
Scammers often target the elderly who don't know any better.
Persistent scammers have all planned out several backup plans to keep the person they have on the line engaged and genuinely concerned for their financial stability, often threatening that the FBI could intervene as a consequence of purported unpaid charges.
Some scams are not so criminal and are actually legit; however, they make consumers feel as though they've been taken advantage of.
"What's the biggest scam in America?"

Some people don't think twice about certain transactions.
Hidden Concert Fees
"Surprised no one mentioned ticketmaster yet."
– hopsteiner420
"They jack the ticket prices up with tons of hidden fees."
"A ticket will be priced at $50. Then Ticketmaster will tack on all kinds of bullsh*t like 'venue fees,' 'service fees,' etc. All of a sudden that $50 ticket costs you over $100."
– jthemusician
Popular Services
"Funerals, weddings, and pretty much every other thing we blindly accept have to be insanely expensive without even thinking about it."
– jcfeej
Dealing With Student Loans
"I think Student Loan servicers. For example, Navient manages Federally guaranteed debt for the US Gov in Student loans, has the IRS as their personal collection agency."
"They constantly, I mean CONSTANTLY f'k up to the extent they get dragged in front of Congressional Hearings, and their CEO is paid $7.7M annually."
– Firebolt164
Rent-to-own businesses were mentioned a lot in the thread.
Trackers In The Merchandise
"I scrolled really far and was surprised I didn't see Rent to Own stores. They sell furniture and electronics type stuff to people with bad credit who can't really afford it, let them pay a small amount weekly."
"If people end up paying on time and pay stuff off, they will pay 2 or 3 times more than the item is worth. If they make a payment late the item is repossessed and re sold to someone else and the first person loses all the money they paid."
"There are used car dealers that do this same business model with cars too. They put GPS trackers in the car that also disable the starter. They collect $1000 down and once a payment is late they disable the car and go tow it, then sell it again and keep the downpayment."
"I worked at a shop that installed the trackers and these places would sell the same car to different people 5 or 6 times in a year because they kept repoing it."
– bgwa9001
An Insider Speaks Out
"I used to be the sales manager at my local Rent-A-Center years ago. It’s a huge scam and I feel dirty even having worked there. The worse thing I ever had to do was repossess a fridge from a single mother."
"She cried as she removed the items and kept saying 'I have no where to put these. They are going to go bad.' Another one was when i had to repossess a bunk bed from two kids. They asked their dad where they were going to sleep."
"It’s been years and I still think about it from time to time. Don’t rent from rent-to-own stores. Don’t give them business."
– MaxTimeLord
Another Testimony With A Special Message
"Same. The owner of the place I worked was a huge asshole. He went with me on this repo of a single mom that apparently he didn’t like for some reason. Same thing, it was a fridge. We get the fridge out on by the curb and it has a bunch of roaches crawling out of it."
"When we’d get TV’s with roaches we’d bag them with a fogger, vacuum them out and re-rent them. The fridge was too big for a bag and the owner didn’t want to put it into the truck. So he pushes the fridge up next to a tree, gets back into the truck and smashes the fridge up against the tree multiple times until it’s completely crumpled. I’m standing there like WTF just happened and he tells me to get back into the truck and we drive off."
"We destroyed a fridge from some lady who was down on her luck just so she couldn’t have it. Then the embarrassment of having a smashed fridge in her front yard that people were obviously going to ask her about."
"F'k you Dwayne."
– cokecan13
Cable Companies
"Cable TV/Internet monopolies."
– dan1101
"Seriously. The spectrum person that signed me up on the phone gave me a price and simply neglected to tell me it was a 'promotional rate.' Price goes up 50% after a year."
– valuethempaths
Cutting The Cord
"Comcast had such a monopoly in my area that cancelling wouldn't get you a promotion, just a simple we'll be sad to see you go."
"And after the third time putting a new plan under someone else's name to qualify for 'current promotions,' we just said f'k it and cut the cord."
"Maxed out our internet plan and it's still cheaper than the bundle they were forcing down our throat that included a landline that we didn't have a phone for."
– ultrastarman303
Paying The Price
"And Youtube TV is turning out to be the same sh{replace1}amp; different medium…. hey let’s keep jacking up the price, but let’s add on a dozen or so channels no one f&{replace1}amp;in cares about to keep everyone happy. No that did not make us happy because we’re not that dumb."
"It’s like Animal Farm."
– rigored
Some believe the biggest American scam was multi-level marketing (MLM).
Dodging A Bullet
"A few years ago my husband was keen on the idea of buying a franchise. He came across a scheme he thought was promising and asked me to go with him to meet the people selling it. As soon as we sat down my gut feeling was RUN, but being polite people we sat through their spiel. On the surface it seemed legit, but for me the absolute killer was when they started spouting on about how the big boss has bought a helicopter and how cool it would be for us all when we can do that too."
"They were very pushy, but I’m equally stubborn and held firm that we needed to think about it. As soon as we left I threw away the brochures and crap they’d foisted on us. Had a few emails and calls, but ghosted them. Husband was disappointed for a while, but then one day I was reading Reddit and came across a familiar company name."
"To this day I enjoy reminding my husband how we dodged being tied in with Herbalife."
– SoftandSquidgy
Cousin's "Business"
"My cousin is always involved in multiple MLMs and tells us all she’s a 'small business owner' and gets mad if we don’t support her 'business.'"
"Here’s the thing though. I would rather just send her a check every month so that I don’t have to be solicited with this protein shake or that skin care line. How much would it take? $50 a month? $100? Because I know she’s not making any money doing this. YET SHE KEEPS ON DOING IT!!!"
– ArhedisVarkenjaab
A popular scam in my neighborhood involves representatives from a "friendly energy" company going door-to-door and trying to convince tenants they are paying too much on their electric and gas bill.
They throw out a lot of jargon and detailed information and have a vague answer for everything.
The last time I encountered such a rep, I said I'd like to take the time to research this and I told him I didn't like being made to make a decision to upgrade my services on the spot.
When I asked for his business card, he gave a piece of flimsy paper with information saying they were "looking for newhires."
He peace'd out. And when I looked up the "service" he was offering on the internet, the information indicated it was a scam that took over your existing energy company and charged you triple the previous amount.
I dodged a bullet that day, but I definitely felt like spending time with him was a huge waste of energy.
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- Common Scams | Office of the Attorney General ›
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It's highly believed that it is important to learn history as a means to improve our future.
What is often overlooked is that what is taught in history class is going to be very different depending on where you went to school.
And this isn't just internationally, even different regions of the United states will likely have very different lessons on American history.
This frequently results in our learning fascinating, heartbreaking and horrifying historical facts which our middle or high school history teachers neglected to teach us.
Redditor Acherontia_atropos91 was curious to learn things people either wished they had learned, or believe they should have learned, in their school history class, leading them to ask:
What isn’t taught in history class but should be?
The Irish Troubles
"The troubles."
"Too many people in America do not understand why a wall straight through Ireland would be a BAD idea."
"I’m referring to the Brexit referendum and possible outcomes."
"If people were wondering why we were talking about walls through Ireland in the first place."- CLCVS.
Forgotten elements of World War II
"What the Japanese did to the Chinese during WW2."
"Unit 731."- CaptainMcBoogerJew.
"Japan gets off easy for their war crimes in WW2."
"They killed an estimated 16mil Chinese civilians and another 8mil soldiers"
"Also, Pol Pot."
"Didn't know who he was until I was like 25."
"Worst dictator all time (in terms of percentage of population he decimated)".
The truth about the American Revolution
"That the American Revolution was part of a wider cold war type of conflict with France."
"The American Revolution was basically the UK's equivalent of the US version of Vietnam."- vinsant7.
The Dark side of Swedish history.
"As a Swede, I'd like to know more of all the horrible sh*t my country has done throughout history."
"It's a damn shame we're trying to hide our history."
"For example, Swedes killed a metric sh*t ton of all Polish people when we were at our strongest."
"That's the kinda sh*t we don't get to learn."- mogwandayy.
Colonization
"Basically what Belgium did to the Congo."
"A lot of people are telling me that they are taught about this actually."
"I'm glad to hear it because I wasn't taught about this in the USA during my public school days (1995-2008)."- EconArch.
The truth about "heroes".
"While teaching about historical Heroes they should also tell students about the unspeakable things some of them did."
"Many famous figures throughout history who are pillars of morality actually did many terrible things." - User Deleted
Intolerance for Mental Illness
"The dark history of mental illness treatments."
"I think it's worth learning about."- 7dayexcerpt.
Slavic Mythology
"Slavic mythology in Slavic countries."
"Don't get me wrong, I love both Greek & Roman mythology and as a person from the Balkans both of those cultures are part of my country's history and had great influence over not only my region but the entirety of the continent & the western world but I wouldn't mind knowing more about Slavic mythology as well."- ShorsShezzarine.
The truth about the CIA
"How the CIA was made and all the shady things they did over the years."- ALargeChip.
There is a lot about the history of our world, not to mention our own country which shouldn't be ignored.
And it's from learning from our mistakes that we really improve our future.
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So apparently we are in the endemic phase of this nonsense.
We have light at the end of the tunnel.
So what now?
Where do we go from here?
Normal seems like an outdated word.
How do we get back to normal though?
Is it even possible?
What are reaching back to?
Life pre-Covid.
Those were the days.
If only we could bring them back.
Redditor hetravelingsong wanted to discuss our new normal in this hopeful "endemic" phase. So they asked:
"What’s something random you miss about pre-COVID times?"
I miss people being sane. Though that maybe election cycle issues not COVID. We'll never know.
I thought I was Alone...
"Being able to grocery shop after 11 pm."
Reading_Rainboner
"Hell yes. I miss the days where the Walmart across the street was open 24 hours."
Small_Tax_9432
let's just go...
"I miss spontaneity... everything now seems to have a barrier of difficulty."
iidosee
"I live very close to Disneyland so I have an annual pass. My friends and I would just go there after work and hang out and grab a bite to eat."
"Now, we have to reserve a day to go. And most of the time, the days are at 'full' capacity so we couldn't even reserve. I don't want to schedule to hang out at Disneyland for a couple hours for July. So yeah, I definitely miss the 'lets go eat at Disneyland tonight?' texts."
mymymissmai
Not til 24-25
"Functioning global supply chains. Ah, the product you want has got microchips in it? 9 month wait."
richard-king
"Minimum, I'd been saying for a while now that I wouldn't expect a true return to normalcy in terms of electronics prices till 2024-2025. Although Crypto crashing through the floor really took some of the pressure off graphics cards which I really appreciate."
statiiic
WTF?!?!
"How affordable everything was!"
Disastrous_Hour_6776
"Yep. Today I was bagging up my things at the grocery store and I heard the cashier say to the lady behind me 'thats $78.12.' She had -- 2 boxes of Kellogg's corn flakes, a carton of 12 eggs, milk, strawberries, raspberries, blue berries, a small cheese cake, English muffins, coffee, and a small whole frozen chicken that could maybe feed 3 people if the meat portioning was small."
SnowyInuk
Sushi
"My favorite sushi place. It was good quality, close by, kid-friendly, and not too expensive."
InannasPocket
All of this... it was a simpler time.
NASTY
"As a retail worker, just how f**king NASTY some people have gotten."
DmitriPetrov*itch
"They applauded you for being an essential worker but won’t vote for policies that’ll raise minimum wage while insisting a wage cap for heavily paid employees."
sketchysketchist
CHANGES your DNA...
"Some of the people closest to me became very bitter and petty over the last 2 years. So many people have the 'crazy eyes' now."
__--__7
"So true and holidays with the family is like who has the biggest tinfoil hat building contest. How many jumps does your brain have to go through to think that the Covid vaccine CHANGES your DNA into the patented DNA so that the government now controls your body."
"So like vaccinated people now have a singular DNA set. I feel like I still have a chunk of my brain just broken off due to that comment alone. I was also told by same family member that I could never donate blood again due to the vaccine. I guess it is so my patented DNA doesn't affect people?? FYI my vaccinated butt just donated today fine and multiple other times after the vaccine."
tyreka13
Homeward Bound
"House prices."
adrianinked
"I'm resigned to never thinking I have a chance on owning property where I live. I'm 30 and just can't imagine it anymore. And I don't want to live anywhere else so, whatever."
Osdab2daf
"That didn’t happen because of the pandemic. That was already happening regardless."
CH11DW
Oh Mickey
"All Day Breakfast at McDonalds."
hutch2522
"It was honestly hell to do, and not very popular. ITs margins aren't anywhere dinner and lunch specials. ON top of that, the temperatures are such that They require its own grill, meaning that if you have 2 grills in shop, you are down 50% of lunch capacity."
Freyas_Follower
Way back when...
"Hanging out with friends. And I mean waaaaaay before Covid. Like 2006 back when I had some friends."
LoocsinatasYT
I miss the old days. Maybe we'll get back there.
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What do you believe?
Is there a GOD in the sky?
Is he guiding us and helping us?
Life is really hard. Why is that is a big entity is up there loving us?
Atheists have taken a lot of heat for what feels like shunning GOD.
What if they've been right all along?
Maybe let's take a listen and see what they really think.
Redditor __Jacob______ wanted to hear from the people who don't really believe all that "God" stuff. They asked:
"Atheists, what do you believe in?"
I'm waffling between G-O-D and nothing. So please give me some education.
911
"We need to look out for each other because help isn't coming."
cknipe
Peace Out
"More than 2 decades ago, a priest was giving a sermon in my church and he said 'our faith requires you to believe without question. Why call it faith if you have to ask questions?' I haven't returned to church. Not until my wedding day but you know what I mean."
asiangontear
Delusion
"When I was young I used to think that after death you would have access to a PC that you could see absolutely anything about your life. Stats, any question you had no matter how obscure, replays of moments, perspectives of others in relation to you. No matter what you wanted to know, if it was relatable to you, you could see it. I know it's silly, but as time goes on I just want it to be real, and I don't think I'd have any issue allowing myself to fall into that delusion."
eggwardpenisglands
I think nothing happens...
"Realistically, I think nothing happens. We literally experience nothing after death. Same thing that we experience before birth. We don't exist, so it's nothing. I think the tenant that we should follow while living is to try to be happy and healthy while minimizing the damage we do to each other."
"What I would LIKE to happen after death is whatever you believe in, exists. I think Christians should get to go to heaven if they truly believe in it, Hindus and Buddhists get reincarnated, and everyone else also gets to experience what they believe they will experience."
"'I would still experience Nothing. Maybe it's one of those things where at the moment of death their brain makes them experience what feels like an infinitely long moment in time where they experience their afterlife. I just think it would be neat for everybody."
Better_Meat_
Shrug
"Best advice I received from a dear senior on their way out. 'You win some, you lose some' shrug. Nothing divine, life is that simple and wonderful, accept it and move on."
Tune_Kindly
It all sounds pretty simple. Why are people so up in arms about Atheists?
Whatever
"I believe in a universe that doesn't care, and people that do."
imCIK
Cool with Empty
"Nothing. [Serious]."
rumblingtummy29
"I feel this way about death. When I was 5, my grandfather died and my cousin simple said, he is dead, that means you are gone forever. Everything ends up dying, even plants and animals. I'm now in my 40's and still have this simplistic view of life and death. People think I'm ambivalent to life and death but it's just what it is."
thepigfish82
puppet-masters...
"I think a lot of religious people struggle with the fact that we are all just swirling units of chaos. There is no grand plan or great orchestrator. I think that’s why people who are prone to religion are also susceptible to things like Q anon and the Cabal and all that. They REALLY want to believe that there is some almighty puppet-master who determines all of humanity’s fate."
Lngtmelrker
“we’re living in a society!”
"Just be a kind and empathetic person not because you’re worried about some cosmic justice, but because it’s the right thing to do. If there is some being that created us there’s no way they actually care about believing in it or adhering to some rules from over 2000 years ago."
"Also a big thing for me is that I find the idea that you need religion or the Bible in order to have morals and ethics pretty dumb. It’s pretty f**king clear that most evangelicals have neither. But my main thing is being a good person simply because, as George Costanza once said we’re living in a society!' If you’re only a good person in order to make it to heaven you probably aren’t actually a good and moral person."
conservative_genius
That's All
"You're born. You live. You die. That's it. After you die you cease to exist, the same as before you were born."
serefina
Believe what you want. We're all here together. So let's focus there.
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The list of what irritates me is endless.
I mean... breathing too loud or dust can set me off.
I'm a bit unstable, yes.
But I'm not alone.
So let's discuss.
Redditor Aburntbagel6 wanted to hear about all the times many of us just couldn't control our disdain. They asked:
"What never fails to piss you off?"
I feel like this article can go on forever. Let's get some highlights.
Wasted Time
"Meetings that could and should have been an email."
Sirena609
Lotto People
"Getting stuck behind people playing the lottery at a corner store."
thenuggetlover
"I also used to work in a gas station and you’re SO right. I f**king hated the lottery people. Especially since my store had a small staff and there was usually only one of us working at a time, which meant that I couldn’t get any of my other work done as long as they were there."
"And you’re right, it’s also pretty sad to watch. I had one lady who used to come in every day and spent hundreds and HUNDREDS of dollars on scratch tickets. One day, she won $200 after spending probably around $600 and she was so excited and saying she can 'finally pay her bills.'"
i-am-your-god-now
Aware...
"No situational awareness. Job, home, shopping, driving. Think for one minute and go about. OBSERVE!!"
Dizzy-Foundation8122
"My mom is one of those people who leave the shopping cart in the middle of the damn aisle and proceed to walk twenty feet away. After correcting her a million times to no effect I just walk away now so people don’t know I’m with her."
OutrageousEvent
Shut Up!
"Endless barking in the middle of the night, I love animals but that sh*t I can't stand."
Acceptable-Lemon2924
"Endless barking in general drives me up a wall. One of my friends dogs was barking almost an entire gaming session the other day. I wanted to reach through the computer and smack him for letting it go on."
bangersnmash13
Kindness
"People being mean to service workers, especially if the workers are very young."'
scaryboilednoodles
All of these things. I hate them all.
Admit It
"People who never accept fault when they mess something up. Like, why blame a million people when it was clearly you who did it???"
Quirky-Area-8978
From Above
"My upstairs neighbors."
lutzow89
"I had terrible neighbors at my previous apartment. It was a one person studio for students, but her boyfriend was clearly living with her illegally and he was loud."
"One night we knocked n the door at 3 AM because of the loud music and an unknown girl opened the door. I just thought they were having a little party. But the next door I saw the girl living there come home with a suitcase after having been away for the weekend... Her BF was cheating on her in her own apartment."
Th3_Accountant
Move Away
"People who sit directly next to me at the airport, movie theater, any other place where you can choose a seat when there is PLENTY of other seating."
BacardiPardy33
"I can’t YES this enough and the ones who can’t park for crap so they park so close you can’t open doors on one side of the car or the ones who park directly behind when you pulled through so the door won’t open to load groceries."
BacardiPardy33
It's Over
"People who try to restart old drama. Like I'm done with you, just leave me alone."
Tired_Potatos
"Yep, half the reason I've basically quit playing one of my favorite online video games. People keep bringing old crap up or sh*tting on on someone who used to be our friend. I got tired of it so I just ejected the game out of me."
CaucasianHumus
AHHHHH!!!
"People walking too slow in front of me with no way to get around them. It’s even worse if it’s a couple or group taking up the whole sidewalk. HAVE SOME SPATIAL AWARENESS FOR THE LOVE OF GOD!!"
_-v0x-_
Life in general pisses me off. I'm easy.
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