, flawed as it is, is as intrinsically kind and beautiful as it is evil. The world forgets that sometimes."
- cmoneybouncehouse
Other Madonna
mona lisa oh no you didnt GIFGiphy"Lisa Gherardini, the Mona Lisa model."
"She was just some unremarkable random wife. Fast forward a few hundred years and she ended up as one of the most recognizable faces in history."
- finsareluminous
"HER NAMES NOT EVEN MONA LISA?!"
- Jaded-Associate6891
" 'Monna' was a shortening of the Italian word 'madonna', which was the equivalent of the English 'Madam'."
- Koifish_Coyote
Honor Well Pass Death
"Glyndwr Michael"
"This is the dead body they used in Operation Mincemeat."
"The man basically consumed rat poison to commit suicide."
"His corpse was then used for a British secret operation to carry fake documents for the Nazis to find in order to make them think they were invading Greece and not Sicily."
"This man died in a alleyway and went on the become a dedicated Major in the British military buried with full military rites - under his fake name, but still him in physical form."
- TheBabyLeg123
"He was originally buried under his covert identity (in Spain where his body washed ashore after being deposited in the sea nearby by a Royal Navy submarine), Major William Martin of the Royal Marines."
"In 2009 or thereabouts his real name (Glyndwr Michael) was added to his gravestone."
- BravoBanter
"I thought he died of tuberculosis so it’d be more convincing he was a British serviceman who drowned? Or maybe that was the guy used to make the Nazis think the Allies were invading Calais instead of Normandy."
- UnconstrictedEmu
"It was rat poison but it's not clear if it was a suicide."
"The poison was in the form of a paste that would be smeared on pieces of bread; rodents eat the bread, rodents die. Or in this case; poor Welshman eats the bread, poor Welshman dies."
"It's not clear whether he knew the paste was poison, or whether he was just hungry and thought he genuinely found some bread lying around."
"Where the confusion comes in is that the guy in charge of Mincemeat claimed the body was that of a young man who died of pneumonia, and that the parents had given permission for his body to be used as it was."
- ConstableBlimeyChips
A Real Hero
"Henrietta Lacks"
- LucyVialli
"A literal hero of humanity who in some ways is still alive."
"Her family deserved so much better though."
- AzureBluet
"Can I get a short version? I don't think I've heard of her before"
- Fyrrys
"Her contribution to science is and continues to be gigantic"
- Available-Age2884
Laws Of Inheritance
"Gregor Mendel, the monk and scientist who experimented with pea plant traits to describe what we today literally call Mendelian inheritance."
"The significance of Mendel's findings, which he published in 1866, went almost completely unrecognized during his life and after his death. His work was only rediscovered in the early 1900s when modern ideas about inheritance and selection started taking hold."
- ThadisJones
"I can differ there. When he first stated his theory, he was sure it was correct (as it was) but was rejected. I can imagine him not being surprised at the fact that his work was re recognised as right later down the line"
- Brother_Not_Shook
"It's entirely possible you're correct and Mendel suspected that someday he'd be proved right. At the same time, however, he spent decades after his discovery trying and failing to elicit interest from the academic public or individual biologists, and retired from science to become a monastery administrator, which looks a lot like 'giving up'."
- ThadisJones
Okay, so we learned some interesting history today. How about you?
Don't you love a good myth?
Us too.
Let's put some of NSFW ones to the test.
RedditorWizzlyG33wanted to hear about what lies need to be exposed when it comes to sex, death and all things over the top in life. They asked:
"If MythBusters had a NSFW episode, what would you want to see on it?"
Oh Jamie
Season 1 Love GIF by OutlanderGiphy"A five second segment where Jamie points at a diagram and says, in complete deadpan, 'This is where the clitoris is.'"
TheFeelsGoodMan
"If they did such an episode, I could see this being in it for sure."
Chubby_Bub
BUSTED!
"I want them to purchase every pill they see on the internet that would make their penis bigger and see what happens."
tkepongo
"I think we can call that one BUSTED already. In what version of any world can you imagine there is a simple pill to make your junk more impressive and every dude you know doesn't already have a case of 10000 pills stashed under the bed?"
_Alternate_Throwaway
Don't Sit
"Can you actually get an STD from a toilet seat?"
BloodyChapel
"This is an interesting thing actually. It was a myth deliberately perpetuated to make people less ashamed of asking for STD tests."
leonielion
"Fun fact: There are multiple STDs that can be dormant (like inactive) for years. Like several years."
"You’d never know you had gotten it. Then something triggers it, maybe an infection or something, and then you start showing symptoms/Can now test positive. So technically a partner from years before could have given it to you and you either think your SO is cheating or haven’t been with anybody in a long time. Either way it’s scary when you think about it."
DesperateMango1731
After Death
"Does a person really stay conscious for a few moments after beheading?"
SammyGotStache
"There was a French physician who tested this in the early 1900s. After a criminal was beheaded he picked up the head and shouted the criminal's name. The guy opened his eyes and made eye contact with the physician over a period of 30 seconds whenever his name was called. Edit: I provided the source in other comments but here it is on the original comment."
UnadulteratedWalking
Theories
looking down homer simpson GIFGiphy"Size correlates to what? Feet? Nose? So many theories."
throwxxawayxx10977
"I have size 12 feet and a massive nose and huge hands and the little guy is small."
FireTrickle
Oh the lies and the rumors and the shade.
More is More
Seth Meyers Dancing GIF by Late Night with Seth MeyersGiphy"They did prove that women with larger breasts will get more tips. Which isn’t really not safe for work, because Kari literally was working at a coffee shop."
Unsettleingpresence
"If breast enlargements will help your job would you be able to write them off on your taxes?"
Mr3k
Deep Down
"How deep underwater are you still able to orgasm?"
Successful_Present39
"Pretty sure there's no lower limit. When you're underwater, your body is under pressure, but for the most part doesn't actually get compressed. Only your air spaces (lungs, sinuses, inner ears) are really subject to compression from ambient water pressure. There can be painful exceptions like air pockets inside a tooth filling, which I do not recommend experiencing."
"Most of your body is water or various solids, which push back on the ambient water pressure. You prostate shouldn't be blocked by water pressure any more than your bladder is. Source: am old scuba diver, I've done all kinds of things a hundred feet underwater. At that depth the ambient pressure is 4 bar, which in olden-tymes units is nearly 60 pounds per square inch. Also: fish do it underwater, doesn't seem to stop them."
UlrichZauber
Tasting Men
"Does pineapple make your semen taste better?"
TMNT4lyfe
Keep Thinking
"Post orgasm clarity: How much better can you solve puzzles or remember something?"
texanaftdy
"Well, recently I did a lot of reaction time tests on humanbenchmark.com and while normally I get average of around 140-145, after a good O I consistently got around 130-135, very often getting single clicks close to 120 which almost never happens in other cases. And it's weird because I feel more tired but apparently my reaction time improves for some reason."
berni2905
Safety First
Safety Helmet GIF by Just SecondsGiphy"A take on the top ten OSHA violations list to see if they are as dangerous as they say."
Mariuxpunk007
"Safety regulations are written in blood."
GegenscheinZ
Well that is a ton of great suggestions. Let's work on it.
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Make the most with what makes you happy
"I've learned to enjoy my own company and focus on my hobbies."
"Funny enough, this gives me stuff to talk about when I am around people."
Voices in the background
"Listening to people talk on YouTube so I feel less alone in my house."
Millions of friends, just one click away.
"Chat with random people on Reddit."
internet computer GIFGiphyStill figuring it out
"I don't I'm f*cking miserable."- Savathunh
"I don't :("- __MashedPotatoes__·
Get my body movin'
"Working out."
"It makes me feel better about myself and I have something to do alone."- DerpBread69
Gym Working Out GIF by Chance The RapperGiphyWho says I need to?
"I love solitude."- Befuddled_GenXer
solitude GIFHit the snooze button
"Sleep 12+ hours a day."- RockandRoll682
Instant tension and relief
"Lots of arguing online about sh*t I don't care about at all, just to have some form of social interaction, and get off at least 3 times a day."-
There are very few worse feelings than that of being alone.
But it's also quite remarkable how much doing something that makes you happy, be it ever so simple, can elevate your feelings.