The Biggest 'Money Mistakes' People Have Ever Made
While there might be some financially savvy unicorns among us who just seemed to "get it" since birth, most of us have had some mishaps with our wallets.
And in some cases, those financial lessons have been pretty expensive.
Redditor The_guy321 asked:
"What is the biggest money mistake you have ever made?"
A Big Life Change
"I took a job way up North in Canada. I quit my old job, got rid of tons of stuff, had my dad help sell my house, etc. This was in 2019/early 2020 just before the pandemic hit big."
"I ended up hating the job up North; it was terrible. I went back home and somehow managed to get my old job back, but my house is gone, and I can’t afford a new one in the current market."
"Stupid, idiotic decision on my part, and it keeps me up at night. I hate where I am in life right now. A stupid, big, and expensive mistake that I’ll regret for the rest of my life."
Sentimental Value and More
"My mom gave her original, 20+-year-old wedding ring to a jeweler to work it over and improve fitment (since it was too tight I think)."
"The jeweler f**king lost the ring in the mail. They sent it out without insurance and it never arrived at the place that was supposed to do the jeweler's work."
"She did not get her original wedding ring back, and all they offered her was 'a new one of equal worth.'"
"Honestly, that was the biggest f**k you to her. The best you can get in that situation is at least a ring visually similar to the original one, or one made to be identical to the original."
"Don't tell me 'copying an existing ring' is not possible, because the ring itself was very simple. Basically only metal, no diamonds or any other fancy rock, just metal with a groove in it and smooth edges."
"But no, their only offer to 'make up for it' was to choose a cheap looking one from their stock, basically saying 'we f**ked up but we won't put in any work to replace your ring; this is what we already have.'"
"Let alone the fact that the ring was 20+ years old and had a lot of sentimental value, because unlike my dad, my mom wore that ring all the time."
Student Loan Arrangements
"Spending all my student loan refund checks instead of saving those f**kers to, oh, I don't know, PAY OFF MY STUDENT LOANS."
Extra Funds Available
"Accepting larger loan amounts than I needed."
"Tuition, for me, was about $1200 a semester. But when you’re 18 and someone offers you $5,000 (which is more than you’ve ever had) and you don’t have to pay it back for years, you don’t hesitate to click accept the full amount."
"So yeah, I’m $20,000 in student loan debt when it could have been $10,000. Praying that student loan relief actually goes through but doubt it."
Attending College At All
"Going to college right out of high school. College is great if you know why you're there, but not for someone who isn't yet sure."
No Return on Investment
"I can't speak for everyone but when I was fixing to graduate high school back in 2000-2001, everyone thought college was the next step because literally no one ever told us anything different. Parents, teachers, school guidance counselors, and the culture. EVERYTHING was about pushing kids into the college pipeline."
"I literally thought everyone working trades were living in poverty until I was in like my mid-twenties because no one ever brought it up unless it was to disparage the whole idea of working for a living."
"Not my mistake, but my dad's. He bought like $500 worth of collectible Star Trek dinner plates in the 80s thinking they'd be worth a ton of money in a few years. They're not."
"I was at $1800 per month for alimony and child support for six years, but it was more losing half of the assets (including retirement savings) that was the killer."
"Oh well. It's in the past now and I'm in a much better place and happy rather than resigned to being miserable like I was for quite a few years until I decided to go through with it. I'm just going to have a late retirement (most likely) instead of early like I had hoped."
"As f**ked as it is, the financial expense is what got me to quit nicotine. I realized that I was spending $150 a month on disposable vapes and started comparing it to my other bills."
"I was paying more for my unhealthy addiction than my car insurance, or my utilities. Kinda hard to justify when you look at it like that."
Beyond Her Means
"My ex-wife was an expert at spending us into a black hole. She was a widow. We got engaged. The very next day, I told her to bring me all her debts, and then I wrote checks to pay them all off. $14,000."
"That became the pattern. She never saw a dollar she couldn’t spend before we earned it. She looked at things by what they cost each month and not by what they actually cost."
Someone Else's Debt
"I agreed to take over my ex-girlfriend's bills so that she could pay off her debts. Five years and over $100,000 of my money later, she was in more debt than when we started, and she was cheating on me."
"Don't ever do this. Just make her be an adult or dump her. It's never worth it."
Just One More Semester
"I paid for my ex-girlfriend's college tuition for three semesters as she 'just one semester left'-ed me for all three."
"That was AFTER she got a letter stating she was no longer eligible for the Pell Grant or further loans. So, the banks said, 'No more,' but I paid for another year and a half, while also paying all the household bills and supporting her kid."
"We broke up, and she had the nerve to talk about what I supposedly OWE her."
Scammed by the Pound
"One of those Bootcamp-style gyms opened up within walking distance from our apartment. We wanted to get in shape and figured we'd check it out. It was run by a married couple who was really nice."
"Initial classes were very small but the exercise was great. The husband also did martial arts instruction so I was considering getting into that."
"They were doing a really reduced special to get a year membership so I went for it and paid half upfront. A few weeks later, I can't remember the conversation, but they asked for the remaining payment, and I said, 'Sure, why not?'"
"A little bit after that, they called and said, 'Sorry, but we opened the gym with a verbal agreement we would be getting a large number of karate students and that fell through, so we have to shut down. We will get your money back once we get settled after we move back home.'"
"I foolishly had paid for all this but never had even gotten a written contract or whatever. They just ended up ghosting me and stopped replying to everything."
Buying the Wrong Home
"I bought a mobile home as a starter home. No one ever explained to me as a young adult the importance of investment and future planning."
"Mobile homes of course do not hold nor increase in value so you never build equity. It's akin to renting except you have to cover all your own repair costs too."
"Terrible financial decision. Don't buy mobile homes kids. Just don't do it."
Helping a Friend Out
"I let her move in with me and then covered all of her living expenses so she could pay off debt. It only cost me a little more money since I was already covering 100% of my living expenses. Some of my bills like water went up a little and I voluntarily covered most groceries."
"I told her upfront that there are no hard feelings if it doesn't work out in the long run (and it didn't). I would have done the same thing for any close friend."
"I suggested her first step should be to save an emergency fund to protect herself if we break up because I would expect her to get the f**k out. And if she cheats on me, her stuff will be on the curb the same day."
"I'm a practical person. We had been discussing moving into together anyway. This way we see how things work out and she ends up with less debt. But I didn't put any money directly towards her debt. That would have felt like I was being taken advantage of."
"This wasn't completely selfless on my part. It seemed like we may have been headed for marriage and in that case, I would want that debt gone. It didn't happen for us but I'm still glad she got a little further ahead in life."
While some might argue that each of these were learning experiences that were worth experiencing, there's no denying that they were expensive lessons.
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We get it, we're all super busy, and sometimes it's really hard to get all the chores done around work and living our lives.
But there are appliances we can have in our home, like a dishwasher, that can make those chores much more convenient.
However, they could really ruin our day, too, if we use them incorrectly.
Redditor Loud-Situation2643 asked:
"What should never go into the dishwasher?"
Can This Go Without Saying?
"The toilet brush! I read a story here about somebody that does that regularly."
"That’s disturbing. I had a landlord tell me to put my cat’s litter box in the dishwasher weekly to keep the cat smell down. I did not take her up on that advice."
"Your toilet brush. My friend found out the hard way her housemate was doing this WHILE DOING THE DISHES."
"Fish. I worked apartment maintenance and a lovely old couple ruined, like, three dishwashers in a row by using them to steam fish. Very gross, considering the pre-wash cycle uses the gray water from the last cycle."
"Smelled pretty bad, too."
"I'll admit, we run some knives through, but only the crummy ones. The good ones, NEVER, and ideally those are hand-washed right away after use and not left to sit with anything on them."
Cast Iron Accessories
"I found a La Creuset Dutch Oven on clearance sale at crate and barrel of all places. I immediately bought it. Still, a lot of money to spend, but it was the best purchase I ever made for my kitchen."
"I fully understand why people pass these down from generation to generation. It’s in amazing condition for the number of times I’ve used it. And it’s dishwasher safe!"
"I still hand wash mine, because it’s like a child to me, and I don’t trust my partner to handle it! I always said I’d be a chef if I didn’t love what I do right now. So the fancy kitchen stuff I have always gets hand washed."
"P.S. their website says it’s dishwasher safe, but they recommend a hand wash for longevity and because the enamel can eventually wear down in a dishwasher."
Also, Wooden Kitchen Accessories
"Wooden Cutting boards."
"This is one of my luxuries in life. Using a machine to wash your wooden spoons will shorten their life by a lot. Hand washed and well cared for a wooden spoon will last decades."
"A set of bamboo wooden spoons is like $12, so I buy a new set every year or two. $12 to not hand wash every night? Yes please."
Liquid Dish Soap. Enough Said.
"My daughter did this once, WOW, what a soapy disaster."
Also, Laundry Detergent
"When I first moved into my own apartment, my mom gave me a sandwich bag full of about a dozen detergent pods as a 'These will help you start off on your own' gesture."
"The first night of living in my own apartment, I fired up the dishwasher. 20 minutes later while playing video games, I noticed this wave of suds moving toward me from the kitchen. When I say a wave, I mean it. I have never seen so many d**n bubbles."
"That’s how I learned my wonderful mom gave me both dishwasher detergent pods AND laundry detergent pods in the same sandwich bag. I had a 50/50 odds and boy did I lose, lmao (laughing my a** off)."
"Needless to say, this happening on my first night living on my own had me questioning what I was doing, and if I would be better off living in my mom’s basement for the rest of eternity."
We Need a Storytime for This One
"The part of the blender that says, 'Do Not Immerse.'"
Protect the Detailed Glassware at All Costs
"All my PRETENTIOUS fancy brewery glasses. Those designs are staying where they are."
"I put a printed shot glass into the dishwasher that was part of a set. It came out clean all right, picture completely dissolved."
That Would Be Terrible
"Your secret cash stash."
Ew ew ew.
"Mashed potato residue. Oh my god, it gets on EVERYTHING. Especially if the chunks are too large to fit through the filter. It just sits in the water and coats everything."
For the 'Friends' Fans Out There
"Paper, snow… A ghost!"
"I found out recently, you aren't supposed to put your girlfriend's collectible Starbucks cups in there."
Reddit's Got Jokes
"As a new father, I wish you'd told me earlier."
And Feathered Jokes
"Who are you that you are so wise in the ways of science?"
While dishwashers were invented to make our lives a little bit easier when it's time to wash the dishes, there are some items that, when placed in there, could really ruin someone's day.
People Describe The All-Time Best Episodes Of Television They've Ever Seen
TV enthusiasts could argue that shows on television are a more compelling and superior form for media entertainment.
A story arc can be played out to its fullest potential without shortchanging the audience with a two-and-a-half hour duration of a film.
While movies are in their own category, TV shows–including short miniseries–can engage an audience over a span of seasons as long as there is more stories to tell.
Some TV shows break away from the formula and can feature anthology–or standalone–episodes that are impressive in their own right.
Whether it's a featured independent storyline or a memorable moment within a show's season, Redditor stevenpost asked:
"What's the greatest episode of a tv show ever made?"
These comedic shows offered up plenty of memorable laughs.
From "The Simpsons"
"Marge v. the Monorail"
That Dark Mockumentary
"What we do in the shadows - 'On the Run' (the Jackie Daytona episode)"
Such A Snakehole
"The snake juice episode of Parks and Rec."
"The scrubs episode with Brendan Frasier. I didn't know a 22 min show could make me cry."
This classic TV show still resonates with newer viewers.
It's Hard To Choose
"The twilight zone episode monsters are due on maple street"
"The tools of conquest do not necessarily come with bombs and explosions and fallout. There are weapons that are simply thoughts, attitudes, prejudices... to be found only in the minds of men. For the record, prejudices can kill... and suspicion can destroy... and a thoughtless, frightened search for a scapegoat has a fallout all of its own—for the children and the children yet unborn. And the pity of it is that these things cannot be confined to the Twilight Zone."
"Will the real Martian please stand up is also a classic"
"Incident on a small island, to be believed or disbelieved. However, if a sour-faced dandy named Ross or a big, good-natured counterman who handles a spatula as if he'd been born with one in his mouth, – if either of these two entities walk onto your premises, you'd better hold their hands – all three of them – or check the color of their eyes – all three of them. The gentlemen in question might try to pull you in – to The Twilight Zone."
Here are some hauntingly compelling examples.
Based On The Tragic Event
"Chernobyl- Vichnaya Pamyat"
'... they mistakenly sent the one good man. For God's sakes Boris, you were the one who mattered the most.'
"Not the best line of that episode, but definitely in the top."
Shoutout To Firefighters
"It’s difficult for me to pick a 'best episode' from Chernobyl because in my mind it’s possibly the best television ever made from start to finish. Pacing is fast and there’s literally not a wasted shot in the entire series."
"Open Wide, O Earth is my honorable mention episode just for the inclusion of the firefighters. Full-blown body horror that hits even harder because it’s based on stuff that actually happened. The show has lots of excellent horror sequences but the firefighters arc definitely stands out as the most memorable to me."
Picard's Wakeup Call
"The Inner Light - Star Trek TNG"
The Gripping Tracking Shot
"'Who goes there' of True Detective is a serious adrenaline ride. Great episode from a fantastic show."
The Face Off
"Better Call Saul - Chicanery."
One of the best episodes I've seen recently was from the penultimate episode of This Is Us.
After taking a break from watching the show after being overwhelmed with being behind, I was encouraged to keep watching it. I'm glad I did.
Not only did this particular episode profoundly give the beautiful show a worthy send-off, but it also helped me process a lot of emotions as I continue to struggle to deal with a family member living with a cruel mental illness.
Everyone has insecurities.
Be it speaking in public, wearing beach attire, or even one's profession, very few people don't have at least one topic of conversation that is bound to make them red in the face.
Some people are pretty adept at hiding their discomfort and can manage to persevere through their phobias with their dignity intact.
Others are not so lucky and often go to great lengths to hide their insecurities, only to make them even more apparent.
"What screams 'I’m insecure'?"
The Wisest People Are Those Always Willing To Learn
"When people are unable to admit that they don’t know something."- slimytoadsnot listening no way GIFGiphy
Other People's Success Are Not Your Failures
"Mocking someone else's achievement."- SuvenPan
Never Pick Yourself Up By Taking Others Down
"Belittling others."- Term-Haunting
"Always talking badly about others and trying to make them look weak/bad."- PildithThe Simpsons GIF by MOODMANGiphy
Maybe Honesty Isn't Always The Best Policy...
"When you're quick to be 'brutally honest' with others, but have a meltdown when someone does it back to you."-eF240uKX52hp
Not As Funny As They Think...
"People who tear other people down as a joke but then get mad when they get it handed back to them."
"Clearly they either aren’t joking or are too sensitive to be dishing out sh*t."- babythrottlepop
Being On Top Adds More Possibilities Of Falling Down...
"Trying to one-up people in every conversation."- Flanky_Bwai
"One upping people in conversation."
"If I tell you I had a great trip to X place, I don’t need to hear about your better trip to someplace else that’s ostensibly 'better'."- I_Am_The_Grapevinekristen wiig television GIF by Saturday Night LiveGiphy
Some Things Speak For Themselves...
"Constantly saying what kind of person you are."
"If you were, you wouldn’t have to tell us."- ubereddit
A Little Contrition Goes A Long Way...
"Making excuses and even twisting the facts but never apologize."- SuvenPan
But Enough About Me, What Do You Think Of Me?
"Constant projection and self-serving compliments."- nhabzLook At Me Kiki GIF by The Bachelor AustraliaGiphy
What Are They Even Trying To Prove?
"Revving your vehicle loudly every time you pass another person."- msnmck
Superior By Association
“'You will address me by my husband’s rank!'”- Psychological-Stay16
"Elaborate Instagram and Facebook posts declaring love for one’s significant other over and over and over."- jbmaunHappy Married At First Sight GIF by LifetimeGiphy
Always Needing Validation
"People who can’t think or feel anything without being told that it’s okay to do so."- Diesel07012012
It's sad that so many people think the only way to overcome something which makes them embarrassed or afraid is by embarrassing or demeaning others.
When being open and honest about your insecurities might, instead, result in your finding common ground with others.
And making new, lifelong friends in the process.
People Confess Which Things From Their Childhood They Thought Were Normal Until They Were An Adult
Every family has customs or traditions which are unique to them.
Be it all gathering together to watch The Muppet Christmas Carol every Christmas eve or an annual fried chicken picnic with dark and stormies every fourth of July. They are well aware not everyone does this, which makes it all the more special.
However, depending on the way it was introduced to them, some children are raised to think certain customs or habits done by their family are, indeed, normal.
Only to grow up and realize that theirs might have been the only family in the world which partook in them.
In some cases, this discovery is met with laughs and maybe the tiniest bit of embarrassment.
Other times, it's no laughing matter.
"What's something about your childhood that you thought was normal at the time but realiszd as an adult that it wasn't?"
Seemed Like A Good Idea, Until You Read Why...
"Having a cooler in the car."
"My parents always packed one, there were cokes and waters in it."
"The weird part was there was also always beer in it."
"Didn't matter if we were going 12 hours or 1 hour, they packed a cooler."
"Didn't realize how much my mom was drinking until years later when she become a non-functioning alcoholic."- IslandsOnTheCoast·
Dad Of The Year!
"When i was a kid I thought that all the Korean candy stores were free."
"Like you could go in, take what you wanted and leave."
"I would make friends with other Korean kids, take them to my favorite candy stores and tell them to help themselves. which they did."
"So apparently, whenever we'd visit my family in Korea, my dad would talk to all the candy shop owners in the neighborhood and tell them to put anything me or my friends took, on a tab."
"Maybe it was because i barely even spoke korean, but that whole situation just seemed perfectly f*ckin normal to my oblivious little self."- yaybunz
Boundaries Exist For A Reason
"In hind sight I realize that what I thought was 'freedom' was actually neglect."
"Kids aren't supposed to be left to themselves in such a degree that they end up raising themselves."
"From personal experience doing so leads to a lot of misunderstandings on how things are supposed to be."- Hattkake·
A Little Sensitivity Does Go A Long Way
"Being really sensitive to people's emotions because you never know if they could be in a bad mood."
"Turns out I learned that from my dad to make sure I don't make it worse."- UpstairsDifficult966
Think Carefully If You Have What It Takes To Be A Parent...
"Parents aren't supposed to make fun of their kids, complain about what they have to do for their children, and break down when they don't feel validated by their own child."- Doobledorf
"My mom never cooked, and there would be a lot of nights where I went without food because she didn't buy any."
"I thought it was normal for a mom to sleep the majority of the day."
"In reality she was always f*cked up on painkillers."
"Then, with my grandmother, she was controlling over whatever clothes, shoes, and how my hair looked."
"I always had to look like a good Christian boy."- Additional-Soup3853
"I was in college before I learned that you don't have to get your mother a gift for your birthday because 'she's the one that did all the work that day'."- lylertila
Kind Of Sad To Think Self-Sufficiency Is So Rare...
"Being able to fix things myself."
"My dad is an engineer and throughout my childhood we'd come up with random creative projects to build stuff, he'd show me how to fix things and what safety precautions to look out for."
"Now if something happens at my flat I know how to fix it (or I call my dad and he'll guide me)."
"My boyfriend and friends have no idea how I know this stuff or how to do these things themselves, I always thank my Dad!"
"It's great because I get to save a lot of money, and I've saved money for my friends too!"
"Also, it means a lot to me because at the time and the town I was in girls weren't encouraged to do engineering, but my dad didn't care."
'I was little girl and thought it was essential for me to know how to do these things myself."
'I think he also hoped I'd one day become an engineer!"- imhere2913
Sadly, Not As Common As You Thiink...
"My parents were happily married and our home was happy and loving."- IllChampionship5
"Actually liking your parents/siblings/family."
"Almost everyone I know can't stand the people they grew up with, which I find strange."- ThatDukeGuy
Making A Custom Even More Meaningful
"Every Christmas my parents would buy me and my siblings one Christmas ornament to decorate the tree, which typically highlighted a special event or something important or a topic we were highly interested in that year."
"The tree started off rather bare at first, but after five kids and twenty-five years, that thing was filled from top to bottom, and shows a history of our lives."
"I thought it was how everyone decorated family home Christmas trees for awhile, but apparently it’s pretty unique to us."- RummelNation
Leading To A Massive Vocabulary No Doubt...
"Having a room full of dictionaries."
"I was baffled when I met kids in secondary school (as an adult doing a teacher training course at the time) who didn't even understand the basics of how to use one in their own language, let alone a two-language one."
"My dad was a translator so growing up it was just a normal thing, and I would sometimes just take one and look up random words in different languages for fun."- MrLuxarina
Unbelievable That This Isn't Normal
"Being taught to care about everybody, regardless of race, religion, or politics."
"We were lower middle-class farmers and we played with everyone."
"Everybody was welcome in my parents home."
"We had a ginormous garden and my parents gave our neighbors food out of it."
"My parents taught if you give out love, it’s returned 10 fold."
"Needless to say that bit us in the butt some times."
"But my parents died living and believing that."- SCGranny64
Not Exactly Normal, But Far too Commonplace
"When it would rain we would put pots and pans down to catch the drips."
'I would be sent to go have a slumber party with cousins whenever the electricity would get cut off due to nonpayment."
"I thought it was commonplace for people to go thru stuff like that."- RacksDiciprine
Ultimately, everyone's childhood is unique.
Many are grateful to learn just how unusual or special their childhood is.
For others, the discovery proves to be far too little too late.
Do you have something to add? Let us know in the comments.