Top Stories

Honest People Share The Worst Financial Decisions They've Ever Made

One of the hardest things about "adulting" is having to figure out what the best financial decisions are. What's a good investment? Do we get that 401k or pension when it seems like they're all being taken away from people all the time? Is stuffed crust pizza really worth the extra cost?

One Reddit user asked:

What's the worst financial decision you've ever made?

We'll admit, there's like $7 in the bank right now, so nobody crown us financial wizards or whatever - but even at our worst we've never screwed up quite as bad as some of these people.

1. Wedded Bliss

Paid $80,000 for my wedding and honeymoon last summer. Getting divorced this summer.

Honestly, our relationship kind of changed after the honeymoon. We used to have a very active lifestyle, lots of hiking, traveling locally, just going out and doing fun stuff around the city, cooking together, walking the dogs, etc.

She got her first job (social worker - nursing home) after we got married and started going to work (9 to 5). She was always tired after work, I'd come home at like 6 or 7 and she's already in bed. Weekends were worse, slept in until almost noon. Feeling tired and headaches were a nearly daily occurrence.

She preferred to stay in and watch TV, or go spend time at her parents' and would get very upset if I didn't want to go to her parents.

We stopped doing all the fun things we used to do. She would rather facetime her parents or her kid brother or girlfriends then get out of the house and go somewhere with me. I asked her numerous times to see a doctor, or a neurologist, or a psychologist, someone who could help with the situation. She went to see a GP and a shrink, nothing ever came of it.

I went on a few hikes by myself as she did not want to go. All I got was complaints from her and her parents about why would I leave her at home and go somewhere. Her parents getting involved only made it worse as they refused to do anything constructive to help and would rather blame someone else, me in this case.

Eventually, she just left to her parents. Took as much of her stuff as she wanted and all of the wedding gift money. That was about $14,000. She left any old stuff she didn't want and the two dogs that I got her.

- Reddit

2. Scratch-Offs

On my 18th birthday, I stopped by a store and bought my first lottery ticket for $1 and scratched it off. I won $5!

That feeling of "winning" and being "ahead" was quite lovely. But I knew that the only way I could stay ahead was never to play the lottery again for the rest of my life, and be happy with that extra $4 or play the lottery more until someday I won a bigger prize. I've spent hundreds of dollars since then on lottery tickets chasing plan "B".

- Reddit

3. The Money Pit

Buying a "money pit" house.

It was architecturally interesting and loaded with character, but in constant need of expensive repairs (as is often the case with older homes).

It seems as though the house "owned us," instead of the other way around.

- Reddit


4. No Degree Needed

Going to a university to gain a job that didn't require a university degree. I make decent money. I'm barely able to keep my head above water because of my college debt. Once I left school I was making minimum wage while trying to pay off 60k in debt which isn't exactly easy. As a result my loans went into default. Today I don't use my degree even though I have a job I love.

Never look down on skilled trades. I made that mistake that trades were for those who can't understand or get into higher learning. Don't fall into that trap. The people that I work with are rough around the edges but incredibly brilliant. I should have ascribed to the philosophy I do now, "if you're the smartest one in the room, you're in the wrong room." I got lucky and am able to hold on and pay them off because I have a decent job and became a specialist in a niche field. If that didn't happen I would be broke and bitter with only my own arrogance to blame. There are many types of intelligence and I was wrong to dismiss those I didn't understand. It was a hard lesson but one I won't forget.

- Reddit

5. For A Sword

Sold my car for a sword. It was a replica worth maybe $40. It ran perfectly, and only had some small superficial damage. Blue book, it was worth $2,300.

- Reddit

6. A Year's Subscription

Once in a moment of weakness I bought a year's subscription to an "adult dating site." That was a regrettable and embarrassing choice.

- Reddit


7. Trust Fund Money

When I turned 17 due to some unfortunate circumstances I inherited part of a trust fund that gave me an outrageous income for someone that age. I started building a ridiculous Jeep CJ-8. As I was doing most of the work myself I needed something to drive in the interim that could double as a daily driver as well. A brand new Porsche 928 S4 fit the bill. By the time I started college that fall I realized what a douchebag I was because the Porsche wasn't suitable for New England winters and the Jeep would have to be shipped because it had a useful range of around 120 miles per tank. Learned an expensive lesson about depreciation when I sold the Porsche to buy a reasonable car and an even more expensive lesson about what money pits custom cars are.

- Reddit

8. Credit Cards

When I was 18 I got my first credit card because every other day I was getting the s*** in the mail. Without reading anything I chose one on the highest amount, 250. Not even two weeks later I paid for concert tickets for myself and three friends after them agree they'd pay me back. I never got the money back and because I couldn't pay back I started earning interest, an amount I don't remember but my mother called it "extremely f-ing high" and she wasn't one to cuss.

Screwed my credit for years and once I got things going good Bank of America f-ed me over when they started their "we're going to drop the more expensive payments and make you pay for the half dozen over drawn items instead of going by the date of the item" that ended in a civil suit which got me nothing except a worse credit rating.

- Reddit


9. Financed A Dell

In 2007 I financed a Dell laptop. It was something like a $2200 laptop and of course my 17 year old brain didn't understand what the implications of a minimum payment were, plus I didn't listen to my parents. Every monthly payment was like 95% interest. Paid it off in 2012 paying something like 50% more than the cost of it.

It was a life lesson and now I only finance things if there's 0% interest if paid within so-and-so months. I've dipped my toes into financing for a mattress, couch, television, and other things since then and always paid off before the grace period ends. I'll never make the same mistake again.

- Reddit

10. Custom Boomerangs Are A Thing?

$200 on a custom boomerang. Went to the field next to my high school, first throw, curved more than I anticipated (having never thrown a boomerang before in my life) and went right through the bay window facing the backyard of some poor sap's house. Never got it back, never got another one.

- Reddit


H/T: Reddit

Things People Secretly Love But Would Never Admit To In Public

Reddit user sweet_chick283 asked: 'What do you secretly love that you would never admit to in public?;

Collection of VHS tapes
Bruno Guerrero/Unsplash

What makes us all unique is our passions and the things we love, whether it's singing in the shower, reading books, or listening to specific music artists.

Unfortunately, we live in a world where we are judged for our various tastes and interests thanks to social media, and it makes us consciously selective about sharing the things we love on the internet.

Curious to hear about people's personal desires under anonymity, Redditor sweet_chick283 asked:

"What do you secretly love that you would never admit to in public?"

These aren't really chores for the following Redditors.

Good Clean Fun

"Mopping, im a janitor and generally hate my work... but damn mopping is so good."

– MrDDog06

"When you have a great rhythm going it is something special. I get the same feeling while I vacuum, but won’t let my wife know I enjoy it."

– Bogus_34

Act Of Unwrinkling

"Ironing clothes. A dozen of them. Can’t explain how it relaxes me. I told one person and they looked at me like I’m crazy."

– eerie_white_glow

"My mum misses the days when dad would be out on a Friday night, my brother out with friends and me upstairs quietly playing PS1. She would pour herself a Bacardi & Coke and do the ironing while watching her TV shows."

"I'm sure she doesn't really miss it now that we've moved out and they've retired but it was her wind-down after a busy working week so I can see how people can find it relaxing."

– xdq

Our solo actions can spark joy.

Big Brother Is Watching

"pretending to be on the Truman show and whenever im in my house i act all inconspicuous so they dont know that i know that they’re watching me."

– Bec_121

"C’mon man, you’re not supposed to let him know. You signed a contract when signing up for live views. I’m reporting you."

– doeswaspsmakehoney

The Multi-Tasker

"Playing video games naked at home while eating cheese."

– thickening_agent

Releasing The Kraken

"I love the feeling when you've eaten good fibre and let out a solid long train log in the toilet. That feeling is heavenly."

– therapoootic

"Even better when it’s a clean wipe and not a poo crayon."

– TheWarmestHugz

Ultimate Comfort

"My (male 41) weekend routine is coming home from work, make hot chocolate, start a fire, dress in a ugly pink nightgown made for old ladies and watch forensic files."

– crazyloomis

Some people are obsessed with collecting things.

So Kawai

"Sanrio stationery stores. All those different multicolor pens, a thousand kinds of erasers, spiral bound notebooks galore... my kids sadly have absolutely no appreciation for this wonderland..."

– HavingNotAttained

It's A Staple

"Office supplies have a weird, special place in my heart ever since I was a kid. They don't even have to be 'cute' necessarily."

"Japan's legendary stationery stores is unironically a reason I want to go."

– _CozyLavender_

Not Caring Anymore

"The older I get the shorter that list gets. Not because I love less things, but because I don't care about hiding it."

– Bi-Beast

"YES!! I'm 53 now. I'm working my first job in public since 2006. Today is Halloween and we're allowed to dress up so I am sitting here waiting to go to work dressed as a VERY bad Wednesday Addams. My bf said I'd 'look stupid' because no one else will probably dress up and I'm like, 'WHO CARES!' My makeup looks horrible and not like I practiced, but I DO NOT CARE! I'm having fun with it anyhow and I don't care if my coworkers dress up or not. I'm bein' ME! :)"

– deanie1970

Honorable mentions start here.

The Savior

"Picking up worms from the street and sidewalks when it rains and moving them into the dirt so they don’t burn in the sun, every time it rains I do this."

– sky_kitten89

Hero Of The Moment

"Yoooo I scoot SO many snails and worms. I work as a tech/mechanic at an automotive shop, I had a peoject car towed to my house the other day and it was covered in snails. I saw them when the tow guy/coworker was unloading and I was like, 'oh! It comes with free snails!' and began moving them. He laughed then realized and said, '... Oh, you're serious. Uh... Okay.'"

"I don't care who knows it. These little things barely can look out for themselves, why shouldn't we if we can take a moment to help? I don't care what happens next, it probably doesn't matter overall but I can help this moment."

– chris14020

Why should some of the hidden desires mentioned above have to be secret?

Redditors opening up about some of these would make them a hit at parties–no shaming.

As a matter of fact, I'll totally be down for a Forensic Files viewing party where we all make hot chocolate, light the fireplace, and cozy up together in our respective pink ugly nightgowns for old ladies.

historical reenactors
Sigmund on Unsplash

We've probably all heard some variation of the saying "Truth is stranger than fiction."

Real life isn't just strange, it can also be downright ridiculous.

History is riddled with moments of absurdity.

So ridiculous that people have a hard time believing real life is, well, really real.

Keep reading...Show less